Kids Get Money: Why Financial Literacy Starts Earlier Than You Think

Kids Get Money: Why Financial Literacy Starts Earlier Than You Think

Only 15% of teenage girls in Australia can answer basic financial questions correctly. That statistic stopped me in my tracks. Because financial habits are formed in childhood. And those habits tend to stick. In my clinic, I see how financial stress affects health. Sleep. Anxiety. Family relationships. It's not just a money issue. It's a health issue. The research shows it clearly. Financial literacy influences your stress levels, your decision-making, and ultimately your health. In this episode, I share five simple action steps you can implement with your kids this week. From starting money conversations early, to teaching delayed gratification, to letting them make safe mistakes—the strategies that build financially confident adults. Because raising financially capable kids isn't about perfect knowledge. It's about consistent exposure. 📚 RESEARCH & RESOURCES: Kids Get Money Report - Free Download: https://www.frontier-economics.com.au/wp-content/uploads/2025/05/2025-05-19-Valuing-the-benefits-of-improved-childhood-financial-literacy.pdf [https://www.frontier-economics.com.au/wp-content/uploads/2025/05/2025-05-19-Valuing-the-benefits-of-improved-childhood-financial-literacy.pdf]  2025 HILDA Survey: https://melbourneinstitute.unimelb.edu.au/news/news/2025/hilda-2025-insights-into-a-changing-australia [https://melbourneinstitute.unimelb.edu.au/news/news/2025/hilda-2025-insights-into-a-changing-australia]  🤗Say hi on social:  Emma’s Instagram: https://www.instagram.com/_emmasutherland [https://www.instagram.com/_emmasutherland]  Emma’s Clinic, Studio You https://www.instagram.com/girlsfromstudioyou [https://www.instagram.com/girlsfromstudioyou]  Sign up for my weekly newsletter: https://www.studio-you.com.au/subscribe-newsletter/ [https://www.studio-you.com.au/subscribe-newsletter/]  New patient inquiries: https://studioyou.cliniko.com/bookings#service [https://studioyou.cliniko.com/bookings#service]  Subscribe to Emma’s Practitioner Podcast  Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 [https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147]  Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 [https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49]  Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA [https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA]  About Emma:  Feel better, think clearer and boost your energy — without burnout, guilt or extremes. I’m Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine. With over 22 years of experience in women’s health, fertility, pregnancy, gut health and children’s wellbeing, I translate complex science into practical tools that fit real life. I’m the author of 50 Foods That Will Change Your Life and Sophia Eats, and host of Australia’s leading practitioner health podcast, FX Medicine. Here you’ll find science-backed wellness advice, natural health strategies, hormone support, nutrition tips and honest conversations about what really works. Because true health isn’t about perfection — it’s about understanding your body and making smart, sustainable choices. ⚠️ DISCLAIMER: The content in my Spotify episodes SHALL NOT be construed as health or medical advice. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. It is your responsibility to verify all information. Some of the links in this description and in my videos may be affiliate links, and may on occasion, pay me a small commission if you use them. I really appreciate the support.

Walking Isn't Enough — What Your Bones Really Need After 55 | Emma Sutherland

Bone loss doesn't announce itself. No symptoms, no warning — sometimes the first sign is a fracture. In this episode, clinical naturopath Emma Sutherland breaks down a 12-month clinical study on jumping and bone density, and explains what the findings mean for women over 55. Short bursts of targeted impact were linked to measurable improvements in bone density at the hip and spine in the study population — but the real conversation isn't "should I jump?" It's "am I the right person to jump, and what's the safest way to start?" Emma also introduces REMS, a newer radiation-free bone assessment tool more women are asking about, and explains why knowing your starting point changes your entire plan. This is the nuanced, evidence-based conversation about bone health that every woman over 50 deserves to hear. SAY HI ON SOCIAL: Emma's Instagram: https://www.instagram.com/_emmasutherland Studio You: https://www.instagram.com/girlsfromstudioyou Newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient enquiries: https://studioyou.cliniko.com/bookings#service RELEVANT LINKS: Study (Clissold et al., 2022): https://austinpublishinggroup.com/family-medicine/fulltext/jfm-v9-id1287.pdf [https://austinpublishinggroup.com/family-medicine/fulltext/jfm-v9-id1287.pdf]  Why REMS is Revolutionising Bone Health with Dr Nick Birch: https://youtu.be/AM1T4CQcd1w?si=eia9Ef7AqeCQfxEK Understanding Bone Health with Dr Nick Birch: https://youtu.be/oA_mf4korcM?si=k3lmmy80wQHWfA-4 SUBSCRIBE TO EMMA'S PRACTITIONER PODCAST: Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA ABOUT EMMA: Feel better, think clearer and boost your energy — without burnout, guilt or extremes. I'm Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine. With over 22 years of experience in women's health, I translate complex science into practical tools that fit real life. Author of 50 Foods That Will Change Your Life and Sophia Eats. Host of FX Medicine, Australia's leading practitioner podcast. ⚠️ DISCLAIMER: The content in this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult your healthcare provider before changing your exercise, diet, or treatment plan.

Ashwagandha & Perimenopause — What 14 Clinical Trials Actually Show

If you're in perimenopause and feeling wired, exhausted, anxious, and not sleeping — this episode is for you. Clinical naturopath Emma Sutherland breaks down the research on Withania (ashwagandha) and perimenopause — not the wellness blog version, the clinical version. What the trials actually showed. Why the form of the extract determines whether you see results. And the five evidence-based action points she uses in her own clinical practice. Because perimenopause isn't just a hormonal transition. It's a nervous system transition. And one of the most well-researched herbs we have might already be in your cupboard — in the wrong form. SAY HI ON SOCIAL: Emma's Instagram: https://www.instagram.com/_emmasutherland Studio You: https://www.instagram.com/girlsfromstudioyou Newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient enquiries: https://studioyou.cliniko.com/bookings#service RELEVANT RESEARCH LINKS: 2019 Lopresti paper: https://pubmed.ncbi.nlm.nih.gov/31517876/ 2018 Sharma paper: https://pubmed.ncbi.nlm.nih.gov/28829155/ 2017 Choudhary paper: https://pubmed.ncbi.nlm.nih.gov/27055824/ SUBSCRIBE TO EMMA'S PRACTITIONER PODCAST: Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA ABOUT EMMA: Feel better, think clearer and boost your energy — without burnout, guilt or extremes. I'm Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine. With over 22 years of experience in women's health, I translate complex science into practical tools that fit real life. Author of 50 Foods That Will Change Your Life and Sophia Eats. Host of FX Medicine, Australia's leading practitioner podcast. ⚠️ DISCLAIMER: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult your healthcare provider before making changes to your supplements, diet, or treatment plan.

Time Management That Actually Works for Busy Women & Mums | ft. Bethany Kumsuz

You make the to-do list. By the end of the day, half of it is still there. Sound familiar? In this episode, Emma Sutherland sits down with Bethany Kumsuz — a productivity and time management coach with over 9 years' experience supporting high-achieving professionals — to unpack the "hidden load" that quietly eats up your day before your actual to-do list even begins. They cover Parkinson's Law, the psychology behind perfectionism, people-pleasing and procrastination, how to build a flexible morning and evening routine, and Bethany's S.T.E.P method — a simple framework anyone can use to diagnose why a task isn't getting done. Emma even puts herself forward as a live case study. Bethany's answer might surprise you. ABOUT BETHANY KUMSUZ: Bethany is a productivity and time management coach with over 9 years' experience as an Executive Assistant and coach, helping high-achieving professionals build systems that actually work. Bethany's Instagram: https://www.instagram.com/yourcoachbethany/ Bethany's LinkedIn: https://www.linkedin.com/in/bethany-kumsuz-b11977bb/ SAY HI ON SOCIAL: Emma's Youtube: https://www.youtube.com/@emmasutherland9334 Emma's Instagram: https://www.instagram.com/_emmasutherland Studio You: https://www.instagram.com/girlsfromstudioyou Newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient enquiries: https://studioyou.cliniko.com/bookings#service SUBSCRIBE TO EMMA'S PRACTITIONER PODCAST: Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA ABOUT EMMA: Emma Sutherland is a successful mum, author and clinical naturopath whose mission is to inspire women to get their mojo back. With over 22 years of experience in women's health, Emma is a fully qualified naturopath, author of 50 Foods That Will Change Your Life, and host of FX Medicine, Australia's leading practitioner podcast. ⚠️ DISCLAIMER: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified professional before making changes to your health, lifestyle, or work routine. #TimeManagement #Productivity #BurnoutRecovery #BusyMums #WorkingMums #Overwhelm #MentalLoad #EisenhowerMatrix #WomensHealth #NaturopathAustralia #EmmaSutherland #BethanyKumsuz #ProductivityCoach #WorkLifeBalance #StopBurnout

The 9-Step Weight Loss Roadmap — Free Download Inside | Part 3 of 3

This is the episode the whole series has been leading to. Clinical naturopath Emma Sutherland shares the step-by-step roadmap she's used in clinic for over 22 years — 9 steps, in a specific sequence, built around supporting the body rather than fighting it. But before she walks through the steps, she tells you the story of Sharon. And once you hear it, you'll understand why the WHY matters just as much as the HOW. Most women never reach Step 9. This episode is built to take you there. Free downloadable roadmap in the show notes. Start at Step 1. Link to the free guide: https://studio-you.com.au/weightlossbundle-landing-page SAY HI ON SOCIAL: Emma's Instagram: https://www.instagram.com/_emmasutherland Studio You: https://www.instagram.com/girlsfromstudioyou Newsletter: https://www.studio-you.com.au/subscribe-newsletter/ New patient enquiries: https://studioyou.cliniko.com/bookings#service SUBSCRIBE TO EMMA'S PRACTITIONER PODCAST: Apple Podcasts: https://podcasts.apple.com/au/podcast/fx-medicine-podcast-central/id897414147 Spotify: https://open.spotify.com/show/6t6AlIjHCj1SLH3ZVCDaNU?si=ef11c2dc37404d49 Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly93d3cuZnhtZWRpY2luZS5jb20uYXUvcG9kY2FzdC9wb2RjYXN0LnhtbA ABOUT EMMA: Feel better, think clearer and boost your energy — without burnout, guilt or extremes. I'm Emma Sutherland, an Australian clinical naturopath, author and mum helping women and families build strong, sustainable health using evidence-based integrative medicine. With over 22 years of experience in women's health, I translate complex science into practical tools that fit real life. Author of 50 Foods That Will Change Your Life and Sophia Eats. Host of FX Medicine, Australia's leading practitioner podcast. ⚠️ DISCLAIMER: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always consult your healthcare provider before making changes to your diet, exercise, or treatment plan.