Episode 3: Government Programs and Grants Available for Home Buyers - Part 1

Episode 7: Take Charge: Empowerment with Child Support Knowledge

Child support is one of the most misunderstood—and emotionally charged—topics in family law. In this episode of Real Talk with Reggie, we sit down with Alfonso from Hearn’s Law Group to break down what child support really is, how it’s calculated, and the common misconceptions that often land parents back in court. From custody arrangements and income changes to modifying payments and handling arrears, Alfonso explains the laws in states like Maryland and DC, and why legal counsel is essential for navigating this complex process. Whether you’re a custodial or non-custodial parent, this conversation offers valuable insights to help you protect your rights, meet your obligations, and avoid costly mistakes.

Episode 6: Estate Planning 101 Part 2: Dealing with Trusts

Alphonso Hearns is the founding attorney of The Hearns Law Group, a client-focused law firm committed to delivering trusted legal counsel with integrity and precision. With a strong background in real estate, business, and civil litigation, Alphonso provides strategic guidance to individuals, families, and professionals navigating complex legal matters. The Hearns Law Group is known for its personalized approach, attention to detail, and dedication to achieving successful outcomes. Visit: www.hearnslawgroup.com [https://www.hearnslawgroup.com/]

Episode 5: Estate Planning 101 - Part 1

Alphonso Hearns is the founding attorney of The Hearns Law Group, a client-focused law firm committed to delivering trusted legal counsel with integrity and precision. With a strong background in real estate, business, and civil litigation, Alphonso provides strategic guidance to individuals, families, and professionals navigating complex legal matters. The Hearns Law Group is known for its personalized approach, attention to detail, and dedication to achieving successful outcomes. Visit: www.hearnslawgroup.com [https://www.hearnslawgroup.com/]

Episode 4: Government Programs and Grants Available for Home Buyers - Part 2

In this powerful follow-up episode of RealTalk with Reggie, we dive deeper with mortgage expert Billy to explore special programs designed specifically for public service professionals—like teachers, medical staff, firefighters, and military personnel—who are ready to take their first steps toward homeownership. We unpack the Homes for Heroes program, unique doctor loan options, and the Maryland SmartBuy 3.0 initiative that can help buyers eliminate student debt when purchasing a home. Billy also breaks down how student loan debt is now calculated more favorably when applying for a mortgage—and why this change could be a game-changer for so many young professionals. Plus, we clear the air on down payment assistance programs, interest rate trade-offs, and how to strategically refinance using your home’s future equity. ✅ Who qualifies for hero-focused loan programs ✅ How student loans impact (or don’t impact) your approval ✅ Tips for maximizing equity and loan strategy ✅ Why working with the right lender makes all the difference Whether you're a first-time buyer or a public servant navigating financial barriers, this episode is packed with value and real-life strategies to turn your dream of owning a home into reality.

Episode 3: Government Programs and Grants Available for Home Buyers - Part 1

Welcome to "Real Talk with Reggie," where real estate meets real life. In this session, we dive into the intricacies of government loan programs and grants available to first-time home buyers. With our expert panel, Tyrone Eugene from Century 21 Envision, Brian Creighton from the Creighton Group at Century 21 Envision, and Billy Saunders from Gud Mortgage—we aim to equip you with the knowledge you need to make informed decisions.