#103 - How to Build a Legacy That Lasts Beyond Wealth with Lance Welch

Funds of Freedom: Fighting Trafficking, Serving Veterans, and Impacting Lives

This episode of the Replace University Podcast takes a different direction from our usual financial strategies. Michael Lush and the team introduce Funds of Freedom, a new faith-rooted nonprofit dedicated to tackling some of the darkest realities in our world today—sex trafficking, veteran support, and helping families in crisis. You’ll hear the heart behind this mission, why freedom is at the center of everything we do, and how Funds of Freedom will operate differently than most charities—staying lean, transparent, and focused on putting resources directly into the hands of those in need. From supporting organizations that rescue and restore victims of trafficking, to stepping in after natural disasters when communities are most vulnerable, to even paying off mortgages for struggling families—Funds of Freedom was created to be a light in dark places. This conversation goes deep into faith, calling, and the responsibility we all share to use our blessings to bless others. Whether you can give financially, volunteer your time, or simply join us in prayer, you’ll see how you can be part of this mission. Learn more and get involved at: fundsoffreedom.com [http://fundsoffreedom.com/] Free Video: How Thousands of Families Are Accelerating Their Mortgage Payoff — Often in 5–7 Years — Using a Smarter Strategy with Their Current Incomehttps://bit.ly/4fM8wxU [https://bit.ly/4fM8wxU]

#103 - How to Build a Legacy That Lasts Beyond Wealth with Lance Welch

What if your legacy had nothing to do with money—but everything to do with values, vision, and intentional leadership at home? In this episode, Michael Lush sits down again with his personal coach, Lance Welch—a man who's not just led in business but at home with powerful intentionality. They dive deep into the concept of legacy—not the financial kind, but the one rooted in family values, faith, and generational leadership. From building a Family Vision Cast to modeling integrity and gratitude, this conversation is packed with wisdom that every parent, spouse, or future leader needs to hear. Visit Lance’s website: https://www.thelancewelch.com/ [https://www.thelancewelch.com/] Link to the Legacy exercise: https://storage.googleapis.com/msgsndr/mwppqiCfdkvcu0dJroWh/media/68719aeb78d6e902251a937c.pdf [https://storage.googleapis.com/msgsndr/mwppqiCfdkvcu0dJroWh/media/68719aeb78d6e902251a937c.pdf] Free Video: How Thousands of Families Are Accelerating Their Mortgage Payoff — Often in 5–7 Years — Using a Smarter Strategy with Their Current Incomehttps://bit.ly/4fM8wxU [https://bit.ly/4fM8wxU]

#102 - Why Every Entrepreneur Needs an Estate Plan | Michael Lush x James Cobb

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼https://bit.ly/4fM8wxU What happens to your business, your family, and your finances if something happens to you? In this episode, Michael Lush sits down with long-time friend and estate attorney James Cobb of Cobb Law Group to unpack the legal strategies every entrepreneur, real estate investor, and high-performer needs to protect their legacy. From wills and trusts to business formations and probate horror stories—this conversation is a wake-up call for anyone who’s building wealth but hasn’t protected it legally. In this episode, you'll learn: - The biggest misconceptions about wills and estate planning - Why 70% of Americans die without a will—and why that’s a problem- The difference between a revocable and irrevocable trust - How to protect your business and family through proper legal planning - The costly mistake of 50/50 partnerships - What every entrepreneur must have in place to avoid legal chaos Need help planning your estate or structuring your business? Call Cobb Law Group: (855) 500-1334 Visit: https://cobblawtn.com Don’t wait for tragedy to strike. Plan ahead, protect your legacy, and give your family peace of mind. #estateplanning #trusts #wills #businesslaw #entrepreneurship #wealthbuilding #cobblaw #michaellush #replaceyouruniversity #financialfreedom

#101 - Breaking Financial Myths with Garrett Gunderson: Protecting Wealth & Building Legacy!

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼 https://bit.ly/4fM8wxU In this episode, Michael sits down with Garrett Gunderson, a financial expert reshaping how people think about wealth and legacy. Garrett shares insights on what the Rockefellers did to protect their wealth, how banks leverage life insurance, and strategies for creating financial security across generations. Together, they dive into wealth preservation, smart financial planning, and avoiding common pitfalls that often cost families their financial freedom. Connect with Garrett Gunderson: - Discover more about Garrett’s work and philosophy on his YouTube Channel: https://www.youtube.com/@GarrettGundersonTV - Check out his book, "What Would the Rockefellers Do?" for a comprehensive guide to legacy planning: https://garrettgunderson.com/product/what-would-rockefellers-do - Visit Garrett’s website: https://garrettgunderson.com/ Key Points: - How the Rockefellers built a generational wealth model - The surprising truth about bank-owned life insurance (BOLI) - Why traditional retirement plans may not be the best option for everyone - Life insurance strategies for tax-efficient wealth transfer

#100 - Ande Frazier on Empowering Women With Smarter Money Moves

Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼 https://bit.ly/4fM8wxU In this insightful episode of the Replace Your University podcast, Michael Lush sits down with Ande Frazier, financial expert and author of "Financially Free: 11 Conversations to Have About Life and Money." Ande shares her journey from starting out in financial services to becoming a leader in empowering women to achieve financial independence. Together, they explore the emotional aspects of money, the importance of financial planning for women, and the critical skills entrepreneurs need in today’s rapidly changing world. Don’t miss this episode filled with practical advice on financial literacy, infinite banking concepts, and personal development. Buy Ande's Book: Get your copy of Financially Free: 11 Conversations to Have About Life and Money on Amazon: https://a.co/d/c0JKqY9 Visit Ande's official website: https://www.andefrazier.com/ Email Ande at: ande@andefrazier.com Follow with Ande on Facebook: https://www.facebook.com/CEOAndeFrazier/ Connect with Ande on LinkedIn: https://www.linkedin.com/in/andefrazier/