The Future of Car Buying

7 Things No One Tells You About Retirement

Episode 6 with Zach Courier:7 Things No One Tells You About Retirement | Retirement Planning Beyond Money What does a happy retirement actually look like? Most people spend decades planning the financial side of retirement, but very few prepare for the emotional, psychological, and lifestyle changes that come with leaving their career behind. Retirement isn't just about having enough money saved; it's about navigating an entirely new chapter of life. In this episode (#6) of The Finance Things in Life podcast, The Pitti Group brothers are joined by not just one, but TWO special guests: Zach Courier arrived at the studio to discuss the 7 Things No One Tells You About Retirement, while The Pitti Group's own President and Founder, Sal Pitti, sits in to join the conversation! We explore the financial, emotional, and lifestyle challenges many retirees don't anticipate, along with practical ways to prepare for what's ahead. Why retirement can be one of life's most stressful transitions The hidden risks of losing your sense of purpose How loneliness, isolation, and depression impact retirees Why having money isn't enough for a successful retirement The importance of hobbies, routines, and social connections How longevity is changing retirement planning Why retirement doesn't eliminate work… it simply changes it Whether you're 35 or 65, these lessons can help you build a retirement that's not only financially secure but personally fulfilling. Chapters 00:00 [https://www.youtube.com/watch?v=prDVKW-xe0s] Introduction 02:40 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=160s] The 7 Things No One Tells You About Retirement 04:35 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=275s] Retirement History Reveals a Lot 08:15 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=495s] Why Most Americans Don't Understand Their Retirement Plans 12:00 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=720s] Retirement Is One of Life's Most Stressful Events 17:45 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=1065s] Planning for the Unexpected in Retirement 23:10 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=1390s] The Dark Side of Retirement: Isolation, Depression & Purpose 29:30 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=1770s] Why Having a Bucket List Matters 34:45 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=2085s] The Major Retirement Miscalculation 40:10 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=2410s] Losing Identity After Leaving Work 45:20 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=2720s] Where Traditional Retirement Advice Goes Wrong 49:45 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=2985s] What Professional Athletes and Lottery Winners Teach Us About Money 56:30 [https://www.youtube.com/watch?v=prDVKW-xe0s&t=3390s] The Broken Record of Longevity 1:02:00 How to Stay Young in Retirement 1:08:15 Retirement's Greatest Paradox 1:13:45 Final Thoughts & Advice for Every Generation If you enjoy this episode, please Like, Subscribe, and Share. Comment to start a conversation: What are your biggest questions about retirement? For more retirement planning insights, and to get a copy of your checklist and the presentation, visit: thepittigroup.com/education The Pitti Group Wealth Management | Victor, NY | Financial Planning | Wealth Management Strategies | Retirement Planning Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.The views expressed in this commentary are subject to change based on market and other conditions. These documents may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.

The Future of Car Buying

The Future of Car Buying: Family Business, EVs, AI & Auto Industry Trends | Johnny Gabrielle, Marina Auto GroupIn this episode of The Finance Things in Life podcast, The Pitti Group brothers, Matt and Anthony Pitti, sit down with Johnny Gabrielle, General Manager of Marina Auto Group, to discuss what it's like leading a multi-generational family business, the future of the automotive industry, EV adoption, AI in car sales, dealership consolidation, and what consumers should know before buying their next vehicle.Johnny shares the story behind Marina Auto Group, lessons learned from working alongside family, how technology is changing car buying, and why customer experience remains the ultimate competitive advantage.Whether you're a business owner, car buyer, entrepreneur, or someone interested in family business succession planning, this episode offers valuable insights into one of America's most competitive industries.Topics Covered✔ Family business succession planning✔ Building a multi-generational company✔ The future of car dealerships✔ AI and online car buying✔ Electric vehicles (EVs) and charging infrastructure✔ Interest rates and vehicle affordability✔ Customer experience and sales psychology✔ Leadership and entrepreneurship✔ Wealth-building lessons from business ownersChapters00:00 Introduction & Meet Johnny Gabrielle02:15 Working in a Family Business07:40 Earning Respect in a Family Company11:30 How the Auto Industry Has Changed16:00 COVID's Impact on Car Dealerships20:20 Dealership Consolidation & Competition24:15 AI, Online Car Buying & Negotiation Bots29:00 Why Customer Experience Matters33:20 Interest Rates, Leasing vs. Buying37:30 The EV Boom, Challenges & Future Outlook45:15 Succession Planning for Family Businesses50:20 Financial Advice & Building Wealth54:15 Bonus QuestionConnect With UsSubscribe for more conversations about wealth, business, entrepreneurship, and the financial decisions that shape everyday life.The Finance Things in Life podcast is available on Apple Podcast and Spotify as well so you can download full length episodes without using data!thepittigroup.comThe Pitti Group Wealth Management | Victor, NY#FinanceThingsInLife #FamilyBusiness #CarBuying #EVs #AutomotiveIndustry #Entrepreneurship #WealthManagement #AI #BusinessPodcast #FinancialPlanningDisclosures: The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.

The Great Wealth Transfer

$84 trillion is expected to change hands over the next 20 years. The question is: Is your family prepared?Season 2, Episode 4: The largest transfer of wealth in history is already underway.Over the next two decades, an estimated $84 trillion is expected to pass from Baby Boomers to younger generations. Yet many families have never discussed how those assets will be transferred, who will inherit them, or the tax and planning considerations that come with them.In this episode of The Finance Things in Life, Matt and Anthony Pitti explore the realities of The Great Wealth Transfer and discuss practical steps families can take now to prepare.Topics include:• Why estate planning conversations should happen sooner rather than later• Updating wills, trusts, and beneficiary designations• Tax considerations for inherited IRAs and retirement accounts• Strategies for charitable giving and legacy planning• Common mistakes families make when transferring wealth• How trusts can help protect and manage inherited assets• What heirs should know before receiving an inheritance• The importance of involving financial, legal, and tax professionals in the planning processWhether you're planning to leave a legacy or expect to inherit assets in the future, this conversation offers valuable insights to help you navigate one of the most significant financial events of your lifetime.For more information and resources, visit The Pitti Group.#TheGreatWealthTransfer #EstatePlanning #InheritancePlanning #FinancialPlanning #RetirementPlanning #WealthManagement #ThePittiGroup #PersonalFinance #LegacyPlanning #financialeducation Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.

What Makes a Leader Worth Following

Season 2: Episode 3 with Special Guest, Jesse TothIn this episode of The Finance Things in Life, The Pitti Group Wealth Management brothers sit down with Jesse Toth, President of Leaders Inspire, for a powerful conversation on leadership, financial health, business growth, personal fulfillment, and the challenges facing today’s leaders. From succession planning and developing emerging leaders to balancing business success with family, health, and purpose, this episode explores what truly makes a leader worth following. Jesse shares his journey from financial advising and physical therapy into executive leadership coaching, while Matt and Anthony connect these lessons directly to business owners, financial professionals, and families. Whether you're a business owner, entrepreneur, financial advisor, or someone striving for personal growth, this episode delivers practical wisdom on: - Leadership development - Succession planning - Financial wellness - Personal reflection - Screen time and technology’s impact on leadership & family At The Pitti Group Wealth Management, we believe financial planning is about more than money; it’s about building a life and legacy with purpose. 📍 Based in Victor, New York, The Pitti Group helps individuals, families, and business owners pursue financial confidence through personalized wealth management strategies. Connect with The Pitti Group Wealth Management: Retirement Planning | Wealth Management | Business Financial Planning thepittigroup.com Participants: - Jesse Toth, President, Leaders Inspire:https://www.linkedin.com/in/jesse-toth-8769bb97/- Matt Pitti, AIF® Senior Vice President, Wealth Advisor:https://www.linkedin.com/in/matthewpitti/- Anthony Pitti, CDFA®, CRPS™ Vice President, Wealth Advisor https://www.linkedin.com/in/anthonypitti/ #WealthManagement #LeadershipDevelopment #VictorNY #FinancialPlanning #BusinessLeadership #SuccessionPlanning #ThePittiGroup #RochesterNY #Entrepreneurship #PersonalGrowth #FinanceThingsAndLife The Pitti Group Wealth Management | Victor, NY Disclosure: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such.

From Penfield Little League to MLB Atlanta Braves to On-Air Personality

Season 2: Episode 2 -- Special Guest Greg Cullen Former pro baseball player Greg Cullen joins The Finance Things in Life podcast to share his journey from Penfield Little League standout to being drafted by the  @braves  [https://studio.youtube.com/channel/UCNWnkblY5_kmf4OQ9l0LgnA], navigating the realities of major league baseball, and building a new career in the booming sports card world with  @wethehobby  [https://studio.youtube.com/channel/UCK_7bfk98QPtsLrZxjw4Bfg].In this episode, Greg opens up with Matt and Anthony about: ⚾ His path through college baseball and professional baseball 💰 The financial realities of life in the minor leagues 🏠 Homeownership, weddings, and smart money moves 📈 Roth IRA, investing, and financial literacy for athletes 🎴 Sports cards, collectibles, and the explosive growth of the hobby market 🔥 Why passion, adaptability, and perspective matter after sports Whether you're a baseball fan, athlete, investor, collector, or just love hearing real stories about career pivots and success, this episode is packed with insight, humor, and practical advice. Be sure to like, comment, and subscribe for more conversations about wealth, life, sports, and the financial decisions that shape our futures. If you’ve found this information useful and have any questions, don’t hesitate to reach out to us at info@thepittigroup.com and visit thepittigroup.com Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. #Baseball #Finance #SportsCards #Investing #GregCullen #TheFinanceThingsInLife #AtlantaBraves #RothIRA #WeTheHobby #Podcast