Cheryl Cruickshanks: Real Estate & Estate Law Essentials – Wills, Closings & Legal Clarity

Andrea Thompson: Founder of Modern Cents - Adaptive Financial Planning and the Generational Shift

In this episode of The Forbes Podcast, Penny Forbes speaks with Andrea Thompson, Founder of the advice only financial planning firm Modern Cents, about how Canadians are redefining financial freedom — shifting from “retire at 65” to live well now. Andrea shares how Adaptive Financial Planning supports a lifestyle built on purpose, flexibility, and experiences today, not someday. 💡 We cover: * The rise of advice-only financial planning * Generational shifts in money mindset * Real estate as a lifestyle strategy * Andrea’s Boundless Life experience working abroad with her family in Greece + more! Connect with Andrea and her team at Modern Cents: https://www.moderncents.ca/ [https://www.moderncents.ca/] | @modern_cents

Amanda Gervasi: Business Owner, Life Coach & Motivational Speaker on Living Fearlessly

What if everything you thought you were supposed to do turned out to be the very thing holding you back? In this powerful episode, Penny Forbes sits down with Amanda Gervasi — life coach, speaker, podcast host, and founder of the irresistible Amore Cheesecake Jars — to explore what it truly means to live life fearlessly and on your own terms. Whether you're stuck in a career, navigating a life change, or questioning your timeline, this conversation will remind you: it’s never too late to start again. 📲 Connect with Amanda on Instagram: @amandagervasi [https://instagram.com/amandagervasi] | @amore.cheesecake.jars [https://instagram.com/amore.cheesecake.jars] 🌐 Visit her website: www.amandagervasi.com [https://www.amandagervasi.com]

Eva Sachs: Will I be okay? | Navigating Divorce with Confidence and Clarity

In this episode of The Forbes Podcast, Penny Forbes is joined by Eva Sachs, a top Divorce Financial Consultant and a Certified Financial Planner (CFP®), Chartered Financial Divorce Specialist with Advanced Accreditation (CFDS-AA), and Certified Divorce Financial Analyst (CDFA™). Eva answers the big question: “Will I be okay?” With 15+ years of experience, Eva brings clarity to the financial side of divorce—helping individuals understand their assets, avoid costly missteps, and make empowered decisions about their future. From separation agreements and pensions to housing and support payments, this conversation is packed with grounded insights for anyone at the crossroads of change. Whether you're contemplating divorce or already in it, this episode offers real talk and real strategies. 📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Find Eva Sachs online: www.evasachs.com [https://evasachs.com] Find Penny Forbes online: linktr.ee/pennyforbesrealty [https://linktr.ee/pennyforbesrealty]  For those shaping their homes, communities, and financial futures—this podcast is for you. Subscribe for conversations that Inspire, Educate, and Empower.

Cheryl Cruickshanks: Real Estate & Estate Law Essentials – Wills, Closings & Legal Clarity

In this episode, Penny Forbes interviews Cheryl Cruickshanks, a seasoned lawyer with over 15 years of experience in real estate and estate law. Cheryl brings practical legal wisdom that every homeowner, investor, and family needs to hear. From buying and selling property, navigating title issues, easements, and status certificates, to understanding the critical importance of wills, powers of attorney, and estate planning—this conversation is packed with legal insights. Disclaimer: This episode is for informational purposes only and does not constitute legal advice. Please consult a qualified legal professional for advice tailored to your individual circumstances. Find Cheryl Cruickshanks online: 🔗 cruickshankslaw.ca [https://cruickshankslaw.ca/] Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty [https://linktr.ee/pennyforbesrealty]

Sean Smith & Devon Noble of Freedom10: The Secret Strategy Behind Paying Off Your Mortgage Faster and Paying Less Tax

🎧 What if your mortgage could make you money—and be gone in just 10 years? In this episode of The Forbes Podcast, Penny Forbes sits down with Sean Smith and Devon Noble, co-founders of Freedom10, to explore how Canadians are using Rental Cash Damming to turn rental income into a tax-deductible, wealth-building tool. They also break down the Smith Maneuver, a complementary tactic that transforms home equity into investment capital—and how these strategies, for the right individual at the right time, can help you build real wealth while reducing your tax bill. This episode is for: ✅ Homeowners with a mortgage and a rental property, basement suite, or a second home like a cottage ✅ High-income earners looking to reduce their tax burden ✅ Real estate investors seeking smarter debt strategies ✅ Anyone curious about turning everyday debt into financial freedom 🎯 Stay tuned to the end for expert life and money tips from Sean, Devon, and Penny on how to keep things simple, smart, and sustainable. 💬 "A dollar saved can be just as powerful as a dollar earned." 🔥 Their TikTok educational videos have hit 1 million + views—check them out for more tips! 📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation. Find Sean & Devon online: 🌐 www.freedom10.ca [http://www.freedom10.ca] 🎵 TikTok: @dev_sean  📸 Instagram: @seansmithmortgage Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty [https://linktr.ee/pennyforbesrealty] 🎧 For those shaping their homes, communities, and financial futures—this podcast is for you. Subscribe for conversations that Inspire, Educate, and Empower.