EP11: Your Money Journey for 2024

EP15: Is Cash still King?

The conversation explores the future of cash dependency in Nigeria. The speakers discuss the convenience and ease of using digital payment methods such as mobile transfers and POS systems. They highlight the growth of fintech platforms and the potential for increased revenue generation in the banking sector. However, they also acknowledge the need for caution in spending and the risk of fraud in a cashless society. The speakers emphasize the importance of finding a balance between liquid cash for emergencies and investments for the future. Join Our Community:https://chat.whatsapp.com/HxnvVt4YkLRGXf0UKVsyN7

EP14: How to relocate to Canada (Naija Edition)

Summary: In this podcast episode, the hosts discuss the process of immigrating to Canada, focusing on the options of studying and working in the country. They highlight the importance of seeking professional help and dispel common misconceptions about the immigration process. They emphasize the need to choose the right school and program that aligns with career goals and to consider the long-term benefits beyond just admission. The episode provides valuable insights for Nigerians interested in immigrating to Canada. Takeaways: The driving force for Nigerians immigrating to Canada varies, but common motivations include education and job opportunities. It is important to seek professional help when navigating the immigration process to ensure success and avoid common misconceptions. When considering studying in Canada, choosing the right school and program that aligns with your career goals is crucial. Work permits are another option for immigration to Canada, but it can be more challenging for Nigerians to obtain them. Trusting professionals and seeking guidance is essential when immigrating to a new country. Chapters: 00:00 Introduction 00:45 What is Jakpa? 06:48 Common Destinations 07:32 Best Place to Jakpa 09:31 Process of Immigrating to Canada 12:17 Common Misconceptions and Challenges 33:44 Job Permits and Cost of Living 36:28 Permanent Residency and Study Routes 42:07 Tuition Fees for Masters Programs 53:21 New Immigration Policies in Canada How to reach us: Hosts Josemaria Agulanna:https://twitter.com/agulannajose David Ore:https://twitter.com/_seedavid Websites: Keble: www.keble.co Twinku:www.twinku.co Keble Trybe:https://chat.whatsapp.com/HxnvVt4YkLR... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbHJNdlNCWkp0WHR2WGxLQ194NG9nbjNJUVlGd3xBQ3Jtc0tuSnFCR0hpUWlvMzhDaU42ZktMaXF0cjYzemFmNGVOSTNjeVhGN3RoSnJvOV9aazZ3OWkwbWxrMkM5bjF1VlhtTFIyQ3g3d1QwazlDQ0hBNFhrSGZ6Uk9Zd2htcnBlVG5GbmVZSHg3NHhHWndSX05zWQ&q=https%3A%2F%2Fchat.whatsapp.com%2FHxnvVt4YkLRGXf0UKVsyN7&v=ivEo2ksj8GQ]

EP13: Building a good relationship with Money

Summary In this episode, David Oreoluwa interviews Oluwafemi Ademilua, the co-founder and CEO of Twinku, a personal finance management platform in Nigeria. They discuss the importance of having a good relationship with money and how it impacts our actions. Femi shares his definition of a good relationship with money, which involves using it to create value and not feeling pressured by it. They also explore the concept of creating a structure for money and how it can help individuals manage their finances effectively. Fermi shares his personal journey with money, from investing in stocks to transitioning into entrepreneurship. Finally, they discuss the mission of Twinku, which is to build the most helpful personal finance tool for Nigerians. In this conversation, Femi Ademilua, CEO and Co-founder of Twinkle, discusses the importance of planning your spending and creating a budget around your income. He highlights the need for individuals to have a clear understanding of their financial situation and to avoid excessive discretionary spending. Femi also shares the mission of Twinkle, which aims to help Nigerians manage their personal finances and improve their financial lives. He emphasizes the importance of having a complete overview of one's financial accounts and assets. The conversation also includes success stories of Twinku users and the partnership between Twinku and Keble. Takeaways A good relationship with money involves using it to create value and not feeling pressured by it. Creating a structure for money can help individuals manage their finances effectively. Transitioning from a traditional job to entrepreneurship requires a shift in mindset and a different approach to managing personal and business finances. Habits for a good relationship with money include being accountable, living within or below your means, and not spending in anticipation of future income. The mission of Twinku is to provide Nigerians with a helpful personal finance tool that helps them manage their money and plan for the future. Plan your spending and create a budget around your income to ensure you have something to save. Twinku aims to help Nigerians manage their personal finances and improve their financial lives. Having a complete overview of your financial accounts and assets is crucial for effective financial management. The partnership between Twinku and Keble offers users the opportunity to sync their accounts and gain a comprehensive view of their financial network. Links: Hosts Josemaria Agulanna:https://twitter.com/agulannajose David Ore:https://twitter.com/_seedavid Oluwafemi Ademilua:https://twitter.com/milluher Websites: Keble: www.keble.co Twinku:www.twinku.co Keble Trybe:https://chat.whatsapp.com/HxnvVt4YkLRGXf0UKVsyN7 Chapters 00:00 Introduction and Guest Introduction 03:24 Defining a Good Relationship with Money 07:06 Creating a Structure for Money 11:32 Fermi's Journey with Money 18:02 Transitioning from Traditional Job to Entrepreneurship 23:25 Habits for a Good Relationship with Money 32:43 The Mission of Twinkle 37:19 Planning Your Spending and Budgeting 38:17 The Mission of Twinkle 41:09 Success Stories of Twinkle Users 46:07 The Importance of Estate Management 48:05 Partnership with Twinkle and Kevu 51:14 Incentives for Cable Users 53:28 Closing Remarks and Community Effort

EP12: How Wealthy People Invest? - Seun Idowu (Private Financial Adviser)

Hosts: Josemaria Agulanna- X handle:  / agulannajose   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbVZRRi04eEJZLWZkUWpiWXIyUFpkZGdzNjFOd3xBQ3Jtc0trQjYzczVFNHN1RlNyT1J5ODhrLUNJb3V1OUgtQk5ZUnNfY2hfTUNxSENYVEVlSkp6YXA2czhhRGw0emtxcnUyd1cyY2lwcko5bjVSTm1rR1dhUVZBbnJfajN5b293TUY2cFYwQTVwSjNxaWM2LThqVQ&q=https%3A%2F%2Ftwitter.com%2Fagulannajose&v=3_5gUg3s_dE] David Oreoluwa- X handle:  / _seedavid   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjNRcXRRbl9VejFYMnhfcUZhdnRaTkVvdXVVZ3xBQ3Jtc0trOHlxMXVTMUZRcl8wczRPcC1tbFVpUmNodkJYMjYyS00xcXllckVtRzB4R0ZHNUJ6bWlScTRaS0RpZXdmTHAwamRCcDl2X0NubFo2bzg0Y2V6ekEtMGhYMjdRSWlDNWtpcy1hcWEzYTY3eEdsMnJ2SQ&q=https%3A%2F%2Ftwitter.com%2F_seedavid&v=3_5gUg3s_dE] Guest: Seun Idowu:https://twitter.com/seunidowu This Episode breaks down how wealthy people think and build wealth 00:00 Introduction 00:12 Introducing the Guest 02:14 Working in the Financial Industry 09:03 The Biggest Misconception About Money 13:42 The Mindset of Wealth Creation 20:29 The Need for Wealth Creators 21:22 The Importance of Mindset 23:06 The Difference Between Wealth Creators and Everyday People 25:43 The Need for Changes in Education 34:07 The Sustainable Model of Finishing School and Getting a Job 38:49 How Wealthy People Look at Risk and Return 46:09 The Categorization of High-Net-Worth Individuals in Nigeria 55:06 Advice for Wealth Preservation 59:52 Investing in US-denominated assets 01:01:08 Advice for newcomers 01:02:08 The importance of guidance and expertise 01:03:34 The role of financial literacy 01:04:01 Starting with a solid product 01:04:56 Avoiding common real estate investment mistakes 01:06:04 Investing with one million Naira 01:06:46 Two industries to consider 01:13:58 Promoting financial literacy 01:25:32 Final words and encouragement As always the podcast is sponsored by Keble, your wealth management app for Africans Globally. Website: www.keble.co Keble Trybe: https://chat.whatsapp.com/HxnvVt4YkLR.. [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDY4dUxSUzg3X1BDYXpMTkl6OGR3Z2VCRGRZZ3xBQ3Jtc0ttbEx3ZDBPWGM2Y3ZURGtWUVBMX2hDZHVXVnc2cm9RczRQaTJITVBTblg4U0haWnpiZUlJNU1kV2MwNDk2Zjd3U19LZ05OOWswVXREVHRHcDZJSlltTDV2a2hkcUItVFNVNUY3NXZyOU9fX3p6VEhvMA&q=https%3A%2F%2Fchat.whatsapp.com%2FHxnvVt4YkLR..&v=3_5gUg3s_dE].

EP11: Your Money Journey for 2024

After 12 months break, David and Jam is back with a new episode and we talk about the last 12 months and the next 12 months in 2024. We talk about Investment, spending, and predictions for the year. As always the podcast is sponsored by Keble, your wealth management app for Africans Globally. Website:www.keble.co Community:https://chat.whatsapp.com/HxnvVt4YkLRGXf0UKVsyN7