2026 Tax Changes – How They Affect Your Life & Your Retirement Plan

Multi-Millionaire's Dilemma: Stay in Stocks or Go Conservative After Retiring?

You've worked hard, built up a few million dollars, and now you're seventy-five, retired, and staring at your portfolio wondering — do I really need to keep riding the stock market rollercoaster? Or is it finally time to play it safe? That's the multi-millionaire's dilemma, and it's a lot more common than you might think. We have seen it many times. Far more money than you will spend during your life. Continue investing for growth or switch to conservative? In my latest video, podcast episode and blog post you'll learn: * What is the "Multi-Millionaires' Dilemma"? * Why consider going conservative? * Why consider continuing to invest for growth? * What is the maximum that equities are likely to be down at the end of your life? * What are the odds equities are down over periods of 5, 10, 15 or 20 years? * How much growth are you likely giving up by switching from equities to GICs? * Can the numbers make this clearer? * What is your money for? * Why Ed will be 100% equities his entire life.

Living Healthy Past Age 100 – Will Your Retirement Plan Survive?

Last week, I revealed my longevity journey, introduced some of the explosive developments, and why we may be able to start living significantly longer within the next 10–20 years. Living with health and vitality past age 100 could become common. What happens to your money if that happens? If we live 20 more years, can we actually be retired for those 20 years? How much more would we need to save—or how much longer would we need to work? In my latest video and blog post, you'll learn: * Why would we want to live decades longer? * Would it be good for society? * How much more would you have to save to be retired 20 more years? * How many more years would you need to work? * How are these different depending on the allocation of your portfolio? * What is likely to happen to CPP, OAS, company pensions and annuities? * What is likely to happen to life insurance?

How to Live with Health & Vitality Past Age 100

Is it really possible to live with health & vitality past age 100? I am on a longevity journey to try to achieve it. In my latest video and blog post, I will explain what I have learned & experienced so far and why I believe humans routinely being healthy past 100 is in our near future. You will learn: * How did Ed's journey get started? * How did Ann passing away ignite it? * What is Ed's journey since then? * What is the core focus of the longevity program Ed joined? * What can we do today to be healthy longer? * Why is it likely humans will live significantly longer in the future? * When are we expected to start living much longer? * What is an exceptional introduction to longevity video by longevity leaders? Next week's post is about what happens to your money if you are healthy decades longer.

2026 Tax Changes – How They Affect Your Life & Your Retirement Plan

Taxes are far more complex today than they were 10 years ago — and 2026 adds another layer. There were not many headline changes this year, but several could meaningfully affect your retirement plan, home buying strategy, and long-term tax planning. Complexity is becoming the real story. In this post and video, you'll learn: * What's new & relevant for you in tax for 2026? * How will the changes affect your life? * How will the changes affect your retirement plan? * What is Ed's advice on the FHSA vs Home Buyers' Plan? * What is the latest on ITF accounts & joint name principal residences? * What is Ed's view on these changes? Why were they done?

New Study Supports 100% Equity Investing for Life (Canadian Financial Summit 2025)

Should you really reduce stocks and increase bonds as you get older? That's been conventional wisdom for decades. A new international study using long-term data from 39 developed countries challenges both of those assumptions. The researchers found that a globally diversified all-equity strategy outperformed traditional stock-bond portfolios not only for growth, but even for retirement income reliability and capital preservation. I presented this research at the Canadian Financial Summit because it directly questions the foundation of conventional wisdom on investing as you age. In this post and video, you'll learn: * Is this new study a high-quality study? * What does the study prove? * What is the effective way to diversify? * In what 2 ways is diversifying with international stocks better than with bonds? * Why should investors keep the same allocation to stocks as they get older? * Is the all-equity strategy safe? * Should we actually invest 67% into international stocks? * What studies already on my blog agree with this study? * The debate: What questions did readers ask?