CreditGauge LIVE

Credit Conditions Improve as Consumers Pull Back on Borrowing

In the April edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Matthew Komos, Founder and CEO at OGMA Risk and Analytics, who shares his research on VantageScore 4.0’s superior predictive performance. Read the research: https://vantagescore.com/resources/knowledge-center/press_releases/new-study-finds-mortgage-lenders-have-a-unique-opportunity-to-expand-home-ownership-to-more-first-time-buyers-and-reduce-costs [https://vantagescore.com/resources/knowledge-center/press_releases/new-study-finds-mortgage-lenders-have-a-unique-opportunity-to-expand-home-ownership-to-more-first-time-buyers-and-reduce-costs] Insights from the latest VantageScore CreditGauge™:  ➡️ Credit Card Balances Fall ➡️ Delinquencies Decline ➡️ Unsecured Lending Drives Portfolio Growth Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.  Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

Average VantageScore Increases to 701 as Lenders Boost New Credit Despite Macro Headwinds

In the March edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Marcia Griffin, CEO and President at HomeFree-USA, who shares a look at consumers seeking homeownership. Insights from the latest VantageScore CreditGauge™:  ➡️ Average VantageScore Credit Score Increases ➡️ Lending Increases Year-Over-Year ➡️ Early-Stage Delinquencies Return to Pre-Pandemic Levels Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.  Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

Mortgage Delinquencies Rise as Early-Stage Credit Stress Broadens Across Borrowers

In the February edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Tony Hutchinson, EVP and Head of Public Affairs at VantageScore, who shares the latest news regarding the FHFA's decision to include VantageScore 4.0 in the mortgage marketplace. Insights from the latest VantageScore CreditGauge™: ➡️ Early-Stage Delinquencies Rise ➡️ Lower Credit Tiers Grow ➡️ Originations Increase Month-Over-Month For more on how FICO Classic maps to VantageScore 4.0, visit: https://vantagescore.co/4b74sqt [https://vantagescore.co/4b74sqt] Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.  Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

Introducing: CreditGauge LIVE

The most comprehensive and timely look at U.S. consumer credit health. Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.  Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

Average VantageScore Credit Score Drops

In the January edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Silvio Tavares, President and CEO at VantageScore, who shares how lenders can improve lending capabilities in 2026. Insights from the latest VantageScore CreditGauge™:  ➡️ Average VantageScore Declines ➡️ Subprime Credit Tier Grows as Prime Tier Contracts ➡️ Overall Credit Delinquencies Increase Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.  Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.