Figuring It Out

Buying Your First Car on a Fresh Grad Salary? Here’s How.

So… you’re a fresh grad dreaming of owning your first car? 😭Trust me, I’ve been there. I used to think it was easy just pick one, get a loan, and boom, you’re cruising. But nooo… turns out it’s basically a full-on financial jungle out there. 💸Between car loans, maintenance, insurance, and fuel, it’s a whole adulting math problem nobody really prepares you for.In this episode, I’m breaking down everything you need to know before buying your first car how to know if you actually need one, how much you can really afford, and what options make sense when your bank balance still cries at the end of every month 🥲And if you’ve ever thought, “EVs are only for rich people,” surprise… NOW YOU CAN afford one too 👀The new Proton eMas 5 is actually super beginner-friendly, especially for fresh grads. It’s cute, practical, and electric (so you’ll be saving on petrol and helping the planet 🌱).✨ Wanna know more about the Proton eMas 5? ✨ Check out the exclusive promotions Proton has for eMas 5 buyers 👉https://finlit.my/emas5So before you start signing your life away on a car loan… maybe watch this first. Your wallet will thank you later 😉----------------------------------------------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: / sippin.lemonade LinkedIn: / melodychang03 Reddit: / figuringitout_fio Instagram: / figuringit_out.podtiktok: Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2WKPQqU...Music Credits:Becomfy / @becomfymusic

What I Wish I Knew Before Moving Out (So You Don’t Suffer Like Me) • Figuring It Out Ep21

So... I Finally Moved Out For The First Time 🥹 Okay, no one told me how chaotic moving out actually is. My drainage stopped working, the lights decided to give up on me, and don’t even get me started on the WiFi — it was basically a decorative item at that point 😭 Looking back, there were so many things I wish someone had told me before I signed that rental agreement. So I figured... if I had to go through it the hard way, at least I can help you avoid the same mistakes 🫶 In this episode, I’m sharing all the DOs and DON'Ts of moving out for the very first time — from red flags to look out for, to little tips that’ll make your space actually feel like home. 💖 If you’re thinking about moving out soon (or just daydreaming about it), this one’s for you ✨ --------------------------------------------------------------------------------------------------------------------------- Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!  Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶! Follow my accounts and FIO’s accounts on: Melody’s Instagram:   / sippin.lemonade   LinkedIn:  / melodychang03   Reddit:   / figuringitout_fio   Instagram:   / figuringit_out.podtiktok:   Apple Podcast: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/2WKPQqU... Special thanks to:  🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome 🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel 🎨 Design by Atap: https://finlit.my/atapco Music Credits: Becomfy  / @becomfymusic

DM’d a CEO on LinkedIn… And Accidentally Got a Job | QnA with Melody! • Figuring It Out Ep20

So I finally did a little QnA so you guys can actually get to know me better 💕✨ And guess what? Even though I said NO math... y’all still threw me like a million math questions 😭😂 But hey, I still answered them (don’t say I never love you okay). Hopefully this episode helps you get to know me a lil better—if not, tell me what else you’re dying to know and maybe I’ll spill more in part 2 👀💌 --------------------------------------------------------------------------------------------------------------------------- Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!  Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶! Follow my accounts and FIO’s accounts on: Melody’s Instagram: https://www.instagram.com/sippin.lemonade/ [https://www.instagram.com/sippin.lemonade/] LinkedIn: https://www.linkedin.com/in/melodychang03/Reddit: https://www.reddit.com/r/FiguringItOut_FIO/ Instagram: https://www.instagram.com/figuringit_out.pod TikTok: Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466 Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976 [https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976] Special thanks to:  🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome 🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel 🎨 Design by Atap: https://finlit.my/atapco [https://finlit.my/atapco]Music Credits:Becomfy  / @becomfymusic  [https://www.youtube.com/@becomfymusic]

Would You Date You? What Makes Someone a Good Partner • ft Graeme Tan Jie, MrMoney & Nicole Lau

💔 Have you ever poured your heart into a relationship… only for it not to work out? Sometimes, love isn’t enough — and that’s okay.In this episode of Figuring It Out, I sat down with MrMoney, Instagraeme, and Nicole Lau to talk about the realities of modern relationships. From why dating without intention almost always fails to how Instagram can actually be the new Tinder (but better 👀), we break down what it really takes to find love today.One thing I learned? Being in a relationship isn’t just about feelings — it’s a daily decision to choose the same person, again and again. And sometimes, even if you give your all, it still doesn’t work out… and that’s not the end of your story.If you’re figuring out love, heartbreak, or what you actually want in a partner, this episode is for you. ❤️---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Don't forget to follow our guests on!Graeme's Instagram: https://www.instagram.com/instagraeme_tj/?hl=enPeter's Instagram: https://www.instagram.com/peter.yong_mrmoney/?hl=enMrMoney's Instagram: https://www.instagram.com/mrmoneytv/Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/LinkedIn:https://www.linkedin.com/in/melodychang03/Reddit: https://www.reddit.com/r/FiguringItOut_FIO/Instagram: https://www.instagram.com/figuringit_out.podTikTok: https://www.tiktok.com/@figuringitout.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco

What Recruiters Really Think Of You: A Guide To Ace Job Interviews ft. Aunty HR • FIO Ep18

So…I Used to Completely Freeze During Job Interviews 🥲Whether it was my first internship or a my current role, interviews always made me nervous. My hands would get clammy, my mind would go blank, and I’d overthink every single word 😣. No matter how much I prepared, I could never speak with a clear head when meeting someone new.That’s why I sat down with the queen of HR & recruiting herself — Aunty HR 👑. She shared everything you need to know to master job interviews, whether you’re a beginner just entering the workforce or a seasoned employee looking to move up. And there was one trick she taught me that completely changed the way I handle interviews. Tune in to this episode of Figuring It Out to learn how to walk into any interview and leave a lasting impression ✨---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow Aunty HR's accounts at:Instagram: https://www.instagram.com/professionalbimbo/?hl=enYouTube: http://youtube.com/@professional_bimboTik Tok: https://www.tiktok.com/@professionalbimboLinkedIn: https://www.linkedin.com/in/simlingku/Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/LinkedIn:Reddit: https://www.reddit.com/r/FiguringItOut_FIO/Instagram: https://www.instagram.com/figuringit_out.podTikTok:Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco