Financial Freedom Podcast with Dr. Christopher H. Loo, MD-PhD

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   📝 Financial freedom is something many dream about but few achieve — and Stela Roznovan is here to break down exactly how she made it possible. In this episode, she shares how she went from a classical pianist with no experience in sales to building a multimillion-dollar insurance agency generating $500K/month in revenue. If you're searching for how to achieve financial freedom, struggling to leave a 9–5 job, or wondering how to start a remote sales career — this episode offers the answers you're looking for. 🚀 Stela's journey aligns with what many entrepreneurs, high-performers, and career shifters are searching for: ✅ Actionable sales strategies ✅ High income skills that don’t require a degree ✅ How to build a remote business ✅ How to create passive income and escape the rat race Her insights cut through fluff and directly address pain points for anyone chasing financial freedom but feeling stuck in traditional work models. 💼 Whether you're new to sales, feeling the stagnation of a capped salary, or exploring how to transition from employee to entrepreneur, Stela offers a relatable, proven path. She discusses: * The comfort crisis and why it’s killing ambition * How commission vs salary thinking can shift your wealth trajectory * The 3 key principles of sales: authenticity, exclusivity, urgency * Real-world agent success stories with zero experience * A breakdown of insurance sales systems that offer a path to 6–7 figures This isn’t theory — it’s a blueprint from someone who's done it. 🎧 Tune in to learn how Stela Roznovan’s expertise can help you move from uncertainty to unstoppable in your quest for financial freedom. To check out Stela's TEDx talk, "How to Reverse Engineer Success in Life", visit: https://youtu.be/WdqmG0gq_h0?si=zLVV8a387LgE013j [https://youtu.be/WdqmG0gq_h0?si=zLVV8a387LgE013j] ⏱️ Timestamps (19:34 total) 00:00 – Intro: From Piano to Profit – Meet Stela Roznovan 01:30 – Why She Left Music for Sales 03:00 – Sales Psychology & Systems Explained 04:55 – Overcoming Fear, Rejection & “No’s” in Sales 06:30 – Creating 6-Figure Income in Year 1 08:00 – Done-For-You Sales Systems & Coaching 09:45 – Hiring, Training & Sales Scripts 11:20 – Success Stories: $11K in 48 Hours 13:00 – Commission vs Salary: Why It Matters 14:30 – What Keeps You Stuck in the Middle Class 16:00 – Reverse Engineering Success 17:30 – Escaping the Comfort Crisis 18:30 – Final Advice + Where to Connect with Stela To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd [https://www.youtube.com/@drchrisloomdphd] Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd [https://www.joinpodmatch.com/drchrisloomdphd] We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd [https://cash.app/$drchrisloomdphd] Venmo- https://account.venmo.com/u/Chris-Loo-4 [https://account.venmo.com/u/Chris-Loo-4] Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support [https://podcasters.spotify.com/pod/show/christopher-loo/support] Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx [https://www.buymeacoffee.com/chrisJx] Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online [https://www.drchrisloomdphd.com/book-online] Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop [https://www.drchrisloomdphd.com/shop] Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p [https://amzn.to/2PaQn4p] For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F [https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F] Follow our YouTube channel: https://www.youtube.com/chL1357 [https://www.youtube.com/chL1357] Follow us on Twitter: https://www.twitter.com/drchrisloomdphd [https://www.twitter.com/drchrisloomdphd] Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 [https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18] Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 [https://substack.com/@drchrisloomdphd1] Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ [https://financial-freedom-podcast-with-dr-loo.kit.com/] Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2025

📝 Google Ads PPC is evolving faster than ever — and businesses that don’t adapt are leaving money on the table. In this episode, Michael Elliott, a Top 1% Upwork freelancer and founder of a multi-million-pound performance agency, reveals how AI for PPC, speed to lead, and smart automation can transform your ad results. If you’ve been struggling with slow lead follow-up, wasted ad spend, or inconsistent campaign performance, this conversation is packed with answers. Michael breaks down exactly how to build PPC automation that drives conversions, integrate two-way SMS for faster client response times, and apply AI marketing to your Google Ads PPC workflows so you can scale efficiently — not expensively. He also shares his journey from £3,000 in savings to managing £21M+ in ads, offering real-world insights for entrepreneurs, freelancers, and marketers who want practical systems that actually move the needle. By the end of this episode, you’ll have a clearer roadmap for turning every click into a conversation — and every conversation into a sale. 👉 Watch now to unlock smarter performance marketing strategies that align with your goals and your audience’s needs. ⏱️ TIMESTAMPS (19:54 total) 00:00 – Intro: Google Ads PPC, AI, and automation 01:02 – Michael’s backstory: from broke to business builder 03:15 – Early challenges & what sparked AdTrain 05:42 – Managing £21M+ in ad spend & scaling PPC 07:18 – The power of speed-to-lead and how it changes everything 09:30 – Building PPC automation that actually works 12:04 – Using AI for PPC: real examples & tools 14:20 – Why Upwork freelancing can fast-track your business 16:55 – The future of Google Ads PPC and AI marketing 18:50 – Final insights & how to connect with Michael 🔖 HASHTAGS #GoogleAds #PPC #AIMarketing #MarketingAutomation #SpeedToLead #Entrepreneurship #Upwork #LeadGeneration #PerformanceMarketing To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd [https://www.youtube.com/@drchrisloomdphd] Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd [https://www.joinpodmatch.com/drchrisloomdphd] We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd [https://cash.app/$drchrisloomdphd] Venmo- https://account.venmo.com/u/Chris-Loo-4 [https://account.venmo.com/u/Chris-Loo-4] Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support [https://podcasters.spotify.com/pod/show/christopher-loo/support] Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx [https://www.buymeacoffee.com/chrisJx] Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online [https://www.drchrisloomdphd.com/book-online] Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop [https://www.drchrisloomdphd.com/shop] Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p [https://amzn.to/2PaQn4p] For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F [https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F] Follow our YouTube channel: https://www.youtube.com/chL1357 [https://www.youtube.com/chL1357] Follow us on Twitter: https://www.twitter.com/drchrisloomdphd [https://www.twitter.com/drchrisloomdphd] Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo [https://www.instagram.com/thereal_drchrisloo] Follow us on Threads: https://www.threads.net/@thereal_drchrisloo [https://www.threads.net/@thereal_drchrisloo] Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd [https://www.tiktok.com/@drchrisloomddphd] Follow our Blog: https://www.drchrisloomdphd.com/blog [https://www.drchrisloomdphd.com/blog] Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 [https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18] Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 [https://substack.com/@drchrisloomdphd1] Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd [https://medium.com/@drchrisloomdphd] Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 [https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233] Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ [https://financial-freedom-podcast-with-dr-loo.kit.com/] Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2025

✅ Student loan repayments and forgiveness for professional students is changing fast—and the new 2026 rules under the One Big Beautiful Bill Act are set to reshape how repayment works for graduate-level borrowers across the U.S. In this episode, financial expert James Mwombela from Student Loan Planner breaks down what the new law means for law students, pharmacy students, dental students, business school graduates, optometry students, physician assistants, nurses, medical students, chiropractors, and other healthcare professionals navigating student debt. If you're in or entering a graduate or professional program, the elimination of Grad PLUS loans, new federal borrowing caps, and less generous income-driven repayment plans could directly affect your future—and your finances. This episode covers everything you need to know about the coming changes and how to prepare, strategize, and protect your financial future. 🎯 James Mwombela specializes in advising professionals with $100K+ in student debt. He offers tailored strategies to help borrowers minimize payments, maximize forgiveness, and avoid common traps—especially with the shift toward the new RAP plan and limitations around IBR, consolidation, and PSLF eligibility. 🔎 In this episode, you'll learn: * 📉 What the 2026 federal loan cap means for professional school costs * 🧾 How the end of Grad PLUS loans impacts tuition financing * 🏛️ Who qualifies for Public Service Loan Forgiveness (PSLF) and who doesn’t * ⚠️ The risks of private student loans and predatory lending * 🧠 How to compare RAP vs. IBR and choose the right repayment plan * 🧮 The best moves before July 2026 to lock in smarter repayment terms * 🧰 Why consolidation could help—or hurt—you depending on timing Whether you're pre-med, pre-law, starting dental school, applying to MBA programs, or in the thick of a DPT, NP, or pharmacy program—this episode is packed with strategies, timelines, and clarity to help you make the right loan decisions now and in the years ahead. ⏱️ TIMESTAMPS (23:47 total) 00:00 – Intro: Who is James Mwombela & what’s this episode about? 01:10 – The new 2026 bill: How it changes student loan rules 03:45 – What med students and future residents must understand now 06:20 – $200k cap: What it means for your med school budget 08:00 – Private loans & risk of predatory lending 10:15 – Impact on med school tuition + school behavior 12:00 – What to watch out for in private lending contracts 13:30 – For residents: Should you pay off or go PSLF? 16:00 – Why RAP may be worse than IBR 18:00 – Consolidation risks post-2026 20:10 – Best strategies for attendings in private vs nonprofit hospitals 22:30 – Final thoughts + how to work with Student Loan Planner 🔖 HASHTAGS #StudentLoanForgiveness #MedSchoolDebt #PSLF #DoctorsFinance #JamesMwombela #StudentLoanPlanner #FinancialFreedomForDoctors #DoctorDebtStrategy To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd [https://www.youtube.com/@drchrisloomdphd] Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd [https://www.joinpodmatch.com/drchrisloomdphd] We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd [https://cash.app/$drchrisloomdphd] Venmo- https://account.venmo.com/u/Chris-Loo-4 [https://account.venmo.com/u/Chris-Loo-4] Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx [https://www.buymeacoffee.com/chrisJx] Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo [https://www.instagram.com/thereal_drchrisloo] Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 [https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18] Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 [https://substack.com/@drchrisloomdphd1] Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ [https://financial-freedom-podcast-with-dr-loo.kit.com/] Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2025

📝 Ready to unlock LinkedIn's full potential? In this episode, we dive deep with Kayla Ihrig, digital marketing expert, writer, and LinkedIn strategist, on how to leverage LinkedIn as a powerful marketing tool in 2025. 💼 Kayla shares her top LinkedIn tips for creators, entrepreneurs, and business professionals — from profile optimization to content creation and engagement strategies. Whether you're starting from scratch or looking to refine your LinkedIn strategy, this episode delivers actionable insights. 🎯 Topics Covered: * Why LinkedIn is still underrated in 2025 * How to grow without going viral or having 10K+ followers * LinkedIn vs. Twitter: Which is better for professionals? * Kayla’s “LinkedIn Co-Pilot” method for clients * Real success stories (book deals, media features via LinkedIn) * Engagement secrets: Why commenting beats posting ⏱️ Timestamps (14:05): 00:00 - Introduction to Kayla Ihrig & LinkedIn Marketing 00:46 - Kayla’s background & transition into digital marketing 01:30 - Why LinkedIn is still underrated in 2025 02:26 - LinkedIn vs. TikTok & other platforms 03:05 - Kayla’s “LinkedIn Co-Pilot” program explained 04:20 - Is LinkedIn still a resume site? (Spoiler: No!) 05:06 - What beginners should do first on LinkedIn 06:00 - Biggest mistakes newbies make on LinkedIn 06:40 - Best LinkedIn features for creators & professionals 07:45 - Handling SEO spam & LinkedIn DMs 08:00 - Kayla’s client success stories (book deals, features) 08:58 - Why follower count doesn’t matter on LinkedIn 09:48 - Trust, authenticity & relationship-building on LinkedIn 10:34 - Profile optimization = landing page strategy 11:10 - Is LinkedIn only for professionals? (What about artists?) 12:10 - LinkedIn vs. Twitter: Which platform works better? 13:20 - Best way to connect with Kayla & bonus LinkedIn tips 13:55 - Final thoughts & podcast wrap-up These chapters improve user experience and boost SEO by targeting key moments tied to searchable topics. 🔖 Hashtags: #LinkedInMarketing #SocialMediaStrategy #KaylaIhrig #LinkedInTips #LinkedInGrowth #ContentMarketing #LinkedInForBusiness #DigitalMarketing2025 #CreatorEconomy #LinkedInSuccess #PodcastInterview #MarketingTips To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd [https://www.youtube.com/@drchrisloomdphd] Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd [https://www.joinpodmatch.com/drchrisloomdphd] We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd [https://cash.app/$drchrisloomdphd] Venmo- https://account.venmo.com/u/Chris-Loo-4 [https://account.venmo.com/u/Chris-Loo-4] Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support [https://podcasters.spotify.com/pod/show/christopher-loo/support] Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx [https://www.buymeacoffee.com/chrisJx] Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop [https://www.drchrisloomdphd.com/shop] Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p [https://amzn.to/2PaQn4p] For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F [https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F] Follow our YouTube channel: https://www.youtube.com/chL1357 [https://www.youtube.com/chL1357] Follow us on Twitter: https://www.twitter.com/drchrisloomdphd [https://www.twitter.com/drchrisloomdphd] Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo [https://www.instagram.com/thereal_drchrisloo] Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 [https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18] Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 [https://substack.com/@drchrisloomdphd1] Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd [https://medium.com/@drchrisloomdphd] Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 [https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233] Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ [https://financial-freedom-podcast-with-dr-loo.kit.com/] Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2025

📝 Andrew Ackerman shares startup-tested insights on building a company from scratch, getting funding (or not), and avoiding the traps that kill most startups. If you're an early-stage founder, investor, or someone googling how to get VC funding, this episode is your shortcut to startup clarity. 💬 In this conversation, Andrew—entrepreneur, investor, and author of The Entrepreneur’s Odyssey [https://amzn.to/4gVotCN]—breaks down what it really takes to succeed in today’s startup landscape. You'll hear directly from someone who's invested in over 70 companies and knows the real story behind success, struggle, and scaling. This episode answers questions and problems founders are constantly searching for: * “How do I know if my idea is good enough?” * “Do I really need VC funding or can I bootstrap?” * “Why do so many tech startups fail?” * “Is my timing right, or am I too late?” Through honest, unfiltered advice, Andrew explains: * The true cost (and risk) of venture capital * Why most founders misunderstand the entrepreneur mindset * How to create traction before raising money * What makes a startup idea investable today * The thinking behind his startup book written like a novel—and why that matters for real founders 📘 The Entrepreneur’s Odyssey isn’t your average business book. It’s a storytelling-first guide built to be readable, relatable, and relevant to the founder journey—without all the corporate fluff. 📘 Purchase the book here: https://amzn.to/4gVotCN [https://amzn.to/4gVotCN] To connect with Andrew, visit his website: https://www.andrewbackerman.com [https://www.andrewbackerman.com] 📌 Timestamps (24:41) 00:00 – Intro to Andrew Ackerman 01:00 – From Founder to VC: His Story 03:00 – Tech Startups vs. Small Businesses 04:30 – Is VC Funding Necessary? 06:00 – Who The Book Is For 08:00 – Storytelling vs. Boring Business Books 10:00 – Why Now? Timing & Startup Success 13:00 – How VC Expectations Have Changed 15:00 – Tokenization & Funding Access 16:45 – Future of Work, AI & Startup Jobs 18:30 – Building a Book Like a Startup 21:00 – Behind the Book Cover Design 23:00 – Where to Find the Book & Connect with Andrew 24:30 – Final Words 🏷️ Hashtags #AndrewAckerman #StartupFunding #EntrepreneurMindset #VCAdvice #TechStartups #StartupBook #FoundersJourney To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd [https://www.youtube.com/@drchrisloomdphd] Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd [https://www.joinpodmatch.com/drchrisloomdphd] We couldn’t do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd [https://cash.app/$drchrisloomdphd] Venmo- https://account.venmo.com/u/Chris-Loo-4 [https://account.venmo.com/u/Chris-Loo-4] Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support [https://podcasters.spotify.com/pod/show/christopher-loo/support] Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx [https://www.buymeacoffee.com/chrisJx] Click here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shop [https://www.drchrisloomdphd.com/shop] Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p [https://amzn.to/2PaQn4p] For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F [https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F] Follow our YouTube channel: https://www.youtube.com/chL1357 [https://www.youtube.com/chL1357] Follow us on Twitter: https://www.twitter.com/drchrisloomdphd [https://www.twitter.com/drchrisloomdphd] Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo [https://www.instagram.com/thereal_drchrisloo] Follow our Blog: https://www.drchrisloomdphd.com/blog [https://www.drchrisloomdphd.com/blog] Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 [https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18] Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 [https://substack.com/@drchrisloomdphd1] Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd [https://medium.com/@drchrisloomdphd] Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 [https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233] Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ [https://financial-freedom-podcast-with-dr-loo.kit.com/] Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2025