Garage Talk with Bill Haase

How Companies Use Your Data to Charge You More 💰 Surveillance Pricing Explained | Ep 11

📱 Ever notice prices changing while you shop online? That might not be random. In this episode of Garage Talk with Bill Haase, Bill breaks down the growing world of surveillance pricing—a controversial practice where companies use your personal data, shopping habits, location, and online behavior to determine how much YOU are willing to pay. From online retailers and rideshares to grocery stores and hotels, businesses are increasingly using algorithms, AI, and consumer tracking to personalize pricing in real time. The scary part? Most consumers don’t even realize it’s happening. In this episode, you’ll learn: 📱 What surveillance pricing actually is 🛒 How companies track your shopping habits 💳 Why prices change based on your behavior and spending patterns 🚗 How rideshares, retailers, and online stores use dynamic pricing ⚠️ The legal and ethical concerns surrounding personalized pricing 🧠 How consumer psychology impacts spending decisions 💰 Why financial literacy matters more than ever 🔐 Simple ways to protect yourself from data-driven pricing Bill also shares practical strategies to help consumers fight back against digital tracking, including: 🕵️ Shopping in incognito mode 📶 Turning off Wi-Fi and location services 😷 Avoiding facial recognition systems when possible 📊 Tracking spending habits more intentionally 💡 The truth: If companies understand your spending habits better than you do, they can influence how much you spend. This episode is a must-watch for anyone who shops online, uses apps, or wants to better understand how technology and consumer data are shaping modern spending. 🔔 Subscribe to Garage Talk with Bill Haase for real conversations about money, mindset, consumer behavior, and financial literacy.

Is Your Money Losing Value? 💰 Tom Lundell Explains Gold, Silver & Real Wealth Protection

Garage Talk with Bill Haase – Gold, Silver & Financial Security: Why Real Money Still Matters with Tom Lundell What if the biggest financial protection strategy isn’t found on Wall Street—but in something that has held value for thousands of years? In this episode of Garage Talk with Bill Haase, Bill sits down with Tom Lundell, financial educator and leader with Sound Money, for a powerful conversation about wealth preservation, inflation protection, and why more people are turning back to physical gold and silver. Tom brings decades of financial insight as he breaks down one of the biggest misconceptions in modern finance: Currency is not the same as money. Together, Bill and Tom explore the history, performance, and practical benefits of owning Gold and Silver—assets that have maintained purchasing power through wars, recessions, inflation, and market crashes. In this episode, you’ll learn: 💰 Why gold and silver have remained valuable for thousands of years 📈 How precious metals have performed compared to the stock market over the last 30 years 🏦 The difference between real money and debt-based currency 🛡️ How gold and silver can help protect your purchasing power during inflation 📦 The practical side of ownership, storage, liquidity, and selling when needed 📊 Why diversification matters more than ever in today’s economy ⚠️ The risks of relying solely on stocks, bonds, and paper assets Tom also shares real-world examples—from the Dot-com Bubble to major market downturns—to show why so many investors are rethinking where they store wealth. Bill adds his own experiences navigating market crashes and economic uncertainty, making this a practical and eye-opening conversation for anyone concerned about inflation, retirement, or long-term financial stability. One of the biggest takeaways from this episode: If you don’t understand the difference between money and currency, you may be taking more financial risk than you realize. Whether you're new to investing or looking to diversify your portfolio, this episode offers practical insight into protecting what you’ve worked so hard to build. Garage Talk continues to bring honest conversations about money, business, and financial literacy—helping you move from paycheck to profit with clarity, confidence, and purpose. Tune in and discover why real money still matters.

AI Marketing Secrets with Sam Pepin: How to Use Psychology to Build Trust & Grow Your Business | Garage Talk

Marketing isn’t just about visibility anymore—it’s about connection, trust, and understanding human behavior. In this episode of Garage Talk with Bill Haase, Bill sits down with Sam Pepin, founder of Core Centric, a full-service marketing agency, to explore how AI, neuroscience, and data are reshaping the future of marketing. Broadcasting from Montreal and now based in El Salvador, Sam brings a global perspective on what actually drives engagement, conversions, and long-term brand growth. At the center of the conversation is Sam’s powerful concept of Meaningful Marketing—a strategy that blends data-driven insights with psychological understanding to create messaging that truly resonates with audiences. In this episode, you’ll learn: 🤖 How AI is transforming marketing, research, and content creation 📊 Why data alone isn’t enough—and how to use it effectively 🧠 The role of psychology and neuroscience in consumer behavior 🎯 Why traditional demographics are outdated (and what works now) 💡 How “psychological demographics” (value-based targeting) drive results 🔐 Why trust is the most important currency in modern marketing 📱 How personalization is shaping the future of customer experience ⚠️ The dangers of information overload and “subscription fatigue” Sam also explains how businesses can train AI to reflect their brand voice, identity, and messaging, creating more authentic and consistent communication at scale. One of the most powerful takeaways from this episode: People don’t buy products—they respond to meaning, emotion, and trust. Bill and Sam break down how marketing has evolved from simple promotion to a complex system driven by perception, social influence, and psychological triggers—and why businesses that fail to adapt will struggle to compete. If you're an entrepreneur, business owner, or marketer looking to stand out in a crowded digital world, this episode will change how you think about marketing forever. Garage Talk continues to deliver real conversations about money, business, mindset, and growth, helping you move from hustle to harvest with clarity and purpose. Tune in and learn how to market smarter—not louder. Connect with Bill: www.moneymindsetmedia.com Get the Book: https://a.co/d/0fZqrZgN Connect with Sam Pepin: https://www.corecentrica.com/ ca.linkedin.com/in/sampepin

Garage Talk with Bill Haase – AI & Money: What Business Owners Get Wrong with Steve Ferman

AI is everywhere—but most people are using it wrong. In this episode of Garage Talk with Bill Haase, Bill sits down with AI expert Steve Ferman for a real, no-hype conversation about how artificial intelligence is actually impacting business, money, and everyday decision-making. From the outside, AI looks like a magic solution. But as Steve explains, that mindset is exactly what’s holding business owners back. This episode breaks down the truth behind AI—what it can do, what it can’t do, and how to use it the right way to grow your business and improve your financial outcomes. In this episode, you’ll learn: 🤖 Why AI is NOT a plug-and-play solution for your business 💰 The real cost of AI (and why most companies underestimate it) 📊 Why training your team matters more than the technology itself 🧠 The importance of systems, processes, and guardrails before using AI 🗂️ Why clean, organized data is critical for AI success 📈 How one company scaled from $8M to $40M using AI the right way 💡 How to ask AI better questions to get better results 👨‍💼 Why AI won’t replace jobs—but will change how people work 📱 How AI is transforming marketing, advertising, and consumer behavior 🔐 The hidden risks around data privacy and personal information Bill and Steve also explore how AI can be used for personal finance, including budgeting, expense tracking, and smarter financial planning—while also addressing the growing concerns around data tracking and targeted advertising. One of the biggest takeaways: AI doesn’t replace people—it amplifies the systems and habits you already have. If your systems are broken, AI will scale the problem. If your systems are strong, AI will scale your success. Whether you’re a business owner, entrepreneur, or just curious about how AI is shaping the future of money and work, this episode gives you practical insight without the hype. Garage Talk continues to deliver real conversations about money, business, and mindset—helping you move from paycheck to profit in a rapidly changing world. Tune in and learn how to use AI as a tool—not a crutch. Connect with Steve: https://4pillarcoach.com/ [https://4pillarcoach.com/] Connect with Bill: www.moneymindsetmedia.com [http://www.moneymindsetmedia.com]  Get Bill's the Book: https://a.co/d/0fZqrZgN [https://a.co/d/0fZqrZgN]

Garage Talk with Bill Haase – Ep 7: Connect, Serve, Ask – The Power of Networking with Kevin Jackson & Clay Hicks

Garage Talk with Bill Haase – Ep 7: Connect, Serve, Ask – The Power of Networking with Kevin Jackson & Clay Hicks Success in business isn’t just about what you know—it’s about who you connect with and how you serve. In Episode 7 of Garage Talk with Bill Haase, Bill is joined by two powerhouse leaders in the networking and business development space: Kevin Jackson, founder of VOB (a veteran-focused business incubator), and Clay Hicks, founder of the global networking organization h7. This episode dives into the real engine behind business growth: relationships. Kevin shares how VOB was built to support veterans transitioning into entrepreneurship by providing critical resources like business formation, marketing support, and access to trusted professionals. Even though he’s not a veteran himself, Kevin has built a powerful network dedicated to serving those who have served. Clay brings insight from nearly two decades of building h7 into an international community spanning 48 states and 23 countries, centered around a simple but powerful philosophy: 👉 Connect. Serve. Ask. Together, they explore how this relationship-driven approach creates predictable success in business—without the pressure of traditional selling. In this episode, you’ll learn: 🤝 Why networking is the #1 driver of business growth 🎯 The “Connect, Serve, Ask” framework for building meaningful relationships 🎖️ The biggest challenges veterans face when starting businesses 💼 Why business owners don’t need to know everything—and who they should rely on instead 📊 The importance of financial literacy (even for high-income professionals) 🧠 How fractional executives (like CFOs) can transform your business 🚀 Why asking for help is one of the hardest—but most powerful—skills in business Kevin and Clay also discuss the exciting collaboration between VOB and h7, including the upcoming Connect, Serve, Ask Summit in Nashville, where entrepreneurs, veterans, and business leaders will come together to build real, lasting connections. One of the biggest takeaways from this episode: You don’t grow alone. You grow through relationships. If you’re an entrepreneur, business owner, or someone looking to expand your network and impact, this episode will challenge how you think about networking—and show you a better way to build success. Garage Talk continues to deliver real conversations about money, business, and mindset, helping you move from paycheck to profit through connection, service, and intentional growth. Tune in and start building relationships that actually move your business forward.