"I Heard That" (Podcast) with Coach Clarence

Boss Lady Tina Marie Built an Empire Out of Her Pain

Learn how Boss Lady Tina Marie balances successful entrepreneurship with critical advocacy for human trafficking survivors. Coach Clarence hosts this raw conversation with Boss Lady Tina Marie to discuss the reality of building a brand while serving the community. They first crossed paths at an event dedicated to supporting women recovering from domestic violence and human trafficking, sparking a dialogue on how to reclaim one's narrative after crisis. This episode moves past standard business advice to address the mental fortitude required when your professional life intersects with deep social responsibility. Listeners will walk away with practical strategies for maintaining focus on personal goals while engaging in survivor advocacy. Dana Marie explains the specific challenges of entrepreneurship after trauma and how she uses her platform to give others a voice. If you are looking for an honest perspective on professional growth combined with a commitment to social impact, this conversation offers a blueprint for turning past pain into a sustainable business mission. Subscribe for weekly I Heard That Podcast breakdowns, and comment below on which guest or topic you want Coach Clarence to feature next. Find out more about Tina here: https://thewsallc.square.site/ Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

First-Time Homebuyer Tips: How to Know If You’re Ready to Buy in Phoenix

Is now actually a good time to buy a house in Phoenix, or should first-time homebuyers wait? In this episode, we break down what today’s market really means for first-time buyers and how to decide if buying now makes sense for your personal situation. We’ll talk about affordability, monthly payment comfort, new construction incentives, builder rate buydowns, first-time homebuyer programs, and why you should never rush into buying without a plan. You’ll also hear a real-world example of how a first-time homebuyer used the right program and a clear plan to purchase a home in just 90 days. Before you let interest rates, home prices, social media, or pressure from a builder make the decision for you, this episode will help you understand what to look at first so you can buy with more confidence. Join our Facebook Group : https://www.facebook.com/groups/fitover40withcoachclarence Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why the Wealthy Want You to Rent While They Buy Real Estate

Are you being told that renting is smarter than buying? Before you sign another lease, you need to understand who really benefits when you keep renting. In this episode, we break down why wealthy investors, landlords, and corporations continue buying real estate while everyday renters are told to “wait,” “rent,” or “avoid buying right now.” We talk about how your monthly rent may be helping someone else build equity, why luxury apartments can quietly keep renters stuck, and how waiting too long could potentially price you out of homeownership. You will also hear a real-world example of someone paying $2,800 a month for a luxury apartment who may have had the ability to buy a home with a backyard and pool using down payment assistance. This episode is not about saying renting is always bad. It is about helping you understand your options, run the numbers, and make a smarter decision for your future. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Can You Afford That House? A 3-Step Payment Formula Before You Buy

Before you fall in love with a home, know what payment actually fits your life. In this episode, we break down three simple ways to estimate your affordable house payment using your gross income, your current monthly debt, and your desired comfort-zone payment. You’ll learn how the 45% income guideline can give you a quick starting point, then how to subtract existing debt to get a more realistic number before you start shopping. Lets discuss your numbers: https://tidycal.com/coachclarence/30-minute-mortgage-and-credit-consultation-strategy-call20251111195249 Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

You Don’t Need a 700 Credit Score to Buy a Home in Phoenix

Think you need a 700 credit score to buy a home in Phoenix? Think again. In this episode, I break down the truth about credit scores, FHA, VA, USDA, conventional loans, down payment assistance, and Non-QM options. The biggest mistake buyers make is self-disqualifying before they know their real options. Your credit score matters, but it is not the whole story. Lenders also look at income, debt, payment history, affordability, and the right loan strategy. Before you renew your lease or assume you cannot qualify, get the facts. Your future home may be closer than you think. Subscribe for more mortgage tips, homebuying strategies, and real talk about building wealth through real estate. Reach out for more information: https://tidycal.com/coachclarence/30-minute-mortgage-and-credit-consultation-strategy-call20251111195249 Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.