Smart Investing by PGIM India Mutual Fund

Ep 019 - Strengthening Your Portfolio in a Market Dip

If you’ve checked your portfolio recently, chances are it hasn’t been a comfortable experience. Since the start of 2026, equity markets were down over 13-15% and now they are recovering. The Nifty 50, which represents India’s largest companies, had corrected sharply and mid‑ and small‑cap stocks had fallen even more. So naturally, questions are coming up. What is happening in the markets? This episode is not about predicting markets or timing the bottom. It’s about understanding risk, staying disciplined, and aligning your investments with your real‑life goals, especially in uncertain times. Lisa Pallavi Barbora and Ravi Samalad discuss how to navigate this volatile market and reposition your portfolios. Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Log on to https://moneyandme.pgimindiamf.com/ [https://moneyandme.pgimindiamf.com/] to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID [http://pgimindiamf.com/IEID]. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The podcast has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. This is an investor education and awareness initiative by PGIM India Mutual Fund.

Ep 018 - What Rising Prices Mean for Markets, Money and You

Inflation impacts every single one of us. You’ve probably heard the term often, especially when the government releases monthly CPI data and markets react instantly. But what does inflation really mean for your investments?  Why do rising prices influence capital markets, and more importantly, how can you protect and grow your wealth in an inflationary world? In this episode, Ravi Samalad and Lisa Pallavi Barbora break down the link between inflation, interest rates, and market movements, and share strategies to ensure your money doesn’t lose its value over time. Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Log on to https://moneyandme.pgimindiamf.com/ [https://moneyandme.pgimindiamf.com/] to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds.  For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID [http://pgimindiamf.com/IEID]. This is an investor education and awareness initiative by PGIM India Mutual Fund. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable.

Ep 017 - Retirement Planning with Mutual Funds

Retirement planning is a delicate balancing act between longevity and mongevity. One is the act of living longer for which one needs to focus on health for a long period starting at a young age. The other is when your money outlives you and for this too one needs to start planning at a young age. Ravi Samalad and Lisa Pallavi Barbora discuss how one should approach retirement planning and the dos and don’ts. Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Log on to https://moneyandme.pgimindiamf.com/ [https://moneyandme.pgimindiamf.com/] to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID [http://pgimindiamf.com/IEID]. This is an investor education and awareness initiative by PGIM India Mutual Fund. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable.

Ep 016 - Fund Return vs Investor Return

Many investors miss noticing the difference between investment returns and investor returns. Sounds the same, right? Well, not really. The number you see on a mutual fund’s factsheet and the return you actually experience in your portfolio can be very different. Why does that happen? Is it the market? Is it timing? Or… is it us? Lisa Pallavi Barbora and Ravi Samalad help us understand why our returns often don’t match what’s advertised, and what we can do to fix that.  Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Log on to https://moneyandme.pgimindiamf.com/ [https://moneyandme.pgimindiamf.com/] to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID [http://pgimindiamf.com/IEID]. This is an investor education and awareness initiative by PGIM India Mutual Fund. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable.

Ep 015 - Which Investment Style Does Your Fund Follow?

Most of us have heard of large-cap, mid-cap, or small-cap funds, right?  But did you know how a fund manager picks stocks – their style – can also impact your returns?  Yup, there’s a bit of an art to it! In this episode, Lisa Pallavi Barbora and Ravi Samalad explore the different investing styles, what they mean, and why diversifying across them might just make you a smarter investor.     Listen to the Smart Investing podcast series by PGIM India Mutual Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Log on to https://moneyandme.pgimindiamf.com/ [https://moneyandme.pgimindiamf.com/] to get curated content on personal finance that is in sync with your life stage. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds. For more info on KYC, RMF & procedure to lodge/redress complaints, visit pgimindiamf.com/IEID [http://pgimindiamf.com/IEID]. This is an investor education and awareness initiative by PGIM India Mutual Fund. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable.