The Ramsey Show

🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ [https://ter.li/m7272s] Dave Ramsey and Rachel Cruze answer your questions and discuss: * "My husband keeps wanting to blow through our retirement savings. How do I get him to slow down his spending?" * "Should we file bankruptcy?" * "Should I pay cash or take out a loan for solar panels?" * "I was laid off yesterday, where do I go from here?" * "My husband is only paying down his own debt and I'm worried he's planning to leave me," * "Our newborn is having unexpected medical expenses and we've blown through our emergency fund. What do we do?" * "Can we recover from my husband not paying taxes?" * "What kind of bonds should I be investing in?" * "How can I fight a tax lien that my ex-husband was supposed to pay but didn't?" Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ [https://ter.li/degkjb] ✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠ [https://ter.li/3rtsm1] 📱 ⁠Download the free Ramsey Network app! ⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-06-02&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=rna_trs_june_evergreen&af_ad=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=rna_trs_june_evergreen&utm_term=ramsey_network_bu&utm_content=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225] ❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget [https://ter.li/vbjoeq] 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ [https://ter.li/vhal7h] 📈 ⁠Free Tools & Resources to Help You With Investing⁠ [https://ter.li/zbyy3m] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ [https://www.laurelroad.com/Ramsey] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ [https://www.thenokbox.com/ramsey] * Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ [https://www.timothyplan.com] * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ [https://ter.li/m7272s] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "How can I get my husband to understand we can't afford groceries because of his drug addiction?" * "My dad wants to give me money for a house but I want to invest it instead. What should I do?" * "I currently have $130,000 in crypto, should I cash it out?" * "My girlfriend wants me to sign a prenup, but I don't want to" * "I'm worried about getting a bigger house. I think it will be too hard for us to take care of it, but we need it" * "When is it appropriate to tip?" * "How can we start a business when friends and family owe us so much money?" * "We are stuck in Baby Step 1 and living in a camper. What should we do to get out of this situation?" Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ [https://ter.li/degkjb] ✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠ [https://ter.li/3rtsm1] 📱 ⁠Download the free Ramsey Network app! ⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-06-02&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=rna_trs_june_evergreen&af_ad=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=rna_trs_june_evergreen&utm_term=ramsey_network_bu&utm_content=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225] 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ [https://ter.li/vhal7h] 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. [https://ter.li/x1bii2] 📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now! [https://ter.li/apf6qf] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/bkqzyi] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ [https://www.laurelroad.com/Ramsey] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ [https://www.thenokbox.com/ramsey] * Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ [https://www.timothyplan.com] * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠ [https://ter.li/m7272s] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "My husband has been hiding money in the closet. How can I reason with him when he doesn't see a problem in this?" * "How much do we need to have saved in order to quit my job and pursue our dream?" * "How do we convince my mom that her new husband isn't doing right by her by not properly planning his estate?" * "My mother is financially enabling my sister while we are supporting her. What should we do?" * "How do I overcome childhood financial fears about money?" * "How can I avoid going to jail because I can't pay my divorce settlement" * "Should my girlfriend and I get a prenup?" * "Is it feasible to buy a house to include all our family or should we rent two separate living spaces?" * "What should we do with a $1 million inheritance?" Next Steps: ✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ [https://ter.li/degkjb] ✔️ ⁠⁠Help us make the show better. Please take this short survey [https://ter.li/3rtsm1] 📱 Download the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-06-02&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=rna_trs_june_evergreen&af_ad=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=rna_trs_june_evergreen&utm_term=ramsey_network_bu&utm_content=rna_trs_june_evergreen%20-%20shownotes%20-%20download%20the%20free%20ramsey%20network%20app%20-%20060225] 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ [https://ter.li/vhal7h] ❤️‍🩹 ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠ [https://ter.li/vbjoeq] 📈 Free Tools & Resources to Help You With Investing [https://ter.li/zbyy3m] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠Boost Mobile⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠ Churchill Mortgage⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠DeleteMe⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first ⁠⁠Field of Greens⁠⁠ [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ [https://www.healthtrustfinancial.com] * To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠ [https://www.laurelroad.com/Ramsey] * Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠ NetSuite⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ [https://www.thenokbox.com/ramsey] * Learn more about ⁠⁠Timothy Plan⁠⁠ [https://www.timothyplan.com] * Get started with ⁠⁠YRefy⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠ Zander Insurance⁠⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠The Rachel Cruze Show⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠George Kamel⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠EntreLeadership⁠⁠ [https://ter.li/2y2cn3] Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠Ramsey Solutions Privacy Policy⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠ [https://ter.li/m7272s] Ken Coleman and George Kamel answer your questions and discuss: * "Should I stop giving money to mom and her deadbeat husband?" * "My mom won't pay rent in my rental property. What should I do?" * "I was laid off after ten years. How do I use my severance wisely?" * "How do I get my ex-boyfriend to pay back the money he borrowed from me?" * "I feel like I can't keep my head above water with my income. How do I get out of a paycheck-to-paycheck cycle?" * "My husband and I can't agree on if we should buy a plot of land from his parents." * "Should I file for bankruptcy?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ [https://ter.li/degkjb] ✔️ ⁠Help us make the show better. Please take this short survey⁠ [https://ter.li/3rtsm1] 🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠ [https://ter.li/bkqzyi] 💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠ [https://ter.li/vhal7h] ❤️‍🩹 ⁠Get trusted insurance coverage that fits your budget.⁠ [https://ter.li/vbjoeq] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first ⁠Field of Greens⁠ [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * To find out more about student loan refinancing, check out⁠ Laurel Road⁠ [https://www.laurelroad.com/Ramsey] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Learn more about ⁠Timothy Plan⁠ [https://www.timothyplan.com] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ [https://ter.li/wgti1o] 🧠 ⁠The Dr. John Delony Show⁠ [https://ter.li/qq7a2r] 🍸 ⁠Smart Money Happy Hour⁠ [https://ter.li/knqmos] 💡 ⁠The Rachel Cruze Show⁠ [https://ter.li/rzj8ja] 💰 ⁠George Kamel⁠ [https://ter.li/awxjwi] 🪑 ⁠Front Row Seat with Ken Coleman⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠EntreLeadership⁠ [https://ter.li/2y2cn3] ⁠Ramsey Solutions Privacy Policy⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠ [https://ter.li/m7272s] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "We make $300k a year but we are living paycheck to paycheck." * "My husband's family expects us to pay the expenses for their lake house. How do we deal with this?" * "I have to work all the time as a single mom. How do I avoid burnout while in this grind?" * "75% of my take-home pay is going to mortgage payments. I feel like I'm underwater, how do I get out of this?" * "Can I do a 30-year mortgage and pay it like a 15-year mortgage?" * "How can we recover from a crypto scam that took $243K of our money?" * "Should I have a wedding celebration or just elope to save money?" * "How do I get over the regret of losing my retirement savings to a scam?" * "Should I give up gambling?" * "My dad isn't interested in talking about the succession plan for our family business, how do I start the conversation with him?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ [https://ter.li/degkjb] ✔️ ⁠Help us make the show better. Please take this short survey⁠ [https://ter.li/3rtsm1] 🛡️ ⁠Get trusted insurance coverage that fits your budget.⁠ [https://ter.li/v242ck] 💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. [https://ter.li/x1bii2] 💵 ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Save 15% on your first ⁠Field of Greens⁠ [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * To find out more about student loan refinancing, check out⁠ Laurel Road⁠ [https://www.laurelroad.com/Ramsey] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Learn more about ⁠Timothy Plan⁠ [https://www.timothyplan.com] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ [https://ter.li/wgti1o] 🧠 ⁠The Dr. John Delony Show⁠ [https://ter.li/qq7a2r] 🍸 ⁠Smart Money Happy Hour⁠ [https://ter.li/knqmos] 💡 ⁠The Rachel Cruze Show⁠ [https://ter.li/rzj8ja] 💰 ⁠George Kamel⁠ [https://ter.li/awxjwi] 🪑 ⁠Front Row Seat with Ken Coleman⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠EntreLeadership⁠ [https://ter.li/2y2cn3] ⁠Ramsey Solutions Privacy Policy⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]