The Retirement Solution

Sell in May? Why This Popular Strategy Is Being Questioned

“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Retirement Mindset Most People Miss

Retirement isn’t just about saving—it’s about what your money can actually do next. In this episode from this past weekend’s radio show, Jon Hicks explores the shift from growing wealth to using it with purpose. He discusses why many retirees focus too narrowly on preservation, how income, taxes, and lifestyle goals factor into a plan, and why a 401(k) alone isn’t a complete strategy. The conversation also covers outdated investment rules and the need to rethink planning as retirement approaches, helping listeners evaluate how their current approach aligns with their long-term goals. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The First Year of Retirement Could Change Everything

What if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

From Blurry to Clear: Rethinking Your Retirement Plan

What happens when retirement shifts from a blurry idea to a clear plan you can actually follow? In this episode from this past weekend’s radio show, Jon Hicks explains why retirement planning is about more than numbers—it’s about turning savings into a lifestyle. He breaks down sequence of returns risk, the impact of market timing, and how a bucket strategy can help structure income. The conversation also explores tax diversification, Roth vs. pre-tax strategies, and why flexibility plays a key role in long-term retirement planning. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

When Market Volatility Isn’t the Real Problem

When headlines scream chaos, it’s easy to assume volatility is the enemy—but that thinking can be misleading. In this episode, Jon Hicks discusses how economic shocks, rising oil prices, and nonstop news cycles affect retirement planning and investment decisions. The conversation explores why volatility itself isn’t the real risk, how disruption reshapes different parts of the economy, and why diversification matters when markets feel uncertain. Jon also shares historical examples and common-sense perspectives on managing risk, opportunity, and decision-making as retirement approaches.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.