WealthGrow by Wharton Investment Consultants

WealthGrow: Mapping Your Retirement

Welcome to Your Blank Canvas Welcome to The WealthGrow Podcast. If you are standing within the five-year countdown to retirement, I want you to take a deep breath and clear your mind of the spreadsheets for a moment. What you are approaching is not an ending. It is not a slow fade, and it is certainly not a finish line where you just sit down and stop. Retirement can be the single largest opportunity for total personal reinvention you will ever get. For the last forty years, your alarm clock, your calendar, your identity, and your social circles have likely been dictated by your career. You have been running on a track built by someone else. Stripping that away can feel terrifying—and it’s completely normal to feel a sudden wave of anxiety alongside your excitement. But here is the truth: when you step away from your job, you aren't losing your identity; you are finally getting the keys to it. Today, we are focusing on how to design a life that makes you excited to wake up every morning, how to defend your well-being, and how to structure your wealth so it serves your dreams, not your fears. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA [https://www.finra.org/], SIPC [https://www.sipc.org/], a broker/dealer and a Registered Investment Advisor Cetera is under separate ownership from any other named entity.

“Long Term Care Insurance: Planning for Independence, Not Dependence”

Introduction to LTC “Most people don’t plan to need long‑term care. And yet, most of us will.” Welcome to the show. Today we’re talking about long‑term care insurance—what it is, what it isn’t, and why it deserves thoughtful consideration as part of a broader retirement and estate strategy. This isn’t about worst‑case scenarios or fear‑based planning.  It’s about control, independence, and safeguarding the people we care about. When families come into my office, long‑term care is often one of the most emotional planning topics. It touches on health, dignity, family dynamics, and finances, all at the same time. Today, my goal is simple: * To clarify how long‑term care really works * To explain the different ways people plan for it * And to help you think through whether insurance belongs in your plan WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA [https://www.finra.org/], SIPC [https://www.sipc.org/], a broker/dealer and a Registered Investment Advisor Cetera is under separate ownership from any other named entity.

“Social Security: The Retirement Decision You Can’t Afford to Get Wrong”

Today’s episode is one of the biggest, most important, most misunderstood topics in retirement planning: Social Security. For most Americans, Social Security is the single largest source of retirement income — and yet, it's also one of the areas where retirees make the most mistakes. And the cost of those mistakes isn’t small. Claiming benefits at the wrong time can mean the difference of tens of thousands — even hundreds of thousands — of dollars over your lifetime. So today, we’re going to slow down, pull this apart piece by piece, and make sure you walk away with a clear, confident understanding of how Social Security works, how to optimize your benefits, and how to integrate it into your overall retirement plan. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA [https://www.finra.org/], SIPC [https://www.sipc.org/], a broker/dealer and a Registered Investment Advisor Cetera is under separate ownership from any other named entity.

Understanding the Duties of a Power of Attorney: What You Must Know

Welcome to today’s episode, where we take a deep dive into one of the most important but often misunderstood roles in personal and financial planning: the Power of Attorney. Whether you’re considering appointing someone, have recently been named as one, or simply want to plan ahead for yourself or your loved ones, this episode will give you a clear, practical understanding of what a Power of Attorney does, what duties they owe, and how to avoid common pitfalls. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA [https://www.finra.org/], SIPC [https://www.sipc.org/], a broker/dealer and a Registered Investment Advisor Cetera is under separate ownership from any other named entity.

Income That Pays You Back: The Power of Dividend Investing

“The Power of Dividend Investing” - how companies pay you for owning their shares, and how that income can complement retirement cash flow, charitable giving, and generational planning. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA [https://www.finra.org/], SIPC [https://www.sipc.org/], a broker/dealer and a Registered Investment Advisor Cetera is under separate ownership from any other named entity.