Dad Cents

‘Twas the Night Santa Needed a Financial Plan

In this special holiday episode, Jason shares a lighthearted Christmas tale about an unexpected visitor — Santa — who arrives on Christmas Eve in need of a financial plan. Enjoy this fun, festive poem and a cheerful reminder that a bit of planning can make the season brighter. Merry Christmas from all of us at Dad Cents! Thank you for being a part of our family.

Thanksgiving Gratitude (Best Enjoyed With Pie)

This upbeat Thanksgiving episode takes a fun look at the people and experiences that made this year memorable — from meaningful friendships and global adventures to the clients and listeners who keep this show going. It’s a gratitude-filled reflection with plenty of humor and zero stress, best enjoyed with your favorite slice of pie.

S1 E8: The 401(k) Loan: A Bad Idea Dressed in a Good-Looking Suit

Got credit card debt? Thinking about borrowing from your 401(k) to pay it off? In this episode of Dad Cents, we're breaking down the pros and cons of using your retirement savings as a personal loan. We'll examine the seemingly attractive aspects—such as no credit checks and low interest rates—but more importantly, we’ll highlight the real risks. Find out why this "easy money" could cost you a lot more in the long run and why it might be a red flag for your finances.

S1 E7: The 9-Step 401(k) Masterclass (Without the Homework)

Feel overwhelmed by your 401(k)? You're not alone. On this episode of Dad Cents, we simplify the process with nine actionable steps to help you build a stronger retirement fund. We'll show you how to maximize your employer's contributions, make wise investment choices, and avoid common mistakes that could cost you thousands down the road. It's time to take control of your financial future.

S1 E6: The Ultimate 529 Hack: How to Pay for Everything But the Partying

As a dad, you've mastered the art of budgeting for family life, but what about college? The 529 plan is your secret weapon, and in this episode, we're giving you the cheat codes. It's not just for a four-year degree anymore. We'll break down the new rules, what you can buy (and what you can't), and how to avoid a nasty tax surprise. From K-12 tuition to a new computer and even the Wi-Fi bill, we'll help you navigate the surprisingly flexible world of 529 distributions so you can spend your money wisely and let your kid focus on their studies... and not on finding a job to pay for their textbooks. Feel free to reach out to us at info@sagepathfa.com.