Manifest, Manage and Multiply Money Podcast

When Is It Going to Be Enough? Nicole Cramer on Selling Without the Sleaze, Chasing the Feeling, and Building a Multi-Six-Figure Business Through Genuine Connection

What if the number you've been chasing was never really about the money? In this episode of Manifest, Manage & Multiply Money, Audrey Faust sits down with Nicole Cramer — keynote speaker, sales conversation coach, and multi-six-figure CEO who went from 15 years as a high school math teacher to the number one nationally ranked salesperson in her Fortune 500 company. Nicole built her business on a simple but powerful belief: selling is serving. And in a world of AI and automation, genuine human connection is the most powerful sales tool you have. Nicole opens up about flopping around like a fish out of water in her first year of business, the visibility fears and limiting beliefs that almost kept her invisible, and the therapist couch moment that changed everything — when she realized she had hit every number she ever wanted and still asked for more. She shares her powerful reframe on what selling really is, why women are actually better at sales than they think, and what it means to be a walking permission slip for the people you are meant to serve. If you've ever been afraid to sell, afraid to be enough, or afraid the number will never feel like the answer — this episode is for you. Chapters * 00:00 — Nicole Cramer's background and journey * 01:16 — What Nicole loves about her work * 02:22 — Starting her business and early challenges * 04:53 — Selling yourself vs. selling corporate * 07:15 — Women in sales and the empathy advantage * 08:06 — Identity shifts and personal growth * 09:39 — Overcoming money mindset blocks * 11:10 — Trusting the process and invisible progress * 14:48 — Money beliefs and making more money * 19:57 — Achieving external success and internal fulfillment * 22:05 — The concept of enough and gratitude * 26:22 — Inner work and practical business strategies * 30:49 — Nicole's free 9-step sales framework * 32:58 — Message to women on the edge of the next level In This Episode, You'll Learn: * Why the number you're chasing is never really about the money * How Nicole went from math teacher to number one nationally ranked salesperson in under two years * Why women are actually better at sales — and what holds them back from doing more of it * The difference between selling yourself and selling a corporate product — and why it matters for entrepreneurs * Why selling is serving and how that belief changes everything about how you show up * What invisible progress is and why you have to trust it before you can see it * Why making more money can actually make you more scared — not less * How to give yourself the feeling you've been chasing right now, regardless of your circumstances * Why you are a walking permission slip for the people you are meant to serve Guest Free Gift If you've ever wondered what to say on a sales call or how to guide someone through a conversation to a yes, Nicole Cramer's Nine Step Sales Framework is the resource you've been looking for. This is the exact framework that took Nicole to multiple six figures and has helped her clients land clients consistently. It covers how to navigate a sales conversation step by step — not with a script, but with strategic language and genuine connection that helps people make decisions. Download it, use it, and watch what happens. 🔗 Find Nicole and her free gift at: Https://thenicolecramer.ck.page/framework [https://thenicolecramer.ck.page/framework] Connect with Nicole Cramer Website: http://www.thenicolecramer.com/ [http://www.thenicolecramer.com/] Instagram: https://www.instagram.com/thenicolecramer/ [https://www.instagram.com/thenicolecramer/] YouTube: https://www.youtube.com/@thenicolecramer [https://www.youtube.com/@thenicolecramer] ABOUT THE HOST Audrey Faust, MBA, is known as The Manifesting CFO. For more than two decades she has worked with multi-six and seven-figure businesses, helping entrepreneurs understand their financials, strengthen profitability, and build long-term wealth. Through her work, Audrey has witnessed the identity shifts and leadership evolution that occur as businesses scale—and the powerful role that money mindset plays in sustainable success. SUBSCRIBE & FOLLOW If you enjoyed this episode, consider leaving a review or sharing it with another woman entrepreneur who would benefit from these conversations. And until next time… Keep manifesting, managing, and multiplying your money. If you’re ready to go deeper, I’ve got some powerful ways to support you. Join me inside my world: 🌐 Website: https://www.audreyfaustconsulting.com/ [https://www.audreyfaustconsulting.com/] 📸 Instagram: https://www.instagram.com/manifesting_cfo/ [https:// https://www.instagram.com/manifesting_cfo/] 💼 LinkedIn: https://www.linkedin.com/in/audreyfaust/ [https://www.linkedin.com/in/audreyfaust/] 🎥 YouTube: https://www.youtube.com/@TheManifestingCFO [https://www.youtube.com/@TheManifestingCFO]

She Heard "There's Not Enough" Her Whole Life — and Internalized It as "I'm Not Enough": Danielle Marggraf on Healing the Root of Every Money Block

What if your money problem isn't really about money at all? In this episode of Manifest, Manage & Multiply Money, Audrey Faust sits down with Danielle Marggraf, founder of the Embodied Women Movement, for a deeply transformative conversation about the real root of money blocks — and why healing them requires going into the body, not just the mind. Danielle grew up in a household where the constant message was there's not enough. But what she internalized wasn't a belief about money. It was a belief about herself. I'm not enough. That distinction — and the somatic work she found to heal it — took her from a terrifying bottoming out of homelessness as a single mom to her first $154,000 year and a thriving multi-six-figure business. In this episode, Danielle breaks down what somatic work actually is, why wealth is a state the body has to learn to hold, and what it really means to receive — not as a reward for doing and giving, but as a birthright. She also shares her powerful reframe on why mothering is actually masculine energy, and what it looks like to create from overflow instead of survival. If you've done all the mindset work and wondered why it still isn't working, this episode will change how you approach everything. Chapters * 00:00 — Empowering women through wealth and identity * 06:08 — Breaking barriers: from scarcity to abundance * 11:49 — Shifting from doing to receiving * 18:01 — Creating a life of overflow and abundance In This Episode, You'll Learn: * Why hearing "there's not enough" can become "I'm not enough" — and how that shows up in your business * What somatic work actually is and why it works from the body up, not the mind down * Why wealth is a state — and why you can't hold it if your body is still in survival mode * How Danielle went from homelessness as a single mom to her first $154,000 year * Why receiving is a birthright, not something you earn through giving * How mothering is actually masculine energy — and what that means for women in business * Why healing and creating must happen simultaneously — not one before the other * How to make business decisions from your future self, not your current self Guest Free Gift If you've ever felt disconnected from your body, your money, or your sense of enough, Danielle Marggraf's Three Minute Somatic Money Reset is a powerful place to start. This short audio practice is designed to help you reconnect to your body wisdom, shift out of survival energy, and come back to the truth that money is flow, money is connection, and money is yours to receive. Use it every morning or any time during the day you feel called to reset. With consistent practice, it can begin to rewire neural pathways from lack to abundance. 🔗 Find Danielle and her free gift at: daniellemarggraf.com Connect with Danielle Marggraf Website: https://www.daniellemarggraf.com/ [https://www.daniellemarggraf.com/] Instagram: https://www.instagram.com/daniellemarggraf/ [https://www.instagram.com/daniellemarggraf/] LinkedIn: https://www.linkedin.com/in/danielle-marggraf-3a809b46/ [https://www.linkedin.com/in/danielle-marggraf-3a809b46/] Facebook: https://www.facebook.com/p/Danielle-Marggraf-100014224686034/ [https://www.facebook.com/p/Danielle-Marggraf-100014224686034/] ABOUT THE HOST Audrey Faust, MBA, is known as The Manifesting CFO. For more than two decades she has worked with multi-six and seven-figure businesses, helping entrepreneurs understand their financials, strengthen profitability, and build long-term wealth. Through her work, Audrey has witnessed the identity shifts and leadership evolution that occur as businesses scale—and the powerful role that money mindset plays in sustainable success. SUBSCRIBE & FOLLOW If you enjoyed this episode, consider leaving a review or sharing it with another woman entrepreneur who would benefit from these conversations. And until next time… Keep manifesting, managing, and multiplying your money. If you’re ready to go deeper, I’ve got some powerful ways to support you. Join me inside my world: 🌐 Website: https://www.audreyfaustconsulting.com/ [https://www.audreyfaustconsulting.com/] 📸 Instagram: https://www.instagram.com/manifesting_cfo/ [https:// https://www.instagram.com/manifesting_cfo/] 💼 LinkedIn: https://www.linkedin.com/in/audreyfaust/ [https://www.linkedin.com/in/audreyfaust/] 🎥 YouTube: https://www.youtube.com/@TheManifestingCFO [https://www.youtube.com/@TheManifestingCFO]

She Was Making $17K a Year When Her World Fell Apart — Here's How She Built a Multi-Six-Figure Business From the Rubble

What does it take to rebuild your life — and your finances — after losing everything? In this episode of Manifest, Manage & Multiply Money, Audrey Faust sits down with Donna Jean Kendrick, founder of Sefton Financial and a multi-six-figure financial advisor who specializes in helping families in widowhood, divorce, and life transition. Donna's story is one of the most powerful on this podcast — from making $17,000 a year as a newly widowed sole parent to building a thriving, mission-driven financial planning practice in under a decade. Donna shares what the early years really looked like — the oodles of noodles nights, the $6 box hair dye, and the financial roadmap that gave her permission to breathe. She opens up about the identity shifts required to go from helicopter mom to CEO, the money blocks she had to clear as a blue-collar girl from Philadelphia, and why she followed her gut and hung her own shingle in the middle of a pandemic. She also shares her powerful redefinition of GRIT — and why the lesson is always in the pivot. This conversation is raw, real, and deeply aligned with the mission of this podcast — normalizing wealth, resilience, and the identity evolution that happens when women choose mission over fear. Chapters 00:00 — Introduction to Donna Jean Kendrick 05:06 — From widowhood to financial empowerment: the $17K story 09:54 — Building a multi-six-figure business from the ground up 15:00 — Identity shifts, mindset work, and getting out of your own way 20:01 — What money and success really look like at this level 25:04 — Launching Sefton Financial in a pandemic and following your gut 30:08 — Final thoughts: just jump In This Episode, You'll Learn: * Why having a financial roadmap during crisis is as much emotional as it is practical * How Donna cleared her money blocks as a blue-collar girl from Philadelphia * What GRIT really stands for — Gratitude, Resiliency, Integrity, and Tenacity * Why she chose mission over job or career — and how that decision changed everything * How she paced her business growth around Social Security benefits and survival thresholds * Why hanging her shingle in a pandemic was the best decision she ever made * How success doesn't change the core of who you are — unless you let it Guest Free Gift If you want to make sure your family is protected no matter what life throws at you, Donna Jean Kendrick's Personal Document Locator is the place to start. This downloadable PDF helps families organize all of their critical financial and personal information in one place — from estate documents and beneficiary designations to advisor contacts and asset locations — so that your loved ones always know exactly where to find what they need. It's one of the most practical gifts you can give the people you love. Find it at https://sephtonfinancial.com/webinar/ [https://sephtonfinancial.com/webinar/] Connect with Donna Jean Kendrick Website: www.donnajeankendrick.com [http://www.donnajeankendrick.com/] and www.sephtonfinancial.com [http://www.sephtonfinancial.com/] Facebook: https://www.facebook.com/DonnaJeanKendrick/ [https://www.facebook.com/DonnaJeanKendrick/] Instagram: https://www.instagram.com/donnajeankendrick/ [https://www.instagram.com/donnajeankendrick/] LinkedIn: https://www.linkedin.com/in/donna-kendrick/ [https://www.linkedin.com/in/donna-kendrick/] Tik Tok: https://www.tiktok.com/@DonnaJeanKendrick [https://www.tiktok.com/@DonnaJeanKendrick] Youtube: https://www.youtube.com/@donnajeankendrick [https://www.youtube.com/@donnajeankendrick] ABOUT THE HOST Audrey Faust, MBA, is known as The Manifesting CFO. For more than two decades she has worked with multi-six and seven-figure businesses, helping entrepreneurs understand their financials, strengthen profitability, and build long-term wealth. Through her work, Audrey has witnessed the identity shifts and leadership evolution that occur as businesses scale—and the powerful role that money mindset plays in sustainable success. SUBSCRIBE & FOLLOW If you enjoyed this episode, consider leaving a review or sharing it with another woman entrepreneur who would benefit from these conversations. And until next time… Keep manifesting, managing, and multiplying your money. If you’re ready to go deeper, I’ve got some powerful ways to support you. Join me inside my world: 🌐 Website: https://www.audreyfaustconsulting.com/ [https://www.audreyfaustconsulting.com/] 📸 Instagram: https://www.instagram.com/manifesting_cfo/ [https:// https://www.instagram.com/manifesting_cfo/] 💼 LinkedIn: https://www.linkedin.com/in/audreyfaust/ [https://www.linkedin.com/in/audreyfaust/] 🎥 YouTube: https://www.youtube.com/@TheManifestingCFO [https://www.youtube.com/@TheManifestingCFO]

From $75 a Month to a Seven-Figure CEO: Keri Ford on Identity, High Ticket Pricing, and the Healing Work Behind the Business

What does it actually take to go from charging $75 a month to building a seven-figure coaching company? For Keri Ford, founder of Elevate with Keri, the answer wasn't more strategy — it was deeper identity work. In this episode, Keri pulls back the curtain on her decade-long journey from personal trainer to award-winning high performance coach working with C-suite executives and million-dollar founders around the globe. Keri shares the pivotal moment she paid $5K for her first coaching program and how that single decision changed everything. She breaks down her nervous system approach to pricing, why she pushes back on the "charge your worth" narrative, and what she means when she says we don't have business problems — we have personal problems that show up in our business. From selling a million-dollar offer from a retreat stage to navigating the upper limiting that followed, Keri's story is raw, honest, and deeply aligned with the mission of this podcast — normalizing wealth, identity evolution, and the real behind-the-scenes work of building a seven-figure business. If the strategy is who you're being, this episode will change how you show up. CHAPTERS 00:54 — Introduction to Keri Ford 02:14 — What Keri's business looks like today and who she serves 03:35 — Who she had to become to get to this level of success 03:55 — Starting out charging $75 a month and making $35K in year one 05:10 — The $5K coaching investment that changed everything 06:10 — Her first high ticket client: four months at $4K 06:40 — From $75 a month to $6,500 a month — and selling $90K packages 07:22 — Taking a detour back into consulting and why she couldn't figure it out 08:02 — The profit first lesson and what her CPA told her to do with money 10:15 — Audrey's take on profit first versus deeper financial literacy 11:22 — The identity shift that mattered more than any strategy 12:15 — We don't have business problems — we have personal problems 13:11 — Why "charge your worth" is the wrong framework 14:10 — The nervous system approach to pricing 15:15 — The biggest identity shift: going from $75 a month to the first $4K package 16:20 — What part of success still surprises her 16:32 — Treating the vision like a plan and reverse engineering from there 17:40 — What to do when you can't connect to the vision yet 18:04 — If you can't see it, it's an invitation for healing 19:00 — Free gift: The Leader Circle weekly newsletter 19:48 — Where to find Keri online 20:23 — Final closing question: what part of you doesn't want this to work? 20:54 — Money is a tool — stay humble through the highs and lows TAKEAWAYS * The strategy is who you're being. Identity work isn't separate from business strategy — it is the strategy. * We don't have business problems. We have personal problems that show up in our business. Unexamined stories and subconscious beliefs dictate behavior more than any tactic. * Pricing should be calibrated to your nervous system. Find the number that feels doable but stretchy — not the number that makes you freeze. * Don't charge your worth — charge relative to the market and your experience. Worth is a given. Pricing is a business decision. * Closing the back door changes everything. When you go all in with skin in the game, a new level of commitment unlocks. * Upper limiting is real. Success can arrive faster than your identity can hold it — do the inner work before you need it, not after. * Play for the middle. The highs and lows of revenue don't define you. Save during the highs, stay humble, and build for sustainability. * If you can't connect to the vision, that's an invitation for healing — not evidence that it's impossible. GUEST FREE GIFT The Leader Circle — Weekly Newsletter A free weekly newsletter for founders and high-performing women in business. Keri writes it with one intention: that it's worth at least a cup of coffee of your time. Readers say they read it every single week — which says everything. Join and get a virtual cup of coffee with Keri every Tuesday: https://kerilford.substack.com/ [https://kerilford.substack.com/] CONNECT WITH KERI Website: https://elevatewithkeri.com/ [https://elevatewithkeri.com/] Instagram: @iamkeriford [https://www.instagram.com/iamkeriford/?kuid=a351207e-dfbc-4e74-b8df-344cc61ec508-1777742478&kref=https%3A%2F%2Felevatewithkeri.com%2F] LinkedIn: @kerifordofficial [https://www.linkedin.com/in/kerifordofficial/] Youtube: https://www.linkedin.com/in/kerifordofficial/ [https://www.linkedin.com/in/kerifordofficial/] ABOUT THE HOST Audrey Faust, MBA, is known as The Manifesting CFO. For more than two decades she has worked with multi-six and seven-figure businesses, helping entrepreneurs understand their financials, strengthen profitability, and build long-term wealth. Through her work, Audrey has witnessed the identity shifts and leadership evolution that occur as businesses scale—and the powerful role that money mindset plays in sustainable success. SUBSCRIBE & FOLLOW If you enjoyed this episode, consider leaving a review or sharing it with another woman entrepreneur who would benefit from these conversations. And until next time… Keep manifesting, managing, and multiplying your money. If you’re ready to go deeper, I’ve got some powerful ways to support you. Join me inside my world: 🌐 Website: https://www.audreyfaustconsulting.com/ [https://www.audreyfaustconsulting.com/] 📸 Instagram: https://www.instagram.com/manifesting_cfo/ [https:// https://www.instagram.com/manifesting_cfo/] 💼 LinkedIn: https://www.linkedin.com/in/audreyfaust/ [https://www.linkedin.com/in/audreyfaust/] 🎥 YouTube: https://www.youtube.com/@TheManifestingCFO [https://www.youtube.com/@TheManifestingCFO]

The CPA Who Made $155K and Took Home $2,348 in Her Early Business Days: Belinda Rosenblum on Profit, Identity, and Scaling to Seven Figures

What happens when a CPA — someone who literally teaches money — builds a business that generates $155K in revenue and takes home only $2,348 in profit? That's exactly where Belinda Rosenblum found herself in the early days of her business. And it changed everything. Now a multi-six-figure business money coach and CPA with 19 years of entrepreneurial experience, Belinda helps established business owners move beyond six figures by installing the financial operating system needed to scale to seven figures. In this episode, she pulls back the curtain on the real journey — the pivots, the identity shifts, the breast cancer diagnosis in the middle of a launch, and the moment she realized no one was coming to save her business but her. Blending money mindset with practical financial strategy, Belinda shares her three-legged framework — money story, money systems, and money strategy — and why all three have to work together to scale. If you've been focused on revenue but wondering why it's not translating to profit, this episode is your wake-up call. CHAPTERS 00:57 — Introduction to Belinda Rosenblum 02:07 — What Belinda's business looks like today and what she loves most about it 04:17 — The early seasons of business and learning to actually run a business 05:39 — The $2,348 profit moment and what changed after 07:28 — The shame of being a CPA with a failing profit margin 08:50 — The six figure trap and why revenue is just a milestone 09:17 — Business evolution every two to three years 11:58 — The live event pivot that changed everything in 2019 13:32 — Holding business decisions lightly and treating them as experiments 17:19 — The mindset shifts and layers that come with each new level 18:07 — Breast cancer diagnosis in the middle of a launch 20:07 — Future-proofing your business so it survives without you 21:29 — The shift from employee mindset to CEO mindset 22:32 — Rewriting your money story at the source 24:32 — On her way to $500K and seven figures 25:10 — What she's optimizing for and how recurring revenue creates stability 28:29 — How inner work and practical business building grow together 29:27 — The three legs of the table: money story, money systems, money strategy 30:20 — Expanding capacity and the Puerto Rico speaking opportunity 33:28 — Free gift: the pay yourself calculator 35:41 — Where to find Belinda online 36:22 — Final closing question: what to know standing on the edge of your next level KEY TAKEAWAYS * Revenue is not profit. A business generating $155K can still leave you with almost nothing if systems and strategy aren't in place. * Six figures is a milestone, not a destination. What gets you there won't get you past it — expect to evolve. * All three legs of the table must be strong. Money story, money systems, and money strategy work together — the weakest one brings all three down. * Future-proof your business before you need to. Belinda's breast cancer diagnosis showed exactly why recurring revenue, systems, and a team that can function without you are non-negotiable. * The inner work and the outer strategy are two sides of the same coin. You can have the best strategy in the world, but if you don't believe it will work, you'll never execute it. * Expand your capacity before the opportunity arrives. The speaking invitation in Puerto Rico came after Belinda did the inner work to hold it — not before. * Your success is inevitable — it's not an if, it's a when. Give yourself grace through the experiments, the pivots, and the messy middle. GUEST FREE GIFT Rich Business Bootcamp: In 4 days, discover the proven financial blueprint to keep more revenue in your pocket AND set you up to scale to $500K+ without running yourself into the ground. https://ownyourmoney.isrefer.com/go/series/AudreyFaust/ [https://ownyourmoney.isrefer.com/go/series/AudreyFaust/] CONNECT WITH BELINDA https://OwnYourMoney.com [https://ownyourmoney.com/] IG: @ownyourmoney - https://www.instagram.com/ownyourmoney/ [https://www.instagram.com/ownyourmoney/] LinkedIn: https://www.linkedin.com/in/belindarosenblum/ [https://www.linkedin.com/in/belindarosenblum/] ABOUT THE HOST Audrey Faust, MBA, is known as The Manifesting CFO. For more than two decades she has worked with multi-six and seven-figure businesses, helping entrepreneurs understand their financials, strengthen profitability, and build long-term wealth. Through her work, Audrey has witnessed the identity shifts and leadership evolution that occur as businesses scale—and the powerful role that money mindset plays in sustainable success. SUBSCRIBE & FOLLOW If you enjoyed this episode, consider leaving a review or sharing it with another woman entrepreneur who would benefit from these conversations. And until next time… Keep manifesting, managing, and multiplying your money. If you’re ready to go deeper, I’ve got some powerful ways to support you. Join me inside my world: 🌐 Website: https://www.audreyfaustconsulting.com/ [https://www.audreyfaustconsulting.com/] 📸 Instagram: https://www.instagram.com/manifesting_cfo/ [https:// https://www.instagram.com/manifesting_cfo/] 💼 LinkedIn: https://www.linkedin.com/in/audreyfaust/ [https://www.linkedin.com/in/audreyfaust/] 🎥 YouTube: https://www.youtube.com/@TheManifestingCFO [https://www.youtube.com/@TheManifestingCFO]