The Uplifters

When Women Get Sick

Did you know the average professional woman loses 20 to 25% of her annual income to menopause? Not from medical bills alone, but from invisible career costs and compounding retirement losses that most women never see coming. If you're a woman over 40 navigating perimenopause, midlife career decisions, or a second act reinvention, this conversation will change how you think about menopause, money, and your future. Dr. Kim Derezil is a double board-certified physician and certified wealth manager, and the only practitioner in the country combining medical expertise with financial planning specifically for women in menopause. In this episode, you'll learn how menopause affects your career decisions, retirement savings, and long-term financial health, and what to do about it right now, whether you're 25 or 65. Dr. Derezil began her career treating women through the menopause transition and watching them describe, visit after visit, how their symptoms were affecting their work and their money decisions. It wasn't until she went through the transition herself and turned down a contract that cost her $121,000 in retirement savings that she understood what her patients had been telling her for years. That moment became the catalyst for her life's mission: giving women the language, the data, and the strategy to fight back against what she calls the Menopause Tax. What You'll Learn: How perimenopause career change happens invisibly — the small, well-intentioned decisions that quietly cost you hundreds of thousands of dollars The three-part Menopause Tax framework — care costs, career costs, and compounding costs, and how to calculate your own What midlife women over 40 can do right now — from tracking symptoms to building a financial reserve using your HSA Why women changing careers in their 40s often blame themselves — and why the real culprit is hormones, not ambition How to build confidence after 40 as a female professional — using a coach, a doctor, and a financial advisor together Starting over during menopause with a plan — why having a plan is protection, and what a menopause financial audit actually looks like What companies can do to stop losing their most experienced female talent — a clear business case for menopause workplace support Key Takeaways: For midlife career changers: The decisions that feel responsible in the moment (turning down opportunities, leaning out of leadership) can cost you six figures in retirement. See your doctor first, then build your plan. For women over 40 seeking purpose: You haven't lost your ambition. You may have lost your hormones. Getting support, medically and financially, is not a luxury; it is protection. For perimenopause entrepreneurs and 1099 workers: Your menopause tax is approximately 25% of income when you account for the self-employment gap, the benefit gap, and the career decisions you make while symptomatic. Featured Quote: "Your brain, your body, and your bank account just need a different approach, a fresh new perspective." — Dr. Kim Derezil Resources & Links: Free Menopause Tax Risk Assessment: menoandmoney.com [http://menoandmoney.com] Book a Menopause Financial Audit: menoandmoney.com [http://menoandmoney.com] Instagram/Facebook: @menoandmoney LinkedIn: linkedin.com/in/kderezilmd The Menopause Society (practitioner directory): menopause.org [http://menopause.org] Related Uplifters episodes: Julie Gordon White, CEO of MenoWell: Spotify [https://open.spotify.com/episode/5v26RRivOJUPakiRba6Emz?si=ARFF70MvSwiaxxp_Oaa5ug] Denise Pines, founder of WisePause Wellness: Spotify [https://open.spotify.com/episode/3VxSqvRC8PdHJMSMzR3YpC?si=WfDPM6LoSAWfdXX7jFR3WQ] Karissa Pfeffer episode: Spotify [https://open.spotify.com/episode/1pXVgkWs6abWHGmonv3RXl?si=3a1810dcf7544277] About Dr. Kim Derezil: Dr. Kim Derezil is a double board-certified physician and certified wealth manager, and the founder of Meno and Money. She is the only practitioner in the country combining menopause medicine with financial planning to help high-performing women over 40 recognize and reduce the hidden financial toll of perimenopause, before it becomes a six or seven-figure loss. About Your Host: Aransas Savas is a wellbeing and leadership coach specializing in helping women over 40 navigate midlife transitions, career changes, and second-act reinvention. With 20+ years of behavioral research experience partnering with companies like Disney, Weight Watchers, and Best Buy, she hosts The Uplifters Podcast, featuring women doing transformative work in the second half of their lives. Aransas brings both research rigor and personal experience to conversations about courage capital, midlife transformation, and building meaningful second acts. Connect with Aransas: Instagram: @aransas_savas [https://www.instagram.com/aransas_savas/] Podcast Instagram: @the_uplifters_podcast [https://www.instagram.com/the_uplifters_podcast/] TikTok: @theuplifterspodcast [https://www.tiktok.com/@theuplifterspodcast] Facebook: Aransas Savas [https://www.facebook.com/aransas] Website: theuplifterspodcast.com [http://theuplifterspodcast.com] YouTube: @theuplifterspodcast [https://www.youtube.com/@theuplifterspodcast] LinkedIn: Aransas Savas [https://www.linkedin.com/in/aransassavas/] Keywords: perimenopause career change, women over 40, midlife reinvention, menopause second act, starting over at 40, women changing careers 40s, midlife transition women, second half of life, courage capital, midlife transformation, women entrepreneurs over 40, female founders midlife, perimenopause motivation, starting business during menopause, midlife purpose women, second act career women, women 40s new career, building confidence after 40, midlife dreams women, perimenopause fresh start, menopause tax, menopause financial planning, menopause career costs, menopause workplace, perimenopause retirement savings Get full access to The Uplifters at www.theuplifterspodcast.com/subscribe [https://www.theuplifterspodcast.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

The Menopause Tax

Did you know the average professional woman loses 20 to 25% of her annual income to menopause? Not from medical bills alone, but from invisible career costs and compounding retirement losses that most women never see coming. If you're a woman over 40 navigating perimenopause, midlife career decisions, or a second act reinvention, this conversation will change how you think about menopause, money, and your future. Dr. Kim Derezil is a double board-certified physician and certified wealth manager, and the only practitioner in the country combining medical expertise with financial planning specifically for women in menopause. In this episode, you'll learn how menopause affects your career decisions, retirement savings, and long-term financial health, and what to do about it right now, whether you're 25 or 65. Dr. Derezil began her career treating women through the menopause transition and watching them describe, visit after visit, how their symptoms were affecting their work and their money decisions. It wasn't until she went through the transition herself and turned down a contract that cost her $121,000 in retirement savings that she understood what her patients had been telling her for years. That moment became the catalyst for her life's mission: giving women the language, the data, and the strategy to fight back against what she calls the Menopause Tax. What You'll Learn: How perimenopause career change happens invisibly — the small, well-intentioned decisions that quietly cost you hundreds of thousands of dollars The three-part Menopause Tax framework — care costs, career costs, and compounding costs, and how to calculate your own What midlife women over 40 can do right now — from tracking symptoms to building a financial reserve using your HSA Why women changing careers in their 40s often blame themselves — and why the real culprit is hormones, not ambition How to build confidence after 40 as a female professional — using a coach, a doctor, and a financial advisor together Starting over during menopause with a plan — why having a plan is protection, and what a menopause financial audit actually looks like What companies can do to stop losing their most experienced female talent — a clear business case for menopause workplace support Key Takeaways: For midlife career changers: The decisions that feel responsible in the moment (turning down opportunities, leaning out of leadership) can cost you six figures in retirement. See your doctor first, then build your plan. For women over 40 seeking purpose: You haven't lost your ambition. You may have lost your hormones. Getting support, medically and financially, is not a luxury; it is protection. For perimenopause entrepreneurs and 1099 workers: Your menopause tax is approximately 25% of income when you account for the self-employment gap, the benefit gap, and the career decisions you make while symptomatic. Featured Quote: "Your brain, your body, and your bank account just need a different approach, a fresh new perspective." — Dr. Kim Derezil Resources & Links: Free Menopause Tax Risk Assessment: menoandmoney.com [http://menoandmoney.com] Book a Menopause Financial Audit: menoandmoney.com [http://menoandmoney.com] Instagram/Facebook: @menoandmoney LinkedIn: linkedin.com/in/kderezilmd The Menopause Society (practitioner directory): menopause.org [http://menopause.org] Related Uplifters episodes: Julie Gordon White, CEO of MenoWell: Spotify [https://open.spotify.com/episode/5v26RRivOJUPakiRba6Emz?si=ARFF70MvSwiaxxp_Oaa5ug] Denise Pines, founder of WisePause Wellness: Spotify [https://open.spotify.com/episode/3VxSqvRC8PdHJMSMzR3YpC?si=WfDPM6LoSAWfdXX7jFR3WQ] Karissa Pfeffer episode: Spotify [https://open.spotify.com/episode/1pXVgkWs6abWHGmonv3RXl?si=3a1810dcf7544277] About Dr. Kim Derezil: Dr. Kim Derezil is a double board-certified physician and certified wealth manager, and the founder of Meno and Money. She is the only practitioner in the country combining menopause medicine with financial planning to help high-performing women over 40 recognize and reduce the hidden financial toll of perimenopause, before it becomes a six or seven-figure loss. About Your Host: Aransas Savas is a wellbeing and leadership coach specializing in helping women over 40 navigate midlife transitions, career changes, and second-act reinvention. With 20+ years of behavioral research experience partnering with companies like Disney, Weight Watchers, and Best Buy, she hosts The Uplifters Podcast, featuring women doing transformative work in the second half of their lives. Aransas brings both research rigor and personal experience to conversations about courage capital, midlife transformation, and building meaningful second acts. Connect with Aransas: Instagram: @aransas_savas [https://www.instagram.com/aransas_savas/] Podcast Instagram: @the_uplifters_podcast [https://www.instagram.com/the_uplifters_podcast/] TikTok: @theuplifterspodcast [https://www.tiktok.com/@theuplifterspodcast] Facebook: Aransas Savas [https://www.facebook.com/aransas] Website: theuplifterspodcast.com [http://theuplifterspodcast.com] YouTube: @theuplifterspodcast [https://www.youtube.com/@theuplifterspodcast] LinkedIn: Aransas Savas [https://www.linkedin.com/in/aransassavas/] Keywords: perimenopause career change, women over 40, midlife reinvention, menopause second act, starting over at 40, women changing careers 40s, midlife transition women, second half of life, courage capital, midlife transformation, women entrepreneurs over 40, female founders midlife, perimenopause motivation, starting business during menopause, midlife purpose women, second act career women, women 40s new career, building confidence after 40, midlife dreams women, perimenopause fresh start, menopause tax, menopause financial planning, menopause career costs, menopause workplace, perimenopause retirement savings Get full access to The Uplifters at www.theuplifterspodcast.com/subscribe [https://www.theuplifterspodcast.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Motherhood in Midlife

For midlife women, Mother's Day can bring up all sorts of feelings. In this special episode, four midlife women share radically honest stories about motherhood, identity, and the inherited scripts we get to rewrite. Ruthie Ackerman, author of The Mother Code and founder of Ignite Writers Collective, reframes motherhood as a time of transformation rather than self-sacrifice and shows how midlife women can challenge the patriarchal myths that have shaped their choices. Katie Horwitch, founder of WANT (Women Against Negative Talk) and author of WANT Yourself, walks us through the inherited contracts behind our self-talk and how to replace our limiting stories. Sarah Gormley, author of The Order of Things, shares how starting over at 40, through therapy, loss, love, and an art gallery, gave her the life she'd always been chasing when she was climbing ladders. The episode closes with a sound bath from somatic healer and breast cancer survivor Shayla Martin, whose entire life was changed when she healed her Mother Wound. Whatever Mother's Day means to you, I hope you'll see yourself in these stories. "I want to be a mother who believes that there are so many ways to have a worthy and beautiful life, both with and without children." — Ruthie Ackerman Resources & Links: The Mother Code [https://booksaremagic.net/item/ZoOPMvNQhqYM2WlV8AOHpA] by Ruthie Ackerman [https://booksaremagic.net/item/ZoOPMvNQhqYM2WlV8AOHpA] — available wherever books are sold Ignite Writers Collective — ignitewriterscollective.com [https://www.ruthieackerman.com/] WANT Yourself by Katie Horwitch — womenagainstnegativetalk.com [http://womenagainstnegativetalk.com] The Order of Things [https://sarahgormleygallery.com/products/the-order-of-things?srsltid=AfmBOorqVLjgxyg7as5zU5WTWQ55P0mjz_5PRythTlG_n1CyOictAgQp] by Sarah Gormley [https://sarahgormleygallery.com/products/the-order-of-things?srsltid=AfmBOorqVLjgxyg7as5zU5WTWQ55P0mjz_5PRythTlG_n1CyOictAgQp] — available wherever books are sold Shayla Martin — 3bellevolution [https://www.3bellevolution.com/] About the Featured Voices: Ruthie Ackerman is the founder of Ignite Writers Collective, a memoirist and journalist whose work has appeared in Vogue, The New York Times, and The Atlantic, and the author of The Mother Code — a book that reframes motherhood as a conscious, evolving practice rather than a fixed identity. Katie Horwitch is the founder of WANT (Women Against Negative Talk), a nationally recognized author, speaker, and self-talk activist. Her book WANT Yourself helps women shift their internal narrative by understanding the science of inherited belief. Sarah Gormley spent decades building an impressive career at IMAX, Martha Stewart, Adobe, and Forbes before starting over at 40 through therapy, loss, and reinvention. She now owns an art gallery in Columbus, Ohio and is the author of the memoir The Order of Things. Shayla Martin is a breast cancer survivor, somatic healing coach, and sound healer whose work began with healing her own mother wound. She is the founder of Feel It to Heal It™. About Your Host: Aransas Savas is a wellbeing and leadership coach specializing in helping women over 40 navigate midlife transitions, career changes, and second-act reinvention. With 20+ years of behavioral research experience partnering with companies like Disney, Weight Watchers, and Best Buy, she hosts The Uplifters Podcast, featuring women doing transformative work in the second half of their lives. Aransas brings both research rigor and personal experience to conversations about courage capital, midlife transformation, and building meaningful second acts. Connect with Aransas: Instagram: @aransas_savas [https://www.instagram.com/aransas_savas/] Podcast Instagram: @the_uplifters_podcast [https://www.instagram.com/the_uplifters_podcast/] TikTok: @theuplifterspodcast [https://www.tiktok.com/@theuplifterspodcast] Facebook: Aransas Savas [https://www.facebook.com/aransas] Website: theuplifterspodcast.com [http://theuplifterspodcast.com] YouTube: @theuplifterspodcast [https://www.youtube.com/@theuplifterspodcast] LinkedIn: Aransas Savas [https://www.linkedin.com/in/aransassavas/] Keywords: perimenopause career change, women over 40, midlife reinvention, menopause second act, starting over at 40, women changing careers 40s, midlife transition women, second half of life, courage capital, midlife transformation, women entrepreneurs over 40, midlife identity women, midlife self-talk, building confidence after 40, second act career women, women 40s new career, midlife awakening women, inspiring women over 40, midlife motivation women, perimenopause motivation, women over 40 success stories, midlife glow up, 40+ women entrepreneurs, growth mindset women over 40 Get full access to The Uplifters at www.theuplifterspodcast.com/subscribe [https://www.theuplifterspodcast.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Women Are Better Than Men at Investing — So Why Aren’t We Doing It?

What does it actually take for women over 40 to start investing, raise capital, and build the future they want to see? This panel discussion, recorded live at Uplifters Live in New York City, brings together three extraordinary women for one of the most honest conversations about money, midlife reinvention, and women's economic power you'll hear this year. For women navigating midlife transitions and second-act reinvention, the gender investing gap is not abstract. It is the difference between shaping the future or watching someone else do it. In this episode, you'll learn why the confidence gap keeps women from investing even when the data shows they outperform men, how to access private markets as a midlife woman with limited starting capital, and what it really takes to fundraise as a female founder. You'll also hear a powerful case for why women's sports may be the most undervalued investment opportunity of our generation. Katie Cella is a partner at Koru Capital and an angel investor with a mission to get more women funded and funding. Lorine Pendleton, named by Marie Claire as one of the 50 most connected women in America, pivoted from entertainment law to become one of the most influential investors in women's sports. Tracy Luckow left corporate CPG to co-found and patent Whipnotic, a product that disrupts a billion-dollar category, launching her company in 2020 with no prior fundraising experience. What You'll Learn: Women over 40 and investing confidence — why the gender gap persists even as women outperform men in returns, and what it takes to start How to access private market investments — platforms and SPV structures that lower the minimum to $2,000 or less Raising capital as a female founder in midlife — what Tracy learned launching a patented consumer brand with no finance background Women's sports as a midlife investment thesis — why Lorine says you want to get in before the asset is fully valued Financial, social, and human capital — three ways to invest in women founders even when you can't write a check How to evaluate startups and founders — what Katie Sella looks for when deciding where to put her money Midlife reinvention through entrepreneurship — Tracy's story of turning decades of CPG expertise into a disruptive second act Key Takeaways: For women over 40 considering investing: The confidence gap is real but the data is on your side. Studies show women outperform male investors by 0.4% to 1.8% annually. The biggest barrier isn't skill. It's starting. For midlife women building second-act businesses: Every investor conversation, whether or not it results in money, sharpens your pitch and your self-knowledge. No's are part of the process. For women interested in values-aligned investing: Platforms like PlayMoney.com [http://PlayMoney.com] and SPV structures through firms like Coru Capital make it possible to start investing in companies you believe in with as little as $2,000. For midlife female entrepreneurs and founders: Women's sports, AI, and mission-driven consumer brands are among the fastest-growing spaces. Getting in early matters. Featured Quote: "If we do not open up our checkbooks, our daughters and our granddaughters will be back in the kitchen." — Katie Cella Connect with Aransas: Instagram: @aransas_savas [https://www.instagram.com/aransas_savas/] | Podcast: @the_uplifters_podcast [https://www.instagram.com/the_uplifters_podcast/] | TikTok: @theuplifterspodcast [https://www.tiktok.com/@theuplifterspodcast] | Facebook: Aransas Savas [https://www.facebook.com/aransas] | Website: theuplifterspodcast.com [http://theuplifterspodcast.com] | YouTube: @theuplifterspodcast [https://www.youtube.com/@theuplifterspodcast] | LinkedIn: Aransas Savas [https://www.linkedin.com/in/aransassavas/] Keywords: perimenopause career change, women over 40, midlife reinvention, menopause second act, starting over at 40, women changing careers 40s, midlife transition women, second half of life, courage capital, midlife transformation, women entrepreneurs over 40, female founders midlife, perimenopause motivation, starting business during menopause, midlife purpose women, second act career women, women 40s new career, building confidence after 40, midlife dreams women, perimenopause fresh start, women investing, gender investing gap, women and money midlife, female investors, women's sports investing Get full access to The Uplifters at www.theuplifterspodcast.com/subscribe [https://www.theuplifterspodcast.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Discovering You're Neurodivergent at 40

What if the thing you've been adapting to your entire life had a name, and discovering it at 40 changed everything? Sadie Dingfelder is a veteran Washington Post science journalist who discovered at 39 that she had prosopagnosia (face blindness), affecting an estimated one in 50 people, many of whom have no idea. Sadie's journey into midlife self-knowledge is a masterclass in what it means to stop hiding your differences and start working with the brain you actually have. This is a second-act story rooted in science, told with humor, and bracingly honest about what it is like to finally see yourself clearly. In this episode, you'll learn why late diagnosis in women is so common (we are remarkably good at adapting and masking), about the midlife happiness curve, and what it looks like to build a life around your actual strengths rather than an exhausting performance of capacities you don't have. For any woman over 40 who has wondered whether her brain works differently, this conversation is a gift. Sadie Dingfelder is the author of Do I Know You?: A Faceblind Reporter's Journey into the Science of Sight, Memory and Imagination, a memoir-meets-reported-science book about prosopagnosia and what it reveals about human perception, memory, and identity. A former staff reporter at the Washington Post and senior science writer at the Monitor on Psychology, Sadie covered neuroscience and cognitive science for the American Psychological Association. Her book is now available in English, Italian, and Korean. What You'll Learn: Late diagnosis in midlife women — why women are so often diagnosed with neurological differences later than men, and what changes when you finally have a name for what you've been living How to work with the brain you have, not the one you expected — Sadie's path from masking and adapting to building systems that actually work The midlife happiness curve — the psychological finding that most people are most unhappy around age 45, and why things get better Building confidence after 40 as a woman — how Sadie's face blindness, rather than limiting her, forged an extraordinary capacity for connection Midlife reinvention and self-knowledge — why understanding your neurodivergence in the second half of life can be relief rather than burden Women over 40 and second-act identity — what it means to rewrite your story in midlife when you finally understand the plot Perimenopause and brain differences — the broader context of why midlife women are rethinking how their brains work and what they need Key Takeaways: For midlife women navigating self-discovery: Late diagnosis is not failure. Women are exceptional adapters and maskers, which is why neurological differences often go unrecognized until midlife or later. Understanding your brain is an act of courage, not a crisis. For women over 40 seeking purpose in reinvention: The midlife happiness curve is real and replicated. The bottom of the U (around 45) is not permanent. Purposeful living, not productivity-driven living, is what drives the upturn. For perimenopause and midlife identity shifts: Midlife is when many women stop performing the version of themselves they constructed for survival and start building the version that actually fits. Sadie's journey is a template for that. Featured Quote: "Labels are tools. If they help, use them. When they don't, drop them." — Sadie Dingfelder Resources and Links: Do I Know You? by Sadie Dingfelder (available on Amazon and wherever books are sold) Sadie's website: SadieD.com [http://SadieD.com] Sadie on Instagram: @sadiefd [https://www.instagram.com/sadiefd] Sadie on TikTok: @sadiedingfelder [https://www.tiktok.com/@sadiedingfelder] Related Uplifters episode: Gisela Sanders-Alcántara on disability, neurodivergence, and storytelling [https://open.spotify.com/episode/0h1b4mQlLS4zVycLpqJjF0?si=wfCAd1DjTQiPaW_84r4HlA] About Sadie Dingfelder: Sadie Dingfelder is a freelance science journalist, author, and former Washington Post staff reporter who covers neuroscience, cognitive science, and human behavior. Her book Do I Know You? blends reported science with personal memoir to explore face blindness, perception, and what it means to understand your own brain in midlife. She is a sought-after voice on neurodiversity, late diagnosis in women, and the science of how we see each other. About Your Host: Aransas Savas is a wellbeing and leadership coach specializing in helping women over 40 navigate midlife transitions, career changes, and second-act reinvention. With 20+ years of behavioral research experience partnering with companies like Disney, Weight Watchers, and Best Buy, she hosts The Uplifters Podcast, featuring women doing transformative work in the second half of their lives. Aransas brings both research rigor and personal experience to conversations about courage capital, midlife transformation, and building meaningful second acts. Connect with Aransas: Instagram: @aransas_savas [https://www.instagram.com/aransas_savas/] Podcast Instagram: @the_uplifters_podcast [https://www.instagram.com/the_uplifters_podcast/] TikTok: @theuplifterspodcast [https://www.tiktok.com/@theuplifterspodcast] Facebook: Aransas Savas [https://www.facebook.com/aransas] Website: theuplifterspodcast.com [http://theuplifterspodcast.com] YouTube: @theuplifterspodcast [https://www.youtube.com/@theuplifterspodcast] LinkedIn: Aransas Savas [https://www.linkedin.com/in/aransassavas/] Keywords: perimenopause career change, women over 40, midlife reinvention, menopause second act, starting over at 40, women changing careers 40s, midlife transition women, second half of life, courage capital, midlife transformation, women over 40 neurodivergence, face blindness prosopagnosia, late diagnosis women, midlife self-knowledge, second act women, midlife brain differences, women 40s new career, building confidence after 40, midlife awakening women, perimenopause brain fog, neurodiversity midlife women Get full access to The Uplifters at www.theuplifterspodcast.com/subscribe [https://www.theuplifterspodcast.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]