Wealth Beyond Work

The Retirement Questions Everyone Thinks About But Rarely Asks

In this episode, Zach Morris breaks down some of the most common retirement and financial planning questions people quietly wonder about for years — from how much money you actually need to retire to when to claim Social Security, Roth conversions, portfolio risk, withdrawal strategies, and more. Rather than focusing on one-size-fits-all answers, this conversation explores how taxes, spending, investing, healthcare, and lifestyle decisions all work together in retirement planning. If you want more clarity and flexibility heading into retirement, this episode provides a practical framework for thinking through the decisions that matter most. Work with us: https://info.pacesferrywealth.com/learn-about-us [https://info.pacesferrywealth.com/learn-about-us] Send in questions for Q&A Episodes: connect@pacesferrywealth.com [connect@pacesferrywealth.com]

What Every Trustee Needs to Know About Managing a Special Needs Trust

Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Adam Earl of National Care Advisors to break down how special needs trusts work - and what can go wrong if they're not structured properly. They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life. Contact National Care Advisors: (800) 652-7404 [https://www.google.com/search?q=national+care+advisors&rlz=1C1CHBF_enUS977US977&oq=national+care+advisors&gs_lcrp=EgZjaHJvbWUqCggAEAAY4wIYgAQyCggAEAAY4wIYgAQyDQgBEC4YrwEYxwEYgAQyBwgCEAAYgAQyBwgDEAAYgAQyBwgEEAAYgAQyBwgFEAAYgAQyBwgGEAAYgAQyBwgHEAAYgAQyCAgIEAAYFhgeMggICRAAGBYYHtIBCTM4NDRqMGoxNagCCLACAfEFvyuykteDqfc&sourceid=chrome&ie=UTF-8] Email our guest Adam Earl: aearl@nationalcareadvisors.com Download "Retirement By Design": https://info.pacesferrywealth.com/wbw [https://info.pacesferrywealth.com/wbw] Learn about Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Medicare Made Simple: What You Must Know Before Turning 65 (Avoid Costly Mistakes)

Approaching Medicare can feel overwhelming - but it doesn't have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties. They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you're nearing 65 or planning ahead, this conversation brings clarity to one of retirement's most important decisions.

Inside the Oil Crisis: War, Supply Shocks, and the Real Reason Tankers Stopped Moving

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what's happening now, and what to watch next in the global energy market. Download "Retirement By Design": https://bit.ly/4bBIID1 [https://bit.ly/4bBIID1] Learn about Paces Ferry Wealth: https://bit.ly/41iwQkI [https://bit.ly/41iwQkI]

Tax Credits Demystified with John Carson: How High Net Worth Investors Can Use Tax Credits to Pay Less Tax

Tax credits can reduce what you owe dollar for dollar, and are increasingly accessible to high net worth investors seeking efficient tax strategies. CPA John Carson joins Zach Morris to break down how tax credits differ from deductions, how film credits are created and sold, and what documentation supports a clean and compliant transfer process. They also discuss how recent law changes expanded the transferability of federal renewable energy credits, making them more widely available and often simpler than traditional partnership-based structures. Contact John Carson: Phone: (404) 520-8826 Email: john@armaghcapital.com [john@armaghcapital.com] Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/ [https://info.pacesferrywealth.com/learn-about-us/] Download our free guide "Retirement by Design": https://info.pacesferrywealth.com/wbw/ [https://info.pacesferrywealth.com/wbw/]