Farm Truck Financial

What a GMC Jimmy Restoration Can Teach You About Retirement

Welcome back to Season 2 of Farm Truck Financial! Eric Kearney takes us inside the restoration of his rare 1972 GMC Jimmy and shows how planning, preparation, and the right team can make all the difference.Call us today for a farm fresh second opinion at 800-779-1942 or visit MyIncomePlan.com.In this episode of Farm Truck Financial, Eric Kearney steps away from traditional retirement talk and into the world of classic car restoration. He walks through the story behind his 1972 GMC Jimmy, why he chose this particular truck, how he planned the build, and why the process has more in common with retirement planning than most people realize.From choosing a desirable vehicle with long-term value to finding the right restoration shop, sourcing parts ahead of time, and setting clear goals, Eric explains how a successful restoration depends on strategy. The same is true when preparing for retirement. Whether you are restoring a classic truck or building a retirement income plan, waiting until problems appear can make the road much harder.You will see how preparation helped keep this GMC Jimmy build moving smoothly, why Eric wanted a truck he could actually drive, and how thoughtful planning helped turn a vision into a finished product. #RetirementPlanning #ClassicTruckRestoration #GMCJimmy #RetirementWealthAdvisors 00:00 Welcome Back to Farm Truck Financial00:30 Why This Episode Is About More Than Retirement01:09 The Story Behind the 1972 GMC Jimmy02:05 Why Planning Makes the Process Easier02:53 Choosing a Vehicle With Future Desirability04:00 Why This Arizona GMC Jimmy Was Worth It05:12 What Makes the 1972 GMC Jimmy Rare06:06 Procrastination Can Hurt Your Retirement06:48 The Strategy Behind a Successful Restoration07:23 Three Parts of Any Good Strategy08:00 Building a Truck You Can Actually Drive09:00 Finding the Right Restoration Shop10:04 Why Sourcing Parts Early Mattered11:13 Forecasting Problems Before They Happen11:51 Choosing Competent Professionals12:33 Planning Around Money, Lifestyle, and Retirement13:18 The Original Okra Paint Color14:10 Suspension, Power Steps, and Interior Upgrades15:11 The 383 Stroker Motor15:47 What This Build Teaches About Planning16:12 Thanks for Riding AlongInvestment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.Retirement Wealth Advisors629 Cape Coral Parkway EastCape Coral, Florida, 33904.

Why Old Investment Rules No Longer Work: Market Volatility in Retirement

Market volatility isn’t the real threat to retirement—outdated thinking is. In this conversation, Eric Kearney and Joseph Lanza explain why buy-and-hold, the 4% rule, and “set it and forget it” strategies no longer fit today’s financial reality.Visit myincomeplan.com to download your free retirement income guide and start building a strategy designed for today’s market.Market volatility is often blamed for retirement stress, but the bigger problem is relying on strategies built for a very different financial world. In this episode of Farm Truck Financial, Eric Kearney, President of Retirement Wealth Advisors, sits down with Joseph Lanza to break down how today’s markets actually work—and how retirees should adapt.The market is constantly evolving, yet many investors are still using rules created decades ago. Buy-and-hold strategies, living only off interest, and rigid withdrawal rules often fail to account for inflation, taxes, healthcare costs, and longer retirements. This discussion explains why volatility is not something to fear, but something to understand and plan around.Eric and Joseph explain why active planning, proper diversification, and realistic expectations matter more than trying to time the market. They also discuss why retirement doesn’t mean the end of investing, and why growth is still essential for long-term income sustainability.If you’re approaching retirement—or already there—and want clarity instead of complexity, this episode will help you rethink how your portfolio should support your income, goals, and lifestyle.Visit myincomeplan.com to download your free retirement income guide and take the first step toward a more confident retirement plan.

Rising Healthcare & Long-Term Care Costs in Retirement - What Most Plans Miss

Healthcare and long-term care costs are rising faster than inflation, and they are one of the biggest financial wildcards retirees face. In this conversation, Eric Kearney and Joseph Lanza break down what Medicare does not cover and why ignoring long-term care planning can derail retirement.Visit myincomeplan.com to download your Retirement Income Guide and start planning instead of worrying.Healthcare costs in retirement are rising at a pace that catches many retirees off guard, especially when long-term care enters the picture. In this episode of Farm Truck Financial, Eric Kearney, President of Retirement Wealth Advisors, sits down with Joseph Lanza to talk through one of the most overlooked risks in retirement planning.They discuss why Medicare premiums continue to rise faster than Social Security cost-of-living adjustments, why Medicare does not cover long-term care, and how healthcare inflation can quietly erode even well-funded retirement plans. With long-term care costs reaching $10,000 to $12,000 per month in many areas, avoidance is not a strategy.This conversation explains the difference between healthcare expenses before long-term care, the likelihood of experiencing a long-term care event, and why geographic relocation can dramatically change costs. Most importantly, it outlines how proper financial planning can stress-test these risks before they become real-life emergencies.If you are concerned about healthcare, inflation, or the possibility of long-term care affecting your retirement, this episode offers clarity, context, and practical planning insight.

Simple Daily Habits to Reduce Stress, Improve Patience, and Enjoy Life More

Your retirement plan shouldn’t only protect your money, it should protect your peace of mind. In this Farm Truck Financial conversation, Eric Kearney and repeat guest Dani Tourony break mindfulness down into practical, real-life moments you can start using today.Subscribe for more Farm Truck Financial conversations, and connect with Retirement Wealth Advisors for a farm-fresh second opinion on your retirement strategy and lifestyle plan.If you’re great at planning for everyone else but keep postponing yourself, this highlight from Farm Truck Financial is for you. Eric and Dani talk about why mindfulness is “free, but work,” and how the payoff shows up in calmer days, better relationships, and a retirement you don’t feel like you need to escape from.You’ll hear:How one simple “coffee question” exposed a constant mental grindEasy mindfulness resets you can do on a walk, during meals, or even in trafficBreathwork ideas like box breathing and ocean breathWhy slowing down can make your weeks feel like your actual life againHow mindfulness, yoga, and meditation can support a better quality of living in retirement

Don't Run Out of Money in Retirement - Planning Earlier Changes Everything

Two-thirds of Americans fear running out of money in retirement, and that fear isn’t misplaced. In this conversation, Eric Kearney and Joseph Lanza explain why today’s retirees face a completely different financial reality—and what to do about it.Call us today at 601-THE-FARM for a farm-fresh second opinion and start building a retirement plan designed for your income, lifestyle, and long-term peace of mind.Two-thirds of U.S. savers worry about running out of money in retirement, and that concern is growing for good reason. Longer lifespans, fewer pensions, rising healthcare costs, inflation, and nonstop market noise have changed the retirement landscape entirely from what previous generations experienced.In this highlight from Farm Truck Financial, Eric Kearney and Joseph Lanza break down why modern retirement planning requires a different mindset. They discuss how emotional decision-making, market volatility, and going too conservative too soon can quietly erode purchasing power over time.