Financially Free Physicians

Thank You — See You on Financially Free Era

Tune in to the new show, Financially Free Era by SLP Wealth, discover the biggest misconceptions people have about being "financially free," the various forms of FIRE ("Financial Independence, Retire Early"), and more. We're excited to launch this new podcast and hope you subscribe on your favorite podcast app! * Follow on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-era-by-slp-wealth/id1813259511], Spotify [https://open.spotify.com/show/1rnb0hzdEOkuChvvwXq7kp], Amazon Music [https://music.amazon.com/podcasts/e307a4d7-23f3-4fb3-a1ca-41da38123163/financially-free-era-by-slp-wealth], iHeart Radio [https://www.iheart.com/podcast/263-financially-free-era-by-sl-274528480/], or Pocket Casts [https://pca.st/nzch0uvn]

Whole Life or Whole Paycheck? When the Math Doesn't Add Up

Most people don't expect their insurance advisor to also have an IMDb page. But Dennis Hornsby isn't your typical advisor. As Director of Insurance at Student Loan Planner, he helps high-income professionals navigate disability and life insurance to get the right policy. And when he's off the clock, he's been known to appear in films with folks like Jamie Foxx and Tommy Lee Jones. Listen in as Dennis shares what really matters when evaluating coverage, how to avoid common pitfalls, and how to choose the policy that actually fits your life. You'll come away with clarity on term vs. whole life insurance and the confidence to make smarter choices. Key moments: (03:16) Who actually needs life insurance, and how to tell if you're one of them (11:45) Save money with laddered life insurance policies (13:58) Why your employer's life insurance won't go with you, and what to do instead (17:18) When whole life insurance makes sense as part of a larger asset protection strategy (22:26) What it means to surrender a life insurance policy, and when it might be worth it Doctors know best... about medicine. Book a free intro call [https://slpwealth.com/physicianpod] to give your finances a second opinion. Just browsing? Learn more about us at SLP Wealth [https://slpwealth.com/]. Like the show? There are several ways you can help! * Follow on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873], Spotify [https://open.spotify.com/show/7JSxTi0Hq0dbytXqqAhV89], or Amazon Music [https://music.amazon.com/podcasts/3d3fce4a-be9c-44cd-92a9-535f252957d9/financially-free-physicians] * Leave an honest review on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873] * Follow us on YouTube at Financially Free Physicians [https://www.youtube.com/@FinanciallyFreePhysicians]

DIS Is It - The DISability Insurance Guide You Need

You've spent years building your career. What happens if you couldn't work tomorrow? This uncomfortable question highlights why disability insurance carries serious weight despite not being a flashy topic. Financial planner Jared Costigan, CFP®, CSLP®, joins us to talk about what it really means to protect your most valuable asset: your ability to earn an income. Learn what disability insurance actually covers, how short-term and long-term policies work, and why coverage tends to cost more for women. You'll hear why "own-occupation" coverage is worth looking for, how to compare what your employer offers versus buying your own policy, and which add-ons (called riders) are actually useful. Key moments: (04:26) Dual-physician households should still consider disability insurance (11:15) How private coverage stacks up against what your job offers (19:02) Not all riders are worth it — here's how to avoid paying for stuff you don't need (30:31) Why disability insurance costs more than life insurance Doctors know best... about medicine. Book a free intro call [https://slpwealth.com/physicianpod] to give your finances a second opinion. Just browsing? Learn more about us at SLP Wealth [https://slpwealth.com/]. Like the show? There are several ways you can help! * Follow on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873], Spotify [https://open.spotify.com/show/7JSxTi0Hq0dbytXqqAhV89], or Amazon Music [https://music.amazon.com/podcasts/3d3fce4a-be9c-44cd-92a9-535f252957d9/financially-free-physicians] * Leave an honest review on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873] * Follow us on YouTube at Financially Free Physicians [https://www.youtube.com/@FinanciallyFreePhysicians]

Married to Medicine

Ever wonder what happens behind the scenes in a medical household? We're pulling back the curtain on physician family life and dishing the unfiltered truth about riding the med school rollercoaster together and juggling careers while supporting a doctor spouse. Listen in to hear about the late nights, the moved holidays, and the six-figure student loans as we share stories and wisdom you won't find in any textbook. Whether you're dating a med student or married to an attending, this conversation is like finding your people. You'll laugh, maybe tear up, and definitely feel less alone. Key moments: (05:08) Medical couples face tough but important conversations when ranking residency programs (12:26) "Who does what?" Rapid-fire household task division reveals medical family dynamics (19:59) Physician families need to acknowledge, "This is tough, but we're okay." (25:30) Crucial decision point: Pay student loan interest during residency or defer it? (33:03) Don't wait for retirement — bring elements of that dream life into your present Doctors know best... about medicine. Book a free intro call [https://slpwealth.com/physicianpod] to give your finances a second opinion. Just browsing? Learn more about us at SLP Wealth [https://slpwealth.com/]. Like the show? There are several ways you can help! * Follow on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873], Spotify [https://open.spotify.com/show/7JSxTi0Hq0dbytXqqAhV89], or Amazon Music [https://music.amazon.com/podcasts/3d3fce4a-be9c-44cd-92a9-535f252957d9/financially-free-physicians] * Leave an honest review on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873] * Follow us on YouTube at Financially Free Physicians [https://www.youtube.com/@FinanciallyFreePhysicians]

From Rounds to Receipts: The Complete Resident's Cashflow Guide

Residency is a financial tightrope — you've got the education of a doctor but the paycheck of... well, not a doctor. You'll learn how to create a realistic cash flow plan without micromanaging every decision, how single residents navigate differently than couples, and when buying a house during residency makes sense (or doesn't). Listen in for practical advice without the judgment, shame, or complicated spreadsheets Key moments: (07:10) Start your cash flow plan by tracking regular bills first, then variable expenses (13:55) Borrowing extra during residency depends entirely on your repayment strategy (24:31) Credit card interest destroys wealth — always pay statements in full (34:35) Key questions residents should ask when comparing renting vs. buying a house (44:57) Should you save during residency — and if so, pretax or Roth? Doctors know best... about medicine. Book a free intro call [https://slpwealth.com/physicianpod] to give your finances a second opinion. Just browsing? Learn more about us at SLP Wealth [https://slpwealth.com/]. Like the show? There are several ways you can help! * Follow on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873], Spotify [https://open.spotify.com/show/7JSxTi0Hq0dbytXqqAhV89], or Amazon Music [https://music.amazon.com/podcasts/3d3fce4a-be9c-44cd-92a9-535f252957d9/financially-free-physicians] * Leave an honest review on Apple Podcasts [https://podcasts.apple.com/us/podcast/financially-free-physicians/id1777876873] * Follow us on YouTube at Financially Free Physicians [https://www.youtube.com/@FinanciallyFreePhysicians]