30 Years Protecting Title Agencies: Michelle Blanco on Insurance, Fraud, and Leadership | FNF Energize
On this FNF Energize sponsor spotlight episode of Hanging With The Hoopers, Andrew sits down with Michele Blanco… one of the most trusted and respected insurance voices in the title industry.
With nearly 30 years of experience supporting title agencies, Michele has seen every evolution of risk firsthand… from the early days of bonds and E&O to today’s reality of wire fraud, cyber exclusions, and increasingly sophisticated bad actors.
In this conversation, Andrew and Michele dig into what title agency owners really need to understand right now
• Why wire fraud has become the single biggest threat facing title agencies
• How insurance carriers have changed coverage and exclusions over time…and why many losses are no longer covered
• What cyber insurance actually covers (and what it doesn’t)
• The critical role of verification, documentation, and third-party fraud prevention platforms
• How AI and deepfake technology are beginning to show up in real-world fraud attempts
• Why “trust but verify” is no longer optional in today’s closing environment
• Leadership lessons from decades of working alongside stressed, frustrated, high-responsibility business owners
• How empathy, listening, and calm leadership matter when people are facing six-figure losses
Michele also shares why she continues to sponsor FNF Energize year after year… and why the conference stands out as more than just tactics or sales advice. It’s about becoming a better business owner, a better leader, and a more trusted professional in an increasingly complex industry.
If you’re attending Energize, stop by Michele’s table. Even if you’re not shopping for insurance… she’s someone every title professional should know, trust, and have in their corner.
00:00 Welcome and Energize sponsor spotlight
02:48 Michele’s 30-year journey supporting the title industry
06:08 The rise of wire fraud and modern threats
08:51 AI, deepfakes, and the future of fraud
10:39 What insurance really covers…and what it doesn’t
13:32 Verification, documentation, and third-party protection
16:49 Leadership lessons from working with stressed business owners
20:29 Why Michele continues to sponsor Energize
22:15 What conversations she hopes to have at Energize
24:25 Books, balance, and lifelong learning
26:01 Where to connect with Michele
• Find Michele Blanco on LinkedIn
• Learn more through her Title Department at Norman Spencer
Hanging With The Hoopers is a leadership-focused podcast exploring the real conversations behind business growth, risk, and decision-making across the real estate, mortgage, and title ecosystem.
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