Our Two Cents with Lyle & Britt

You’re Teaching Your Kids Money Habits (Whether You Realize It or Not)

Kids learn more from what we do than what we say. In this episode, we talk about how everyday behaviors from impulse buying to money stress shape the financial habits our children carry into adulthood. We also share practical ways to teach healthier money habits, responsibility, generosity, and self-control as a family.

Why You Feel Broke (Even on a High Income)

If you’re making good money but still feel broke, you’re not alone. In this episode, we break down the real reasons high-income earners struggle to get ahead, from rising fixed costs to lifestyle creep and lack of margin. It’s not just about income…it’s about how your money is structured and managed.

Moving to America Wasn’t What I Expected… We Struggled With Money

Moving to America came with more financial challenges than we expected. In this episode, we share the real story behind starting over from navigating a new financial system to dealing with money pressure in our relationship and learning things the hard way. This is an honest conversation about money, mistakes, and what we’d do differently today. If you’ve ever felt behind or unsure about your finances, this one will hit home.

5 Money Mistakes We Made (That Felt Right at the Time)

In today’s episode, we’re getting real. We’re sharing 5 money mistakes we’ve personally made, not huge, crazy decisions…but everyday choices that felt normal at the time and later cost us. From: * Buying things too early * Using credit the wrong way * Investing based on emotion * Following trends * And not starting early enough We break down what happened, what we learned, and what we would do differently today. If you’ve ever felt behind financially or wondered if you’re making the right decisions…this one’s for you. What’s one money mistake you’ve learned from?

You Can Only Cut So Far… Here’s What Actually Changes Your Finances

If you’ve ever felt like you’re doing everything right, cutting expenses, budgeting, being disciplined, but still not getting ahead… this episode is for you. In this episode, we share a real season in our marriage where we trimmed everything we could… and still found ourselves falling behind. We talk about: * Why cutting expenses has a limit * The emotional toll of “doing everything right” but still feeling stuck * The moment we realized income—not just budgeting—changes everything * How to identify the exact amount of extra income you actually need * Practical ways to start increasing your income (without overwhelm) * Faith, peace, and making decisions in difficult seasons If your back feels against the wall financially… you’re not alone and you’re not doing it wrong. 💬 R2 Cents Question of the Day: Do you think kids should have allowances?