The Prakhar Gupta Xperience

Disclaimer: The opinions of the guest speaker are his personal views and not any form of investment advice or recommendation. Please reach out to a professional advisor for any form of advice before investing in any security. The speaker has discussed their personal journey and profession, and this must not be considered as any recommendation or advice to follow the same ideas and principles as the speaker has followed.Episode 121 of The Prakhar Gupta Xperience features Ajinkya Kulkarni, co-founder of Wint Wealth, a fintech platform making investing and financial planning simple for young Indians. With a strong background in finance and technology, Ajinkya is passionate about empowering the next generation of investors to build long-term wealth through smart, accessible investment strategies. He shares insights on the future of fintech, financial literacy, and the importance of starting early with investing. This is what we talked about:00:00 - Intro 00:39 - How to Make More Money06:54 - When to Start Investing09:52 - What Financial Freedom Really Means13:28 - How to Organize Your Finances19:14 - Are FDs & Real Estate Worth It?21:54 - Best Investments for 2025–2625:54 - Diff. b/w Equities & Bonds31:04 - How to Invest Your Money Smartly34:30 - Is Gold a Bad Investment37:09 - How Compounding Actually Works42:54 - Spending Habits & Instant Gratification44:14 - Lessons from Rich Dad Poor Dad46:42 - The Psychology of Financial Discipline48:04 - Can Money buy freedom?51:24 - Biggest Money Mistakes55:14 - Spend your Money Wisely59:49 - Best Resources for Financial Wisdom01:03:49 - Books Ajinkya Recommends

Disclaimer: This conversation with Mr. Ajay Bisaria was recorded on August 6, 2025 and reflects the information available to us at that time. Any developments that occurred after the recording date have not been covered by the guest or the host.Episode 120 of The Prakhar Gupta Xperience features Ajay Bisaria.Ajay Bisaria is a former Indian diplomat who served as High Commissioner to Canada (2020–2022) and Pakistan (2017–2020), and as Ambassador to Poland and Lithuania. He was an aide to Prime Minister Atal Bihari Vajpayee from 1999 to 2004, contributing to major policy initiatives. Over his 35-year career in the Indian Foreign Service, he specialized in India’s relations with Eurasia, including Russia, Ukraine, and Central Asia. Academically, he holds degrees from St. Stephen’s College, the Indian Institute of Management Calcutta, and Princeton University. Currently, he is a strategic advisor and Distinguished Fellow at the Observer Research Foundation, advising global businesses on geopolitics, governance, and international strategy. This is what we talked about:00:00 - Intro00:53 - Trump calls India a "Dead Economy"09:21 - Are We in a Tariff War?12:11 - India–U.S. Relations History15:14 - Is Pakistan a New Ally?24:25 - Failures of Indian Media28:17 - Impact of 50% Tariff31:12 - Ambassador vs High Commissioner35:26 - Pakistan as a Paradox38:31 - Collapse of Diplomacy Talks42:25 - Why Pakistan is Different47:28 - Pakistan’s Denial of Terrorism50:42 - Indus Water Treaty Basics1:04:09 - Trump’s Issue with BRICS1:06:22 - China’s Global Rise1:10:39 - Could Bangladesh Betray India?1:14:21 - Complexity of Global Diplomacy1:17:12 - India–Russia Friendship1:18:54 - India’s Non-Alignment Advantage1:19:18 - Final Question for Prakhar

Episode 119 of The Prakhar Gupta Xperience features Farhan Akhtar, one of the most versatile talents in Indian cinema. He made his directorial debut with the iconic Dil Chahta Hai and went on to build a successful career as a filmmaker, actor, writer, and singer. From Rock On!! to Bhaag Milkha Bhaag, Farhan has consistently pushed creative boundaries and left a lasting impact on Indian storytelling.Recording Date: July 31, 2025 00:00 - Intro0:01:06 - Kavi Kehna Chahate Hain Ki..0:10:49 - Farhan on Dil Chahta Hai0:17:16 - Why Sholay Is So Special0:22:32 - ZNMD's Core Emotion0:27:46 - The Story of 120 Bahadurs0:38:14 - Growing Up with an Intellectual Father0:41:56 - What He Likes to Read0:52:07 - Relationship with His Mother0:54:50 - Founding MARD1:02:00 - Men’s Issue with Masculinity1:05:53 - Farhan’s First Heartbreak1:10:12 - Learnings from His Spouse1:20:33 - Being Raised by a Successful Father1:22:33 - Directing Aamir Khan vs Shah Rukh Khan1:23:43 - Advice to the Young Generation1:27:08 - Getting Kicked Out of College1:34:38 - Question for Prakhar

Episode 118 of The Prakhar Gupta Xperience features Viswanathan Anand, one of the greatest chess players of all time. He is a five-time World Champion and was the first Grandmaster from India. His journey has inspired millions and helped make chess popular across the country. Known for his calm mind and sharp thinking, Anand has received many top honours, including the Padma Vibhushan.Beyond the board, Anand is a proud father to 12-year-old Akhil, a prodigious talent in art and mathematics. Akhil has a deep fascination with patterns and often blends his love for both subjects by spotting mathematical beauty in the world around him. He has written a book titled The Heart of Math: A Young Boy’s Passion for Art, Math and Pattern, which showcases his unique way of seeing the world. This is what we talked about:00:00 - Intro01:06 - Gukesh vs Magnus06:46 - Cheating in Chess 16:22 - Samay’s Impact on Indian Chess 20:15 - Vishy’s Impact on Indian Chess 26:24 - Rating His Juniors 31:58 - Why South India Dominates Chess 33:17 - Arjun vs Gukesh vs Prag 33:34 - Vishy’s Favourite Rivalry 35:48 - Vishy vs Magnus 41:12 - Computers in Chess 48:12 - Kasparov vs Deep Blue 53:16 - How the Mind of a Grandmaster Works 56:19 - Levon vs Vishy (2013) 01:16:20 - Vishy on Mikhail Tal 01:22:05 - Who Was Paul Morphy? 01:24:06 - Can Chess Make You Insane? 01:30:37 - How chess players make money? 01:38:46 - Learning from His Spouse 01:40:26 - What’s Next for Vishy 01:43:28 - Vishy’s Question for Prakhar

Episode 117 of The Prakhar Gupta Xperience features C. Sivasankaran, a fearless visionary entrepreneur who transformed India’s telecom landscape with Aircel and Sterling Cellular. His latest venture AIWO offers preventive healthcare solutions targeting physical, mental and cellular-level rejuvenation. Recording Date: July 14, 2025