Spending Made Easy with Samantha Boardman on Podcast City Radio

The Human Side of Managing Money

The Human Side of Managing Money In this episode of Spending Made Easy, Ron Fiedler is joined by Samantha Boardman from Spending Made Easy to talk about why choosing the right support for your money really matters. There are budgeting apps, bank tools, spreadsheets and online programs everywhere, all promising to help people manage their finances. But as Samantha explains, while those tools can be useful, they do not always understand the real-life situations people are facing. They do not listen, offer reassurance, help unpack complicated circumstances, or provide the personal support many people need when money feels stressful or overwhelming. Ron and Samantha discuss what makes Spending Made Easy different. Rather than simply tracking what has already happened, Samantha helps clients look ahead, create a personal spending plan and feel more in control of their financial future. The focus is not on judgement or restriction. It is about support, guidance, accountability and helping people build healthier habits around money. Samantha also explains the different ways people can work with Spending Made Easy, including DIY options, six-month support and guidance, and more comprehensive packages for those with more complex needs. She shares how clients can still receive check-ins, fresh eyes and practical suggestions when they need them. This episode is a reminder that help is available, and that sorting out your money is often not as scary as it first feels. For many people, the first step is simply having a conversation with someone who will listen, understand and help them see a way forward. In this episode, we talk about: Why budgeting apps and bank tools are not always enough The value of working with a real person How a spending plan looks forward, not just backwards Why money support needs to be personal and practical The different Spending Made Easy packages available How support and guidance can help people stay accountable Why many people have more options than they realise How to take the first step with a free, no-obligation chat Key Takeaways: A budgeting app can track spending, but it cannot always offer personal support or guidance. A spending plan helps people look ahead and prepare for what is coming. Financial stress often feels worse when people try to manage it alone. Having an independent person look at your situation can bring clarity and confidence. Spending Made Easy is designed to support people without judgement and help them move forward. Contact Samantha Boardman: To learn more about Spending Made Easy, book a free chat, request a call back, or find out about upcoming masterclasses, visit the Spending Made Easy website or connect with Samantha Boardman and Spending Made Easy on social media. Spending Made Easy airs every fortnight on Podcast City Business and Lifestyle Network with host Ron Fiedler and resident budgeting expert Samantha Boardman. https://www.spendingmadeeasy.com.au/ [https://www.spendingmadeeasy.com.au/]

Busting Australia’s Biggest Money Myths

Busting Australia’s Biggest Money Myths In this episode of Spending Made Easy, Ron Fiedler is joined by resident spending plan expert Samantha Boardman from Spending Made Easy to challenge some of the most common money myths Australians believe. Have you ever stopped to think about what your beliefs are about money and where they actually came from? Maybe it was something your parents said, advice from a friend, something you read online, or a message you have heard so many times that you started to accept it as fact. In today’s conversation, Ron and Sam put some of these everyday money beliefs under the microscope. They discuss whether earning more money really makes financial problems disappear, whether budgeting has to feel restrictive, and whether saving money means giving up everything you enjoy in life. Sam explains why it is not always about how much income you earn, but what you do with the money you have. As she says, “It’s not about the income, it’s about the outcome.” The episode also explores why wealthy people are not always better with money, why small savings still matter, and why buy now, pay later is never truly free money. Ron and Sam also discuss the difference between a traditional budget and a flexible spending plan. While budgeting can often feel restrictive, a spending plan helps people see what is coming in, what is going out, what needs to be paid, and where there may still be room for the things they enjoy. This episode is a practical reminder that financial confidence does not come from being perfect or earning a massive income. It comes from awareness, consistency, good habits, and having a plan that works for your lifestyle. Key topics covered in this episode include: * Do you really need more income to get ahead financially? * Is budgeting restrictive? * Does saving money mean giving up everything you enjoy? * Are wealthy people naturally better with money? * Can a credit card be used as an emergency fund? * Is there any point in saving small amounts? * Is buy now, pay later really free money? * Will earning more money make financial problems disappear? * Is it ever too late to improve your finances? * Do most people really know their true cost of living? The biggest takeaway from today’s episode is that financial success is available to anyone, no matter what income they are on. Small changes matter, awareness is powerful, and it is never too late to start improving your financial situation. To learn more about Samantha Boardman and Spending Made Easy, visit: spendingmadeeasy.com.au If you enjoyed this episode, please like, share and subscribe, and share it with someone who may need help changing the way they think about money. Catch Ron Fiedler and Samantha Boardman again next fortnight on Spending Made Easy through the Podcast City Business and Lifestyle Network.

Making Spending Easier, Not Reckless

Making Spending Easier, Not Reckless In this episode of Spending Made Easy, Ron Fiedler is joined by Samantha Boardman from Spending Made Easy to unpack the meaning behind the business name and why it often starts such an interesting conversation. At first, people sometimes joke that they already find spending easy. But as Samantha explains, Spending Made Easy is not about encouraging people to be careless with money. It is about making the process of managing your spending easier, clearer and less stressful. Samantha shares how she came up with the name and why she wanted it to spark curiosity. The real meaning is simple: money comes in and money goes out. Whether it is being spent on rent, groceries, electricity, fuel, school fees, loan repayments, subscriptions, savings or holidays, it all needs to be managed. A spending plan helps people see where their money is going and make better decisions with confidence. Ron and Samantha also discuss how a spending plan can create peace of mind. When you know your bills are covered, your future expenses are planned for, and your money is working for you, everyday decisions become less stressful. You can spend intentionally, save with purpose and enjoy life without constantly worrying about what is coming next. Samantha also shares examples of how a spending plan can help people prepare for big goals such as buying a first home, reducing debt, planning a holiday, managing Afterpay or simply cleaning up their bank account. Rather than guessing or hoping everything will work out, clients can see their future finances mapped out and make informed choices. This episode is a reminder that Spending Made Easy is not about restriction or judgement. It is about structure, confidence and support. As Samantha says, she helps make spending easy by helping people understand, organise and manage where their money goes. In this episode, we talk about: Why Samantha called her business Spending Made Easy The common jokes and misunderstandings around the name Why spending is more than just buying things How bills, savings and expenses are all part of spending Why a spending plan can reduce stress and create peace of mind How planning ahead can help with holidays, homes and everyday costs Why a spending plan can help people avoid relying on Afterpay or credit How intentional spending can make life feel calmer and more manageable Key Takeaways: Spending Made Easy does not mean spending carelessly. It means making your money easier to understand and manage. A spending plan helps you see what is coming in, what is going out and what is left over. Planning ahead can reduce stress and help you make better financial decisions. When your spending is organised, you can enjoy life with more confidence and peace of mind. Contact Samantha Boardman: To learn more about Spending Made Easy, book a chat, request a callback, or find out how a spending plan can help you manage your day-to-day expenses and future goals, visit the Spending Made Easy website or connect with Samantha Boardman and Spending Made Easy on social media. Spending Made Easy airs every fortnight on Podcast City Business and Lifestyle Network with host Ron Fiedler and resident budgeting expert Samantha Boardman. https://www.spendingmadeeasy.com.au/ [https://www.spendingmadeeasy.com.au/]

Spending Made Easy 01-10-2025

Spending Made Easy 01-10-2025

Spending Made Easy 03-09-2025

Spending Made Easy 03-09-2025