Straight Talk on Retirement with JBL Financial

5-16-26 Planning Smarter for Retirement: Roth Rules, Business Sales & Market Volatility

In this episode, the Retirement Coaches discuss strategies for navigating today’s financial landscape, including Roth IRA and 401(k) rollover rules, avoiding costly tax mistakes, managing retirement income, and handling market volatility. The conversation also covers business sale planning, rising energy costs tied to AI growth, and practical ways retirees can stay financially and physically active throughout retirement.

5-9-26 20 Years of Retirement Coaching: Market Highs and Family Math

The Retirement Coaches celebrate 20 years on the air while sharing practical planning insights. Erin Lapidus, Jeff Lapidus, and Robert Markham discuss rising energy costs, REITs, tax-return planning opportunities, and how “family math” can help retirees make smarter decisions about income, savings, and taxes. They also address listener concerns about a rapidly rising market and explain why a disciplined, regularly reviewed retirement strategy matters through market highs, pullbacks, and headline-driven uncertainty.

5-2-26 Market Volatility, Smarter Planning, and What Really Matters in Retirement

Erin Lapidus and Robert Markham break down recent market volatility, what strong earnings may (and may not) mean for investors, and why long-term discipline matters more than reacting to headlines. They also explore rising energy costs, income strategies like REITs, and how to use your tax return as a planning tool. Plus, answers to listener questions on portfolio rebalancing and inherited IRAs.

4-25-26 RMD Planning, Dividend Income, P/E Ratios, and New Trump Accounts

On this episode, Jeff Lapidus, Erin Lapidus, and Robert Markham discuss several timely retirement planning topics, including how to think through required minimum distributions, creating cash flow from investment accounts, and using qualified charitable distributions as part of a tax-conscious retirement strategy. They also explain dividend income, price-to-earnings ratios, and what investors may want to know about the new Trump accounts for children. Listeners will also hear practical reminders about coordinating withdrawals, taxes, portfolio rebalancing, and income needs with a financial professional.

4-18-26 529 Leftovers, Home Sale Taxes, and Inherited Roth IRA Rules

Erin Lapidus, Jeff Lapidus, and Robert Markham break down timely retirement and tax planning questions, including excess 529 funds, Roth conversion rules, home sale tax issues, IRMAA thresholds, inherited Roth IRA requirements, and charitable giving strategies. It’s a practical discussion focused on helping listeners make informed financial decisions.