The Millionaires in Medicine Show

Graduated PA School… Now What? The 3–6 Month Money Gap No One Warns You About

If you’re graduating soon (or you just did) and you’re staring at your bank account wondering how you’re going to make the next few months work — this episode is for you. Kristin breaks down the “no man’s land” between graduation and your first paycheck: boards, licensure, credentialing delays, moving costs, DEA fees… and how people accidentally start their career buried in credit card debt before they even earn real PA income. Inside, you’ll hear: * The real timeline of the gap (and why it’s often 3–6 months) * How to budget the gap the right way (so you know the number you need) * What expenses to plan for beyond rent (boards, license, DEA, admin fees) * How to negotiate reimbursements into your contract (and what to get in writing) * The biggest trap that ruins your first year financially (and better options to bridge the gap) * Why “reward travel” needs to be budget travel right now (not bougie travel) If you know a new grad PA about to hit this window, share this episode with them. If you’re bridging the gap with credit cards (or want a cleaner monthly payment), Doc2Doc has personal loans built for healthcare providers. Check your rate in minutes (no impact to your credit score): Check out Doc2Doc here: https://partner.doc2doclending.com/nurses-apps/millionaires-in-medicine [https://partner.doc2doclending.com/nurses-apps/millionaires-in-medicine] As a Millionaires in Medicine member, fund your Doc2Doc loan by July 31 and receive an exclusive $150 Amazon gift card as a special member benefit. Want a real plan for your income, debt, and investing, not random tips? Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach [https://www.millionairesinmedicine.com/coach] The PA Millionaire Path is officially out on Amazon. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth. 👉 Buy it here: https://www.amazon.com/dp/B0GW8SXJ5R [https://www.amazon.com/dp/B0GW8SXJ5R] Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

Chapter 35: Your PA Millionaire Era Begins.

You make good money as a PA… so why does wealth-building still feel like it’s “for someone else”? In this special episode, Kristin celebrates the launch of The PA Millionaire Path (now live on Amazon) and breaks down why PAs have been left out of personal finance education for so long—and what it actually looks like to build real wealth as a PA with an income plan, a debt plan, and an investing plan that all work together. You’ll also hear about Kristin’s children’s book Millie’s Magic Coins and the bigger mission behind teaching kids healthy money stories early. In this episode, you’ll hear: * Why “personal finance for physicians” doesn’t translate cleanly for PAs * What “PA-specific” wealth building actually needs to include (beyond 401(k) + Roth) * The two-book launch (adult book + kids book) and the impact behind it Grab the books on Amazon: * The PA Millionaire Path: https://a.co/d/0hYND2DK [https://a.co/d/0hYND2DK] * Millie’s Magic Coins: https://a.co/d/0d111PPB [https://a.co/d/0d111PPB]

Why PAs Are Being Left Out of Wealth Building... And How to Change That

Are PAs actually “behind” when it comes to building wealth… or are we just missing the right conversation? In this episode, Kristin breaks down why Physician Assistants are consistently left out of personal finance education — and what changes when you stop comparing yourself to physician incomes and start building your wealth plan with intention. You’ll hear the math behind PA millionaire potential across specialties, the role cost of living and contract structure plays in real earning power, and the identity shift that has to happen before any strategy sticks. Inside this episode * Why PAs get sidelined in wealth-building conversations (and how that becomes an identity problem) * The “income isn’t enough” belief — and why it’s usually false math * What actually moves the needle: income strategy + debt strategy + investing strategy (together) * Specialty + location + contract structure: what matters most for PA earning power * Why “your circle” can quietly cap your financial growth * The wealth difference between “just a clinician” vs. ownership/value-creation thinking Marit Health PA salary data: https://www.marithealth.com/o/-/physician-assistant/salary?utm_source=kristin [https://www.marithealth.com/o/-/physician-assistant/salary?utm_source=kristin] AAPA Salary Report (cost of living + compensation insights): https://www.aapa.org/news-central/2025/04/aapa-2025-salary-report-rising-compensation-confirms-pa-professions-vital-role-in-healthcare-system/ [https://www.aapa.org/news-central/2025/04/aapa-2025-salary-report-rising-compensation-confirms-pa-professions-vital-role-in-healthcare-system/] Want to be first in line for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book [https://www.millionairesinmedicine.com/book] Book a call with the MiM Team: If you want help mapping your next best step (income, debt, and investing—together), book a quick call with our team to pinpoint what’s holding your plan back and what to prioritize next: https://www.millionairesinmedicine.com/coach [https://www.millionairesinmedicine.com/coach] Disclaimer This podcast is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice.

Highest Paying PA Specialties in 2026: What to Choose (and Avoid!)

What if the “highest-paying PA job” isn’t what you think? In this episode, Kristin breaks down the best and worst PA specialties in 2026 by earnings, then layers in the two things most people ignore: cost-of-living buying power and contract structure (salary vs productivity). If you’re a practicing PA trying to maximize income, a new grad choosing offers, or a PA student wondering if the debt is worth it, this will help you think about PA pay the way top earners do. Inside this episode * The lowest-paid PA specialties (and why this matters for debt-to-income planning) * The top-earning PA specialties in 2026 and what those roles tend to have in common * Why a high salary in a high-cost city can still leave you “stuck” financially * The states where PA pay stretches further when you look at cost-of-living adjusted income * The contract detail that shows up again and again among PAs earning $200K+ * Why total compensation (not salary) is the real number you should compare * The overlooked income lever that separates “good pay” from top-tier earning potential Want to get first access to Kristin’s upcoming book? Join the VIP list for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants. VIPs get launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book [https://www.millionairesinmedicine.com/book] If you want a clean plan to increase your earning power and stop guessing which moves actually matter, book a call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach [https://www.millionairesinmedicine.com/coach] (You’ll talk to clinicians who know what this looks like in real life.) Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

Overspending, Hoarding Cash, Avoiding Investing: The Real Reason Clinicians Struggle With Money

You make good money… so why doesn’t it feel like it? In this episode, Kristin unpacks the psychology behind money anxiety in high-earning medical professionals—why smart PAs, NPs, PharmDs, and physicians still avoid investing, overspend from burnout, or hoard cash “just in case.” You’ll start spotting the hidden money scripts you learned early, how they’re shaping your financial decisions today, and how to build awareness so your money plan finally matches your income. What if teaching your kids about money was as easy as reading a bedtime story? Millie’s Magic Coins helps busy medical parents build strong money habits early through a story kids actually love. Join the waitlist for early access and launch perks: https://www.millionairesinmedicine.com/milliesmagiccoins [https://www.millionairesinmedicine.com/milliesmagiccoins] Inside this episode, you’ll hear: * Why “money is just math” is incomplete (and what’s really driving your decisions) * The childhood money messages that quietly become adult money habits * How medicine’s delayed gratification + student loans can amplify scarcity + stress * The difference between “personal joy spending” vs “status signaling” * Why loss aversion can keep high earners stuck in cash * A simple exercise to identify your real-time money thoughts (and patterns) * Kristin’s 4-question framework for challenging limiting money beliefs * Why financial literacy = self-awareness + behavior change (not just knowledge) Disclaimer The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.