The Payment Expert Podcast

Stablecoins and AI at Money20/20 Europe | Ep. 012

This episode features insights from the Money2020 Europe event, focusing on stablecoins, agentic AI, regulation, tokenisation, and fraud prevention in the payments industry. Experts discuss industry milestones, regulatory frameworks, and the future of payment innovations. Key Topics * Stablecoins and their regulatory landscape * Agentic AI and its impact on payments * Tokenisation projects like Project Agora * Industry consolidation and M&A activity * Fraud and identity security advancements Host: Louis Thompsett Guest: Justin Jacobs Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

Beyond the Rail: Pay.UK’s Vision for a Multi-Money World| Ep. 011

In this episode Host, Louis Thompsett is joined by Justin Jacobs, Chief Policy and Engagement Officer at Pay.UK,  to discuss the future of digital money, interoperability of payment rails, trust, and security in a multi-money world. This episode explores opportunities, risks, and the evolving landscape of payments in the UK. Key Topics * Multi-money world and payment interoperability * Opportunities in programmability and new use cases * Resilience and diversity of payment options * Trust, consumer protection, and fraud prevention * Regulatory adaptation and industry collaboration Host: Louis Thompsett Guest: Justin Jacobs Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

The Fintech Regulatory Revolution | Ep. 010

In today’s episode, Host Louis Thompsett is joined by Shaanil Senarath-Dassanayake [https://www.charlesrussellspeechlys.com/en/people/s/shaanil-senarath-dassanayake/], Associate at Charles Russell Speechlys, as the duo discuss the seismic shifts in the UK’s regulatory landscape and what the transition from "unregulated" to "fully authorised" actually means for the next generation of fintech innovators. Key Discussion Points * The Crypto Authorization Gateway: Why the move from AML registration to full FCA authorization is more than just a paperwork exercise—it’s a total shift in operational expectations. * Senior Management Accountability: How the extension of SM&CR to crypto firms is forcing founders to rethink personal liability and governance in a maturing market. * The BNPL "Regulation Day": Navigating the July 15, 2026, deadline for Deferred Payment Credit and the compliance hurdles for firms facing FCA consumer credit rules for the first time. * Structural Shakeups: What the consolidation of the PSR into the FCA means for payments firms and whether a "single supervisor" model will truly simplify the complex UK ecosystem. * The AI Liability Gap: Insights from the FCA’s Mills Review on where the legal "buck stops" when agentic and generative AI systems cause consumer harm. Host: Louis Thompsett Guest: Shaanil Senarath-Dassanayake [https://www.charlesrussellspeechlys.com/en/people/s/shaanil-senarath-dassanayake/] Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

Cross-Industry Defense: GSMA’s Top 5 Mobile Security Innovations | Ep. 009

This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration. Key Topics * Emerging mobile fraud threats and trends * GSMA's role in securing the mobile ecosystem * Innovative API solutions for fraud detection * Cross-industry collaboration against scams * Impact of open source and AI on security Host: Louis Thompsett Guest: Samantha Kight Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

Swift’s Digital Asset Innovation: Future Payments | Ep. 008

In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction. Tune in to today's episode to find out: * How Swift’s new blockchain-based shared ledger enables real-time, 24/7 cross-border payments and synchronized obligations between participating banks. * The critical role of interoperability in connecting fragmented digital asset "islands" with existing financial infrastructure. * Why the industry is shifting toward wholesale use cases for orchestration and how this helps banks manage liquidity and risk more effectively. * Swift's "multi-money, multi-chain" vision that embraces CBDCs, stablecoins, and tokenized deposits as complementary tools. * The strategy behind tackling the "last mile" of retail payments to ensure upfront cost certainty and full value delivery for consumers. Host: Louis Thompsett Guests: Nick Kerigan  Producer: Anaya McDonald Editor: Anaya McDonald