Intentional Family Wealth Podcast

Don't Make This Mistake With Charitable Donations & Appreciated Stock

If you feel like you should be getting more value than the AUM fee you're currently paying at your brokerage firm, visit https://engagewithbirchwood.com [https://engagewithbirchwood.com] Think you can write off 100% of your income with charitable donations? Not so fast. In this video, we break down the IRS rules for charitable tax deductions, including the real limits on cash donations, appreciated stock, donor-advised funds, and private foundations. Learn how high-income earners, business owners, and charitably inclined families can maximize tax savings, avoid costly mistakes, and use strategies like donating appreciated stock to reduce both income taxes and capital gains taxes. We also cover the new charitable deduction changes starting in 2026 and walk through real tax software examples to show how the rules actually work.

Pass Millions Tax-Efficiently: How GRATS (Grantor Retained Annuity Trusts) Actually Work

If you feel like you should be getting more value than the AUM fee you're currently paying at your brokerage firm, visit: https://engagewithbirchwood.com [https://engagewithbirchwood.com/] What is a GRAT (Grantor Retained Annuity Trust) and how do the wealthy use it to pass on millions tax-efficiently? In this video, we break down how GRATs work, who they're for, and why billionaires like Mark Zuckerberg and Jensen Huang use them for estate planning. You'll learn the step-by-step mechanics, real-world examples, key benefits, risks, and strategies like "zeroing out" GRATs to potentially transfer massive wealth with little to no estate tax.

What Wealthy Families Do Differently To Raise Financially Responsible Kids

If you feel like you should be getting more value than the AUM fee you're currently paying at your brokerage firm, visit: https://engagewithbirchwood.com [https://engagewithbirchwood.com/] Wondering when and how to talk to your kids about money and wealth? In this video, we break down the best age to start financial conversations, how to teach strong money values, and what wealthy families do differently to raise financially responsible kids. Learn practical strategies to avoid entitlement, build financial literacy, and prepare the next generation for wealth the right way. Get more of your wealth questions answered here: https://birchwoodcapital.com

Should You Die With Zero?

If you feel like you should be getting more value than the AUM fee you're currently paying at your brokerage firm, visit https://engagewithbirchwood.com [https://engagewithbirchwood.com/] In this episode, we break down powerful ideas from Die With Zero by Bill Perkins and challenge the traditional approach to wealth, inheritance, and retirement. Learn why waiting until your kids are 60 may not make sense, how to maximize life experiences, and how to use your money more intentionally while you're still alive. If you're a high-income saver or retiree thinking about legacy planning, this conversation will change how you view money, time, and family impact.

How To Give Money To Your Kids (Without Enabling Them)

If you feel like you should be getting more value than the AUM fee you're currently paying at your brokerage firm, visit https://engagewithbirchwood.com [https://engagewithbirchwood.com/] Giving money to your kids sounds generous—but it can sometimes do more harm than good. Today, we share practical ways parents and grandparents can financially help their children without hurting their motivation, confidence, or independence. We cover smart strategies like helping with a first home down payment, education, weddings, and family vacations, plus the key rules and parameters that make these gifts beneficial instead of enabling. We also discuss common mistakes—like funding businesses with no boundaries or giving money that removes the incentive to work. If you're a parent or grandparent who wants to support your kids financially while still raising capable, independent adults, this conversation will give you practical ideas and principles to follow.