The Retire in BC Podcast

Ep. 18 - The Power of Compound Growth

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ 💥 Is Compound Growth the 8th Wonder of the World? 💥 Einstein may or may not have said it—but the math doesn’t lie. In this episode of The Retire in BC Podcast, Arnold and Ben break down why starting early matters more than saving more, and how compound growth can quietly do the heavy lifting for your retirement (or your kids’ future). 📈 We walk through real-life examples that will shock you: • How investing less money can still leave you ahead if you start earlier • Why delaying just 10 years can cost hundreds of thousands of dollars • How $100/month for a child can turn into $1 million • And how compound interest can work for you—or brutally against you with high‑interest debt Whether you’re 25, 55, or planning for the next generation, this episode will change how you think about time, money, and investing. 🎧 Hit play and see why time—not timing—is the real secret ingredient. 👉 Like, subscribe, and share with someone who needs a nudge to start early. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Ep. 17 - The Registered Disability Savings Plan (RDSP)

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ The RDSP might be the most generous—and most misunderstood—government program in Canada. In this episode of The Retire in BC Podcast, Ben and Arnold break down the Registered Disability Savings Plan (RDSP) and explain why it can be life changing for families supporting a loved one with a disability. Whether you’re receiving the Disability Tax Credit (DTC) already or you might qualify without knowing it, this episode walks you through everything you need to know: What we cover in this episode: • Who qualifies for the Disability Tax Credit (and why so many Canadians don’t realize they’re eligible) • How RDSP grants and bonds work — including up to $90,000 in free government money • Why the RDSP is built as a long-term savings plan • Age rules: the crucial 49–59 window, catch-up grants, and contribution strategy • The 10-year government clawback — and how to avoid it • How families can contribute together to supercharge the plan • How RDSP withdrawals affect (or don’t affect) other income-tested programs • Common misconceptions, planning pitfalls, and real-life examples If you or a family member lives with a disability, the RDSP can dramatically improve long-term financial security — but only if you understand the rules well enough to make the most of it. 🔔 Subscribe so you don’t miss future episodes filled with practical advice, insights, and wisdom! Trademarks owned by Investment Planning Counsel Inc. and licensed to its subsidiary corporations. Investment Planning Counsel is a fully integrated wealth management company. Mutual funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through Visionvest Wealth Management Ltd. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Ep. 16 - Charitable Giving, During Life and Beyond

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Estate Planning Isn’t Just a Will — and Getting It Wrong Can Cost Your Family Big Time. 💥 Charitable giving isn’t just generous — it’s smart financial planning. In this episode of The Retire in BC Podcast, Arnold and Ben break down how to turn your giving into something far more impactful — for you, your taxes, and the causes you care about. 🔔 Subscribe so you don’t miss future episodes filled with practical advice, insights, and wisdom! Trademarks owned by Investment Planning Counsel Inc. and licensed to its subsidiary corporations. Investment Planning Counsel is a fully integrated wealth management company. Mutual funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through Visionvest Wealth Management Ltd. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Ep. 15 - Estate Planning Essentials

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ Estate Planning Isn’t Just a Will — and Getting It Wrong Can Cost Your Family Big Time. 💥 In this episode of The Retire in BC Podcast, Ben and Arnold break down what actually happens when you die, what goes wrong if you don’t have a plan, and how a few smart decisions today can save your family stress, taxes, delays, and ugly surprises later. We cover wills vs beneficiaries, probate myths, executor duties, powers of attorney, incapacity planning, and why “the government will sort it out” is a terrible strategy. If you live in BC and care about protecting your family (and your money), this is a must-listen. 🎧 Listen now and get your estate plan straight—before it’s someone else’s problem. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Ep. 14: How to Help Your Kids Graduate Without Mountains of Debt

Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca Want to get on our mailing list to be notified of new episodes? Sign up on our website: https://retireinbc.ca/ In this episode of The Retire in BC Podcast, Ben and Arnold break down Registered Education Savings Plans (RESPs) — how they work, how to maximize government grants, and the biggest mistakes families make when saving for post-secondary. They also share a real family story: how a 50/50 cost-sharing approach taught financial responsibility (and changed the way textbooks were bought). Whether you’re saving for a newborn, a teenager, or future grandkids, this episode shows you: • How to get up to $7,200 per child in government grants • Why starting early makes a massive difference • Individual vs Family RESPs (and which is better) • Catch-up rules and hidden flexibility • Key changes that made RESPs MUCH better after 1998 Simple. Practical. Powerful. 🎧 Perfect for parents, grandparents, and anyone who wants to help the next generation get a head start. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.