Used Car News
What happens when collections become tougher than sales? In this episode, Jeff Baker—owner of Car City and chairman of the NIADA Buy Here Pay Here commission—shares how his nine-location dealership thrives with a lease-here, pay-here model. From navigating inflationary pressures to tackling compliance and regulatory challenges, Baker offers candid insights on collections, customer relationships, and the future of the industry. Plus, hear how dealer panels and national conferences spark million-dollar ideas. usedcarnews.com [https://usedcarnews.com/] Chapters 00:00 Welcome & Industry Headlines 01:00 Guest Introduction: Jeff Baker of Car City 02:30 Car City’s Lease Here Pay Here Model 04:55 Why Leasing Beats Buy Here Pay Here in Michigan 07:00 Collections Challenges & Inflationary Pressures 09:15 Sales Growth vs. Collections Reality 11:00 Compliance, Starter Interrupts & Bankruptcy Advantages 13:00 The Return of the NIADA Buy Here Pay Here Commission 15:30 Dealer Panels & Million-Dollar Ideas from Conferences 18:00 Planning Ahead: Tax Season & 2026 Outlook 20:30 Hiring Skilled Technicians & Collection Staff 22:00 Interest Rates & Subprime Lending Cycles 24:00 Commission Agenda & Proactive Industry Strategy 26:30 NIADA Denver Conference Preview 28:00 Final Thoughts & Dealer Call to Action 29:30 Closing Remarks & Subscription Info See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.
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