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Over The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
“My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off”
🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Ken Coleman and Rachel Cruze answer your questions and discuss: * "My financial advisor is telling me to take out a HELOC" * "My kids keep breaking things and it's getting expensive, should I start making them pay for it?" * "How do we navigate our family going from 2 to 7 people while juggling debt?" * "My parents don't want me to go to my preferred college" * "Should we setup a 529 account for my wife?" * "Is it too late for me to buy a house?" * "We are about to get $6,000,000. How do we best manage this money?". Next Steps: [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app [https://ramsey.solutions/6j2kuz] 💵 Start your free budget today. Download the EveryDollar app [https://ter.li/57anvf] 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 [https://ter.li/ogstm4] ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor [https://ter.li/12nv4l] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle * Debt collectors hassling you? Take back control of your life at Guardian Litigation Group [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
“I’m $147k In Debt And Only Make $1,500 A Month”
🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Rachel Cruze and Jade Warshaw answer your questions and discuss: * "I'm in $147,000 of debt, should I sell my business to clear it?" * "My wife has no interest in paying off our debt and it's putting a strain on our marriage" * "I'm 17 and I am paying $1,100 for my car payment and insurance" * "Should I take a semester to study abroad or should I grow my business?" * "Should I sell off my investment property to pay off my primary home?" * "My mom keeps asking me for money. How do I help her so she can support herself?" * "I want to build a tiny home but it doesn't qualify for a mortgage, how do I finance this?" Next Steps: [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app [https://ramsey.solutions/6j2kuz] 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 [https://ter.li/ogstm4] ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor [https://ter.li/12nv4l] 💵 Start your free budget today. Download the EveryDollar app [https://ter.li/57anvf] 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items [https://ter.li/fz2pvm] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle * Debt collectors hassling you? Take back control of your life at Guardian Litigation Group [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
Focused Intensity Is The Only Way To Make Financial Progress
🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] George Kamel and Dr. John Delony answer your questions and discuss: * "How do I set a realistic budget around Christmas when I want to give everything to my kids?" * "I'm house poor and my debt is overwhelming me. How do I get out of this situation?" * "We are $100,000 in consumer debt and we have been spending more than we make. Is a HELOC the only way out?" * "Should we refinance a student loan in deferment?" * "If I file for divorce, what should be my financial priorities?" * "Who can I hire to help me manage my elderly parents finances?" * "How do I plan for my future when most of my income is used to help my mom with expenses? * "Should I sell my home in order to buy my son a house?". Next Steps: [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app [https://ramsey.solutions/6j2kuz] 🤓 File your taxes with 100% accurate software that’s less than half of the price [https://ter.li/zxcmi0] 💵 Start your free budget today. Download the EveryDollar app [https://ter.li/57anvf] 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 [https://ter.li/ogstm4] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle * Debt collectors hassling you? Take back control of your life at Guardian Litigation Group [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
You Can’t Control the Past, But You CAN Control the Path Forward
🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Ken Coleman and Jade Warshaw answer your questions and discuss: * "My mom took student loans out in my name that I didn't know about. Should I let those loans go into default?" * "How do we stay financially secure after we were in a car accident?" * "My brother backed into my car and wrecked it. Now he is avoiding my husband and I. What should we do?" * "We are in the negative every month on our rental income. What should we do?" * "I live with, and work for my boyfriend. I feel like I don't have anything for myself. What should I do?" Next Steps: [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 📱 Get episodes early in the free Ramsey Network app [https://ramsey.solutions/6j2kuz] 💵 Start your free budget today. Download the EveryDollar app [https://ter.li/57anvf] 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 [https://ter.li/ogstm4] 🏠 Get organized and prepared to buy or sell a home [https://ter.li/pqnnoy] 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items [https://ter.li/fz2pvm] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle * Debt collectors hassling you? Take back control of your life at Guardian Litigation Group [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
You Still Have Time To Change Your Financial Situation
🤔 [https://ter.li/degkjb]Think you’re good with money? Take our Money in America quiz! [https://ramseysolutions.outgrow.us/money-in-america-quiz] Ken Coleman and George Kamel answer your questions and discuss: * "My boyfriend doesn’t want to marry me until I pay off my son's Parent PLUS Loan" * "How can I get out of debt on a low income?" * "Are rent-to-own plans a good way to grow my business?" * "Our house burned down in the LA fires and insurance didn’t cover it. Should we pull from retirement to rebuild?" * "My husband handles all of the finances. Is wanting to be included asking too much?" * "Am I obligated to share my inheritance with my sisters?" * "My husband and I exceed the income limits for retirement contributions. What other strategies should we consider?" * "Should I sell my house or continue renting it to my in-laws?". Next Steps: [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 📱 Get episodes early in the free Ramsey Network app! [https://ramsey.solutions/6j2kuz] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/57anvf] 🛒 Black Friday deals won't last. Get gifts for as low as $6.99! [https://ter.li/ogstm4] 🤓 File your taxes with 100% accurate software that’s less than half of the price [https://ter.li/zxcmi0] ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor [https://ter.li/12nv4l] 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today [https://ter.li/xf40fd] Connect With Our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today * Go to [https://www.casper.com/Ramsey]Casper Sleep [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle * Debt collectors hassling you? Take back control of your life at Guardian Litigation Group [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
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