AmeriServ Presents: Bank Chats

Save Your Change For 250 Days, Here's Why

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of 2 Cents, we take a listener's question about saving loose change for 250 days and run the numbers a few different ways, including a reality check based on how often people actually use cash today. Along the way, we talk about how to recreate the same habit with cards, how sales and coupons can backfire, and what $250 can do when you put it to work. Thank you for listening. Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

PHEAA: Student Loans 101

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] College costs keep rising, so we sit down with Leon Gagliardo from PHEAA to make student loans, grants, and application timelines easier to understand. We walk through how to borrow responsibly, what repayment can look like after graduation, and where families can find resources before they sign anything.  You can now subscribe to the podcast on YouTube or on your favorite podcast app. Resources: pheaa.org [https://www.pheaa.org/] Private Student Loans [https://www.ameriserv.com/personal/borrow/private-student-loans] FAFSA [https://studentaid.gov/h/apply-for-aid/fafsa] Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

Real Life Money Questions People Actually Ask

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of 2 Cents, Drew and Jeff trade rapid-fire opinions on the money questions people keep searching for, from choosing time over pay, to deciding what’s actually worth spending money on. From emergency savings to wedding budgets, Drew and Jeff cover a wide range of topics. Leave us a comment, drop us a text, let us know what you want us to cover. Please check out our full library of episodes, which can be found on the Ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

From Intake to Housing: How Homeless Shelters Work

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of Bank Chats, Drew and Jeff sit down with Roxann Tyger, director of the Women’s Help Center and Community Help Center in Johnstown, Pennsylvania, to talk about what homelessness really looks like and why it can start with a small financial shock. They discuss how shelters triage needs, what barriers keep people stuck, and how services like transitional housing and financial literacy help people rebuild independence.  We'd love for you to subscribe to the channel, but likes, shares, and comments also help us reach a larger audience, and we appreciate everyone. Resources: Women's Help Center [https://www.womenshelpcenter.org] Community Help Center [https://www.communityhelpctr.org/] 211.org [https://211.org/] Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

Winning A Car On TV Can Still Leave You Broke

Comment via Text Message [https://www.buzzsprout.com/2047854/fan_mail/new] On this episode of 2 Cents, Drew and Jeff dig into what really happens after you win money, trips, or prizes on a game show and why the celebration can come with a tax bill. We break down the hidden costs that don’t make it on camera, from 1099s to travel expenses to the risk of walking away with less than you think. Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.