Investing for Women in Europe

174. The Budget Mistake Too Many Women Investors Make — And Why It Costs More Than Money

Are you investing your time, energy, or even money but still feel like your financial future isn’t really yours? If you’re a woman building wealth, you’ve probably been told to focus on investing strategies or income goals. But there’s one powerful tool most women overlook: a personal spending budget. Not a spreadsheet. A boundary. In this episode, we break down the unseen connection between budgeting, autonomy, and long-term investing success for women — especially in relationships. You’ll hear why financial freedom starts with reclaiming ownership over your money… even (and especially) when you’re not the one earning it all. You’ll learn: 1. Why many smart, ambitious women avoid budgeting — and how it leads to financial dependency 2. How to reframe a personal budget as a tool of power, not restriction 3. What financial freedom actually looks like when you’re investing in yourself first This episode is a must-listen for any woman investing in her future — emotionally, legally, and financially. 🎧 Hit play now and take back ownership of your financial freedom. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]

173. How the Market Portfolio Can Help You Build Passive Income Without Stock Picking

Are you making investing harder than it needs to be and missing out on true financial freedom? If you've ever felt overwhelmed by financial jargon, pressured to chase the next “hot stock,” or unsure where to even begin as a woman investor in Europe… this episode is for you. In this episode, you’ll discover: 1. The truth about the “market portfolio” and why it's the most powerful tool you're probably not using 2. How this strategy helps close the gender investing gap and supports long-term financial literacy for women 3. What to watch out for: red flags in financial advice that can sabotage your progress (especially as a beginner) If you're ready to ditch the noise, build investing confidence, and take control of your financial future this episode will show you how. 🎧 Tap play and learn how to invest like the world’s smartest portfolio… not the loudest voice online. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]

172. Why Women Say Yes to Unpaid Work — And How to Set Financial Boundaries That Protect You

Are you working in your partner’s business or managing your household without ever seeing a paycheck? Invisible labor isn’t just “help.” It’s work. And without clear financial boundaries, it can quietly cost you your independence, security, and future. In this episode, you’ll learn: 1. What counts as invisible labor and why it matters more than you think 2. The hidden financial and legal risks of working in a partner’s business without agreements 3. A step-by-step path to make your work visible, valued, and protected Listen now to learn how to create fair financial boundaries around your labor and build the respect you deserve. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising, it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]

171. Tax Tips for Women in Europe: How to Pay Less (Legally!) Before You Start Investing

Are you investing in Europe without knowing your local tax benefits? You could be handing over thousands in avoidable taxes simply because no one told you what to look for. In this episode, you’ll learn the four main types of tax-advantaged investing tools available in many European countries. Whether you’re just getting started or already have money in the market, understanding how to legally reduce your tax bill is a game-changer especially for women who want to grow their money safely and smartly. You’ll learn: 1. The exact types of accounts and investments that may offer tax advantages in your country 2. How pension funds and exemptions can help — or hurt — your financial goals 3. Where to start looking for this info (even if your bank is clueless) Listen now and learn how to legally keep more of your profits — so you can invest smarter from day one. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]

170. Money and Relationships: 3 Ways Couples Can Share Finances — And Why 50/50 Can Backfire

Is your money system with your partner actually fair or just equal on paper? You plan your life together. But what about your finances? If you’ve ever felt awkward bringing up money, uncertain about your contribution, or secretly resentful of your current setup… you’re not alone. This episode breaks down the emotional and practical layers of money inside relationships especially for women who want more autonomy, clarity, and calm. You’ll learn: 1. The 3 common financial regimes couples use — and which one creates the most emotional safety 2. Why 50/50 splits can backfire (and what’s actually fair when incomes differ) 3. A simple sentence to open a money conversation with confidence even if it feels scary right now Start protecting your freedom and your partnership with a system that works for both of you. Listen now and start making your financial setup feel just as intentional as your relationship. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]