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Over Investing Made Simple for European Women
Welcome to the money podcast for women who want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe — you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! 💛Investing is only for rich men in suits… right? LOL. Nope. Not here.Whether you: ✨ Don’t know what a portfolio is ✨ Feel intimidated by the word “investing” and by the whole process ✨ Or secretly worry you’re “just not a money person”…You’re in the right place.I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English — with zero shame, spreadsheets, or stress.Because here’s the truth:I didn’t grow up knowing any of this.Even during my early years as an investment banker, I was terrified to invest my own €1,000 — despite managing millions for clients.But that’s when I started. Slowly, awkwardly, imperfectly.Now? I’m the founder of Centsational Women, and I’ve helped hundreds of European women grow their money with confidence — no finance degree (or spreadsheets) required.🎙️ Inside each episode, you’ll learn how to: ✔️ Start investing from scratch — no jargon✔️ Understand where your money is (and where it should be)✔️ Build long-term wealth in a way that feels empowering, not overwhelmingSo if you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…”Press play — and get ready to prove yourself wrong.We’ll prove you wrong (and you’ll thank us later).🎧 Ready to take the first step?Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.👉 👉 Click HERE to save your spot instantly Legal disclaimerContent on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
166. “I Was Jealous. Then I Realized I Was Just Scared”: Zoe on What Finally Made Her Start Investing
Think it’s too late to start investing? Zoe thought the same. She was juggling three jobs in one of Europe’s most expensive cities feeling stuck, overwhelmed, and frustrated every time someone mentioned investing. In this episode, she shares: * What pushed her to stop avoiding money and start investing * How she faced her fear (and even enjoyed the process) * The exact moment she realized: “I’m actually doing this.” If you’ve ever whispered “this probably isn’t for me” hit play. Because Zoe’s story proves: you’re more ready than you think. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]
165. The First Tax Question Every European Investor Must Ask
Most women skip it. And it can cost thousands. In this episode, you’ll uncover: → The tax detail almost everyone gets wrong → Why investing first and “figuring taxes later” is a mistake → What to check before you hit buy on your first investment If you live, work, or move across countries this is not optional. 🎧 Save this episode. Your future self will thank you. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]
164. Financial Freedom as a Mother: Real, Not Rich Girl Fantasy
Is financial freedom really possible when you’re a mother, exhausted, and carrying everyone else’s needs? In this final episode of the series Why I Left My Job After Maternity Leave, I share what financial freedom actually looks like inside my real life — not the Instagram version. You’ll hear: → How my money works behind the scenes, without stress or obsession → What freedom looks like when you’re raising kids (and not working 60 hours a week) → The myth about wealth that even successful women believe — and why it keeps us anxious If you’ve ever wondered “Could this really be possible for someone like me?” This episode is your answer. 💛 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]
163. If Your Investments Feel ‘Wrong’ — This Is Why
You finally started investing. You followed a strategy. And now… it feels like nothing is happening or worse, like you messed up. This episode is for the woman who’s doing the “right” things… but still feels uneasy, tempted to quit, or distracted by flashier trends. If you’ve ever wondered, “Is this working… or should I change everything?” Hit play. This episode will ground you. 💛 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] Support the show [https://www.buzzsprout.com/2286173/support] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]
162. Freedom Starts With a Bank Account: Why Every Woman Needs One
Most women think a joint account is enough. In this episode, you’ll discover the quiet truth no one teaches us. You’ll walk away knowing: → The hidden risks almost no one talks about → The one move that instantly increases your financial safety → How having your own account changes your confidence (and your options) If you’ve ever wondered, “Do I really need my own money?” This episode will answer that clearly and honestly. 🔥 Start Here - Centsational Essentials New here? Start with these. Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence. * FREE Investing Workshop [https://www.centsationalwomen.com/webinar?utm_source=podcast&utm_medium=organic&utm_campaign=evergreenwebinar] – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program. * Prefer a more personal approach? Book here [https://www.centsationalwomen.com/contact-us] a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward. * FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge [https://www.centsationalwomen.com/challenge]One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control. * FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet [https://www.centsationalwomen.com/investing-cheatsheet] The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever. ⚠️ Disclaimer This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C [https://www.centsationalwomen.com/terms-conditions]. PASSIVE INCOME, FINANCIAL FREEDOM, INVESTING Send us a text [https://www.buzzsprout.com/twilio/text_messages/2286173/open_sms] 🌐 Let’s Stay Connected Our Website [http://www.centsationalwomen.com/] Follow us on Instagram [https://www.instagram.com/centsational_women/] Follow us on TikTok [https://www.tiktok.com/@centsational_women] Follow us on LinkedIn [https://www.linkedin.com/company/centsational-women/?viewAsMember=true] Follow us on YouTube [https://www.youtube.com/@centsationalwomen]
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