Dental Unscripted | Getting into Ownership and Practice Management Insights

Dental Practice Finances: The SBA Express Loan That Funds $350K in 2 Weeks

Dental practice finances just got a serious upgrade. Bert Smith, SVP of Healthcare Lending at Live Oak Bank - the #1 SBA lender in America,  reveals the brand-new SBA Express Loan: up to $350,000 in working capital, funded in 2-4 weeks, with no real estate collateral required. Whether you're buying a dental practice, navigating a startup that didn't ramp the way you planned, or carrying high-interest debt that's killing your cash flow, this conversation rewrites everything dentists think they know about SBA lending. Hosts Michael Dinsio and Paula Quinn dig into why SBA is NOT just the backup plan when big banks say no — and how the new Express program changes the financing game for dental practice owners. ⏱ KEY MOMENTS: 03:50 - What the SBA Actually Is (And Why Dentists Should Care) 06:45 - Why Dental Practice Financing Is Different From Every Other Industry 11:55 - The SBA 7(a) Loan & 75% Government Guarantee Explained 14:00 - Preferred Lender vs. Generic SBA Bank: Why It Matters 18:00 - The Real Truth About SBA Loans for Buying a Dental Practice 23:10 - NEW: SBA Express Loan — $350K in Working Capital 25:30 - Express Loan Terms: 10-Year, No Prepayment, No Real Estate Lien 26:30 - How Struggling Startups Use Express Loans to Get Back to Profitability 29:20 - 680 FICO Minimum & Express Loan Qualification Rules 30:10 - Why Dental-Specific SBA Lending Beats Credit Unions 💡 WHAT YOU'LL LEARN: ✓ How the SBA 7(a) program lets banks approve deals big banks reject ✓ Why 100% real estate financing is available for existing practice owners ✓ How dental practice owners can consolidate credit card debt with SBA Express ✓ When pro forma underwriting helps new dental practice owners qualify ✓ How to recognize the difference between a "fairway" loan and an SBA opportunity 🔗 RESOURCES & LINKS: 🏦 Live Oak Bank (Healthcare Lending): https://www.liveoakbank.com [https://www.liveoakbank.com] 🦷 Next Level Consultants — Dental Practice Coaching & Consulting: https://nxlevelconsultants.com [https://nxlevelconsultants.com] 🎙 Dental Unscripted Podcast: https://dentalunscripted.com [https://dentalunscripted.com] 📲 Instagram: @dentalunscripted 📢 ENJOYING DENTAL UNSCRIPTED? If this episode helped you think differently about dental practice finances, please rate and review on Apple Podcasts. It's the single biggest way to support the show and help more dental practice owners find these conversations. Subscribe and follow for weekly episodes on dental practice ownership, acquisitions, startups, and the business of dentistry. #DentalPracticeFinances #BuyingADentalPractice #SBALoans #DentalUnscripted #DentalPracticeOwnership #DentalBusiness PRODUCTION INFORMATION: © 2026 Dental Unscripted. All rights reserved. The content provided in this video is for informational purposes only and does not constitute legal, financial, or tax advice. Always consult with a qualified professional regarding your specific situation.

Setting Up a Dental Practice Entity: LLC/PLC, S-Corp & Tax Election Explained!

Choosing the wrong entity structure before buying or starting a dental practice can cost you valuable time. Most dentists don't find out until it's crunch time on a deal or they talk to an attorney about it.  Thats why Tyler Jones of Helsell Fetterman joins Mike Dinsio and Paula Quinn to break down everything dental practice owners need to know about entity formation. From the LLC vs. S-Corp confusion to the exact timing for startups and acquisitions. This is the stuff you should know to talk to a CPA or attorney before you start filing online.  3:57 LLC vs. S-Corp: What's the actual difference? 5:11 Why most dentists should start as an LLC (not S-Corp) 7:00 PLLC vs. LLC: Does your state require it? 15:06 Startups: Exactly WHEN to form your entity 20:20 Acquisitions: Why timing is more accelerated than you think 18:03 Can you reuse your old LLC from associate days? 22:28 Who should form your entity - Attorney, CPA, or DIY? 26:14 What entity formation actually costs (and what to bundle) 29:00 Operating agreements and EINs: What you need and when 31:56 Partnerships & multi-practice: When these rules change entirely KEY TAKEAWAYS: ✅ Your LLC and your S-Corp election are two separate things, most dentists confuse them  ✅ In most states, LLC and PLLC are functionally the same, just a naming distinction  ✅ For acquisitions, form your entity early, deals now close in 30-60 days, not 90-120  ✅ Reusing an old associate LLC is possible, but a fresh start usually wins with banks  ✅ DIY entity setup is possible, but fixing mistakes costs far more than doing it right  ✅ Your entity costs only ~$70/year to renew, don't let timing anxiety paralyze you  ✅ Always have your operating agreement and EIN ready, banks and landlords will ask ABOUT THE GUEST: Tyler Jones, Attorney, Helsell Fetterman * Dental and veterinary practice transaction specialist * Nationwide entity formation, acquisition, and startup legal services * Based in Washington State; serves dental professionals across the country * Works alongside dental-specific CPAs and advisors on complex deal structures 🔗 Connect with Tyler: https://www.helsell.com/helsell-attorney/tyler-jones/ [https://www.helsell.com/helsell-attorney/tyler-jones/] CONNECT WITH MIKE & PAULA: Michael Dinsio, MBA and Paula Quinn, BSDH are the founders of NEXT LEVEL CONSULTANTS, a dental-specific advisory firm that guides dentists through practice acquisitions, startups, and operational growth. If you're serious about ownership, they're the team you want in your corner. https://nxlevelconsultants.com [https://nxlevelconsultants.com/] FOLLOW DENTAL UNSRIPTED: https://dentalunscripted.com [https://dentalunscripted.com] Instagram: https://www.instagram.com/dentalunscripted/ [https://www.instagram.com/dentalunscripted/] Facebook: https://www.facebook.com/nxlevelconsultants/ [https://www.facebook.com/nxlevelconsultants/] 🔔 Subscribe for new episodes on:  ✔ Dental practice acquisitions & startups  ✔ Practice ownership finances and legal strategy  ✔ Tax planning and entity structure for dentists  ✔ Team building, operations, and profitability  ✔ Real talk from dental industry experts #DentalUnscripted #BuyingADentalPractice #DentalStartup #DentalPracticeOwnership #DentalBusiness #PracticeAcquisition #DentalEntrepreneur #DentalPodcast #DentistPodcast #DentalManagement

Does Your Team Thinks You’re Rich! Sharing the Practice's Numbers with Your Team

Dental Practice Management | Dental Practice Growth | Running a Dental Practice Stop hiding the scoreboard and wondering why your team isn't winning. Learn how to transition from a stressed boss to an intentional CEO by leveraging the power of financial transparency with Mike Dinsio and Paula Quinn. EPISODE OVERVIEW In this episode of Dental Unscripted, Mike Dinsio and Paula Quinn tackle one of the most controversial topics in dental practice ownership: Should your team know the numbers? If you’ve ever felt like you’re carrying the financial weight of the practice alone while your team operates in manual chaos, this conversation is for you. Mike and Paula break down why keeping your dental practice metrics a secret is actually killing your positive team culture and how sharing the "why" behind the data can transform your staff into high-level producers. WHAT YOU'LL LEARN * Why 9 out of 10 owners fail to share numbers (and what it’s costing them) * The Gen Z Factor: Why "purpose" is the primary driver for the new workforce * Dental practice management hacks for daily huddles that actually move the needle * The 3x Wage Rule: How to determine if your hygiene department is truly profitable * Why your case acceptance is likely stuck at 39% and how to fix it * Tracking "Active Perio" vs. "Old Perio" to ensure a high standard of care * Front office goals: Chasing $30 insurance claims vs. filling the schedule KEY TAKEAWAY Numbers are just a story of how well you are caring for your patients. When you give your team a scoreboard, you turn a job into a mission, eliminating dental practice challenges and driving financial success in dentistry. WORK Michael and Paula at NEXT LEVEL CONSULTANTS Website: https://www.nxlevelconsultants.com [https://www.nxlevelconsultants.com] Instagram: https://www.instagram.com/dentalunscripted [https://www.instagram.com/dentalunscripted] YouTube: https://youtu.be/Xqs6V67yGWQ [https://youtu.be/Xqs6V67yGWQ] STAY CONNECTED TO DENTAL UNSCRIPTED: dental practice management, dental practice growth, running a dental practice, dental industry insights, dental practice metrics, hygiene revenue, dental case acceptance, dental practice ownership, dental consulting, dental coach, how to run a dental practice, dental leadership, dental team culture, dental office coach, dental profitability. PRODUCTION INFORMATION © 2026 Dental Unscripted | Next Level Consultants. All rights reserved. Disclaimer: The information provided in this video is for educational and entertainment purposes only and does not constitute legal, financial, or clinical advice.

First 3 Steps to Getting REAL Dental Practice GROWTH (2 Minute Drill)

3 Steps to Getting REAL Dental Practice Growth Are you tired of stalled revenue, team turnover, and managing your clinic based purely on a "feeling"? Discover how to transform your clinic into a highly profitable, self-managing business. In this episode of Dental Unscripted, Mike Dinsio and Paula Quinn break down the exact leadership framework required for real dental practice growth. Practice owners can no longer rely on the outdated model of simply clocking in and treating patients; today, you must establish a structured business foundation to succeed. In this episode, we break down the three critical steps to stopping revenue leaks and empowering your team: * Step 1: Team Agreements. Establish clear behavioral and cultural expectations first, so your entire team commits to a unified practice vision and a positive attitude. * Step 2: Job Descriptions. Stop the "we all do it" mindset that leads to forgotten tasks. Assign single-point accountability for specific tasks—like schedule auditing or insurance verification, to ensure one exact employee owns the outcome. * Step 3: Systems. An assigned task without dedicated time is not a system. Learn how to provide the specific tools and proactive time blocks required for your team to execute their jobs properly. Only after you have these three elements in place can you successfully hold employees accountable, close the 20% operational gap that costs practices thousands, and objectively determine if you need to get a toxic employee off your "energy bus". Ready to take the next step? Reach out to Next Level Consultants for a no-obligation, low-pressure call that delivers a practice review/analysis. It's a fresh perspective on your practice's metrics and performance! Michael Dinsio & Paula Quinn hosts of Dental Unscripted founded NEXT LEVEL CONSULTANTS. Get more info about the services they offer dentists helping them startup – buy – run and successful dental practice!  https://nxlevelconsultants.com/contact [https://nxlevelconsultants.com/contact]

Dental Practice Management: The 3-Step Leadership Framework

Practice Management | Leadership in Dentistry | Dental Team Optimization Stop team frustration and master accountability with Mike and Paula. Michael Dinsio and Paula Quinn break down the true meaning of leadership in this solo episode of Dental Unscripted, revealing why you can no longer just "hang a shingle" and only focus on clinical care. You'll discover how to transition from simply running a dental practice to leading a successful dental business, and learn an actionable four-step framework to achieve true team accountability. What You'll Find Out:  • The critical difference between merely managing and exhibiting true leadership in dentistry. • How to establish clear culture agreements and detailed job descriptions for peak dental practice efficiency. • Why broken systems, rather than bad employees, are often the real root of poor dental practice operations. • The exact steps to hold your dental teams accountable without resorting to micromanagement. This Podcast Covers: Perfect for Dental practice owners, startup dentists, and anyone focused on strengthening dental practices, improving their dental business, and navigating the complex practice ownership journey. Key Takeaways:  You cannot hold your team accountable without first setting clear expectations, defining job descriptions, and building reliable systems. Stop relying on "feelings" to manage your staff, and start taking intentional, strategic steps to lead your practice to the next level of growth and profitability. 🔗 Special Promotional Offer and Connect: Connect with Next Level Consultants to book a coaching call with Mike and Paula: https://nxlevelconsultants.com [https://nxlevelconsultants.com] Stay Connected to Get More Topics Covered by Dental Unscripted:  practice management, leadership in dentistry, dental practice ownership, running a dental practice, dental team optimization, dental business, how to run a dental practice, dental industry advice, dental practice efficiency, dental practice operations, dental practice challenges, dental consulting, strengthening dental practices, dental entrepreneurship, dental startup, dental unscripted