dLocal Insights | Investor Relations Podcast

Fireside Chat with Pedro Arnt | J.P. Morgan 2026 Global TMC Conference

Fireside Chat with Pedro Arnt at the J.P. Morgan 2026 Global Technology, Media and Communications Conference Forward Looking Statements This episode contains certain forward-looking statements. These forward-looking statements convey our current expectations or forecasts of future events. Forward-looking statements regarding dLocal involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements. Certain of these risks and uncertainties are described in our filings with the U.S. Securities and Exchange Commission. Unless required by law, we undertake no obligation to publicly update or revise any forward-looking statements to reflect circumstances or events after the date hereof.

dLocal Q1 2026 Results Webcast

dLocal Reports First Quarter 2026 Financial Results | Prepared Remarks Replay More information: https://investor.dlocal.com/ [https://investor.dlocal.com/]  Forward Looking Statements This episode contains certain forward-looking statements. These forward-looking statements convey dLocal’s current expectations or forecasts of future events, including guidance in respect of total payment volume, gross profit and operating profit. Forward-looking statements regarding dLocal and amounts stated as guidance involve known and unknown risks, uncertainties and other factors that may cause dLocal’s actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements. Certain of these risks and uncertainties are described in the “Risk Factors,” and “Cautionary Statement Regarding Forward-Looking Statements” sections of dLocal’s filings with the U.S. Securities and Exchange Commission. Unless required by law, dLocal undertakes no obligation to publicly update or revise any forward-looking statements to reflect circumstances or events after the date hereof. Starting in 2026, we provide guidance in respect of Operating Profit, which management believes is useful as a measure to compare our operating results to the operations of other companies in our industry, and to assess our operating performance independently of our capital structure, tax position, and non-cash depreciation and amortization charges.

Earnings Recap: quick takes on Q1 2026 results

Forward Looking Statements This episode contains certain forward-looking statements. These forward-looking statements convey dLocal’s current expectations or forecasts of future events, including guidance in respect of total payment volume, gross profit and operating profit. Forward-looking statements regarding dLocal and amounts stated as guidance involve known and unknown risks, uncertainties and other factors that may cause dLocal’s actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements. Certain of these risks and uncertainties are described in the “Risk Factors,” and “Cautionary Statement Regarding Forward-Looking Statements” sections of dLocal’s filings with the U.S. Securities and Exchange Commission. Unless required by law, dLocal undertakes no obligation to publicly update or revise any forward-looking statements to reflect circumstances or events after the date hereof. Starting in 2026, we provide guidance in respect of Operating Profit, which management believes is useful as a measure to compare our operating results to the operations of other companies in our industry, and to assess our operating performance independently of our capital structure, tax position, and non-cash depreciation and amortization charges.

Licensed to grow: How compliance fuels dLocal's competitive advantage

Episode 2 - Licensed to grow: How compliance fuels dLocal's competitive advantage In this episode, SVP of Corporate Development Christopher Stromeyer sits down with Chief Legal & Compliance Officer Gabriela Vieira to unpack how trust, governance, and regulatory infrastructure sit at the core of dLocal’s model across some of the world’s most complex emerging markets. The conversation dives into how regulators think about cross‑border payments, the role of AI and automation in scaling compliance and reducing friction for merchants, the evolving regulatory landscape for stablecoins, and how all of this translates into long‑term, durable relationships with some of the world’s largest merchants. Forward Looking Statements This episode contains certain forward-looking statements. These forward-looking statements convey our current expectations or forecasts of future events. Forward-looking statements regarding dLocal involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements. Certain of these risks and uncertainties are described in our filings with the U.S. Securities and Exchange Commission. Unless required by law, we undertake no obligation to publicly update or revise any forward-looking statements to reflect circumstances or events after the date hereof.

Meet our CFO: Guillermo Lopez Perez

Episode 1 – Meet our CFO: Guillermo Lopez Perez In the inaugural episode of dLocal Insights | Investor Relations Podcast, we welcome our new Chief Financial Officer, Guillermo Lopez Perez, to discuss his extensive experience in the payments industry, his motivations for joining dLocal, and his vision for the finance function. Forward Looking Statements This episode contains certain forward-looking statements. These forward-looking statements convey our current expectations or forecasts of future events. Forward-looking statements regarding dLocal involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performances or achievements expressed or implied by the forward-looking statements. Certain of these risks and uncertainties are described in our filings with the U.S. Securities and Exchange Commission. Unless required by law, we undertake no obligation to publicly update or revise any forward-looking statements to reflect circumstances or events after the date hereof.