Fintech Business Podcast

Interview: Knot CEO Rory O'Reilly

In this episode, I had the chance to chat with merchant connectivity platform Knot’s [https://www.knotapi.com/] cofounder and CEO Rory O’Reilly [https://www.linkedin.com/in/rory-oreilly/]. Rory and I had the chance to discuss: * Rory dropping out of Harvard to start his first company * How Knot became the industry’s go-to solution for card switching * Expanding from its initial card switching product to building the merchant connnectivity layer, and how Knot complements other core fintech infrastructure * Hitting a 100 million API call per month milestone * Knot’s international expansion to Canada and Latin America * And much more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Fintech Recap: Is AI the Unlock PFM Has Been Waiting For?

In this episode, Alex and I had the chance to discuss: * If there’s one idea fintech founders can’t quit, it’s solving personal financial management. There’s a new wave of AI-powered tools. But can they solve some of the fundamental challenges that have prevented a breakout company from emerging in the category? * Bolt, the one-click checkout turned financial “super app,” is in headlines, again, with further layoffs and as it struggles to pay its vendors. Why Americans don’t really want a “super app.” * Congress actually tries to legislate: the bipartisan PACE Act could offer a pathway for non-banks to have direct access to payment rails. But, even if it were to become law (a big if), as a layer on top of existing requirements and at a time when getting a bank charter seems easier than ever, is the PACE Act fit for purpose? Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Fintech Recap: Bilt's Rocky Transition

In this episode, Alex and I had the chance to discuss: * Rent rewards and neighborhood loyalty startup Bilt’s rocky transition from Wells Fargo to Column and Cardless * The “graduation problem” in banking-as-a-service * The New York legislature’s decision to * And, as always, what Alex and I just can’t let go of Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Interview: Tyler Allen, Unit21's Chief Operating Officer

In this episode, I had the chance to chat with Tyler Allen, the chief operating offier at Unit21. We had the chance to discuss: * How fintech, financial crimes compliance, and software engineering have evolved since Tyler joined Unit21 back in 2019 * The limitations of addressing compliance challenges by throwing bodies at them * How regulators are thinking about agentic AI * What an AI-first approach to compliance looks like * And much more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Interview: Aliya’s CEO and Co-Founder, SP “Wije” Wijegoonaratna

In this episode, I had the chance to chat with S.P. “Wije” Wijegoonaratna [https://www.linkedin.com/in/s-p-wije-wijegoonaratna-b3b17410/], the cofounder and CEO of Aliya Financial Technologies [https://www.aliya.com/]. We had the chance to discuss: * The challenges different segments of consumer lenders are facing today * How AI-powered infrastructure is fundamentally reshaping how financial institutions think about making decisions * How Aliya is thinking about its go-to-market approach * How Aliya can help banks improve their returns * What folks who have never worked in lending through a true credit cycle/recession should know * And much more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]