How Do You Money?

My 90s debt nightmare taught me everything - Kev's Story

Kev, a 53-year-old HGV driver from Southampton tells the story of his journey out of debt in the 2000s and 1990s. From maxing out a £9,000 credit card, to living comfortably and daily driving a Mustang. This is the story of Kev's mindset transformation from tackling debt, focusing on hard-work, and a commitment to never getting into serious debt again. Follow this podcast for more real money conversations with typical British people - their regrets, lessons and money habits. Remember - this is not a financial advice podcast, it's an invitation to learn something from the stories of real, everyday people.

“Why I’ll Never Chase Money” - Georgia’s Personal Financial Story

Georgia, a 28-year-old self-employed hairdresser, opens up about her financial history - from choosing passion ahead of pay checks to bad experiences with exes. Find out why she has banned herself from doing the weekly food shop, how she finds life running a business, the money habits she learned from her family, and why she ultimately hates money. Also in this episode: 💸Why she had to change her partner’s saving habits 👩‍❤️‍👨The benefits of being financially aligned with her fiancé 📈Georgia’s approach to investing 👴🏻Why her grandad is a source of inspiration for her 🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

I Thought I Was Being Smart With My Loan… I Wasn’t - Emma's Story

Emma's loan story is an interesting one...she wishes she took out MORE money to be able to pay it back better. A 34-year-old NHS Speech Therapist, Emma reveals the loans that hit her hard, how it took close to a decade to pay them all back, and how she lives now as a consequence.  In this episode, we also chat about: ✈️ Lessons learned from going travelling as a teenager 💑 Spenders vs savers in a relationship 🧀 The one food Emma's willing to spend more on 🕰️ Spending time on money management 🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

How my credit score took a MAJOR hit - Dan's Story

Dan, a 33 year-old production manager who has a mortgage, a stable job and a family, still can’t get a credit card in his name.  It's as a result of something that happened in his past, which is still coming back to haunt him and his finances. In this episode, we also chat about: 🛍️ His Teemu obsession 💑 Why couples DON'T share money 📈 Trading 212 and the weird reasons people invest 🏠 His luck with buying his home 🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Why University Is My Biggest Money Regret - Simon's Story

Simon a 33-year-old engineer who opens up about how habits define his finances, why he doesn’t trust investing, and why his biggest regret is going to university. We cover: * Delayed gratification, gamifying savings, and resisting impulse buys * Why he sees university debt as a waste—and what he wishes he’d done instead * Why M&S may be the best value supermarket right now * The importance of separating yourself from money 🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.