Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

#291 | Why Traditional Retirement Planning Won't Protect You From Longevity Risk & Poor Wealth Decisions - Financial Literacy, Financial Advisors & Wealth

Worried about the current investment climate and your money? Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement: https://makebetterwealthdecisions.s.gy/podcast [https://makebetterwealthdecisions.s.gy/podcast] Can living longer become one of the biggest financial risks you'll ever face? Most people spend decades learning how to build wealth, but very few prepare for the far more complex challenge of managing it throughout a longer life. In this episode, Chris Heye, founder and CEO of Whealthcare Solutions, Inc. and Whealthcare Planning LLC, explains why longevity risk is one of the most overlooked threats in retirement planning, and how simplifying your financial life can lead to better wealth decisions as cognitive and healthcare challenges become more likely. You'll discover: 1. How to simplify your finances today to reduce costly mistakes later in retirement. 2. Why building a trusted financial wellness team and having the right legal documents can protect your wealth and your family. 3. How smarter decision-making—not just better investing—can improve retirement outcomes as you age. Listen now to learn practical strategies that can help you make better wealth decisions, protect your future, and confidently navigate the realities of longevity risk throughout retirement planning. Visit Whealthcare Planning: https://whealthcareplan.com/ John De Goey's Books. Grab your copy from Amazon: 1. Bullshift: How Optimism Bias Threatens Your Finances [https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6] 2. STANDUP to the Financial Services Industry [https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM] 3. The Professional Financial Advisor IV [https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733]

#290 | The Two Behavioral Finance Books That Will Help You Make Better Wealth Decisions: Predictably Irrational and Misbehaving - Financial Literacy, Financial Advisors & Wealth

Worried about the current investment climate and your money? Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement: https://makebetterwealthdecisions.s.gy/podcast [https://makebetterwealthdecisions.s.gy/podcast] Are your financial decisions really rational, or are hidden psychological biases quietly shaping every choice you make? Most of us believe we're logical when it comes to money, investing, and everyday decisions. But behavioral finance research tells a different story. In this episode, we explore two of the most influential books in the field—Predictably Irrational by Dan Ariely and Misbehaving by Nobel Prize winner Richard Thaler—and uncover why understanding human behavior is essential if you want to make better wealth decisions. By listening, you'll discover: 1. How behavioral finance explains the predictable mistakes we all make when managing money and making important life decisions. 2. Why concepts like heuristics and cognitive biases can create costly blind spots—and how recognizing them can improve your judgment. 3. Why Predictably Irrational and Misbehaving are two of the best summer reads for anyone who wants to make better wealth decisions while gaining practical insights into human behavior. If you're looking for engaging, thought-provoking books that can help you understand yourself, improve your financial decision-making, and make better wealth decisions, this episode is the perfect place to start. John De Goey's Books. Grab your copy from Amazon: 1. Bullshift: How Optimism Bias Threatens Your Finances [https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6] 2. STANDUP to the Financial Services Industry [https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM] 3. The Professional Financial Advisor IV [https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733]

#289 | How to Make Better Wealth Building Decisions as Interest Rates Reset the Canadian Real Estate Market - Financial Literacy, Financial Advisors & Wealth

Worried about the current investment climate and your money? Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement: https://makebetterwealthdecisions.s.gy/podcast [https://makebetterwealthdecisions.s.gy/podcast] Will higher interest rates keep holding back Canadian real estate, or are investors looking at the market the wrong way? If you're trying to navigate today's uncertain economy, understanding the bigger picture has never been more important. In this episode, Chief Economist Carl Gomez shares his outlook on Canadian real estate, interest rates, demographics, the Canadian dollar, and the economic forces shaping wealth building through the rest of 2026. Rather than reacting to headlines, you'll learn how long-term fundamentals can help you make smarter investment decisions. In this episode, you'll discover: 1. Why interest rates may remain higher for longer and what that means for mortgages, housing affordability, and investment opportunities. 2. How Canadian demographics are reshaping real estate as immigration, aging baby boomers, and changing attitudes toward homeownership influence future demand. 3. The wealth building principles that matter most, including how to evaluate risk, ignore short-term market noise, and focus on long-term fundamentals. If you want a clearer framework for making confident wealth building decisions in today's Canadian real estate market, this conversation provides practical insights you won't want to miss. John De Goey's Books. Grab your copy from Amazon: 1. Bullshift: How Optimism Bias Threatens Your Finances [https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6] 2. STANDUP to the Financial Services Industry [https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM] 3. The Professional Financial Advisor IV [https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733]

#288 | Does Your Investing Strategy Ignore CUSMA Negotiations? That Could Be a Costly Financial Mistake - Financial Literacy, Financial Advisors & Wealth

Worried about the current investment climate and your money? Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement: https://makebetterwealthdecisions.s.gy/podcast [https://makebetterwealthdecisions.s.gy/podcast] Could the outcome of CUSMA negotiations have a bigger impact on your investing decisions than most investors realize? As Canada, the United States, and Mexico begin high-stakes trade negotiations, markets are watching closely. While the immediate effects on your portfolio may not be obvious, the decisions made at the negotiating table could influence trade, inflation, manufacturing, supply chains, and the broader finance landscape for years to come. In this episode, we break down what matters most, what investors should be watching, and why patience may be just as important as action. By listening, you'll discover: 1. How CUSMA negotiations could affect investing opportunities and market sentiment over the coming months. 2. Why the current political and economic landscape may give Canada more negotiating leverage than many expect. 3. What long-term investors should monitor as trade discussions evolve and begin influencing the finance sector. Listen now to understand how CUSMA negotiations could shape the future of investing and finance—and how staying informed can help you make more confident investment decisions. John De Goey's Books. Grab your copy from Amazon: 1. Bullshift: How Optimism Bias Threatens Your Finances [https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6] 2. STANDUP to the Financial Services Industry [https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM] 3. The Professional Financial Advisor IV [https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733]

#287 | Why Value Investing Matters More Than Ever as Interest Rates Rise: A 2026 Stock Market Outlook - Financial Literacy, Financial Advisors & Wealth

Worried about the current investment climate and your money? Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement: https://makebetterwealthdecisions.s.gy/podcast [https://makebetterwealthdecisions.s.gy/podcast] Could rising interest rates, AI-driven speculation, and record market valuations be setting investors up for a difficult decade ahead? Many investors are wondering whether today's market can continue climbing despite elevated valuations, growing debt levels, and uncertainty around inflation. In this episode, Professor George Athanassakos, Ben Graham Chair in Value Investing at the Ivey School of Business, shares his perspective on where markets may be headed and what investors should be watching closely as we move through the second half of 2026. In this conversation, you'll learn: 1. Why rising interest rates may be a long-term trend driven by demographics, deglobalization, and growing capital demands from AI and infrastructure investments. 2. What current market valuations, CAPE ratios, and volatility signals suggest about expected stock returns over the next decade. 3. How value investing principles can help investors navigate periods of speculation, market exuberance, and economic uncertainty. Listen now to hear George's outlook on inflation, interest rates, market valuations, and the practical portfolio decisions he believes investors should consider today. See VALUE INVESTING: From Theory to Practice (Second Edition) [https://valueinvestingeducation.com/index.php/value-investing-from-theory-to-practice-a-guide-to-the-value-investing-process/] by George Athanassakos John De Goey's Books. Grab your copy from Amazon: 1. Bullshift: How Optimism Bias Threatens Your Finances [https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6] 2. STANDUP to the Financial Services Industry [https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM] 3. The Professional Financial Advisor IV [https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733]