STRAIGHT GEMS

How I would use credit to make six figures at 20 years old

Text “podcast” to 1-805-667-0408

Why You’re Getting DENIED For Credit Cards ❌ (It's Not What You Think...) Instagram Live Session

Text “PODCAST” to 1-805-667-0408 to Stay Up To Date With Future Videos 💎 Super Slept On Topic... PERSONAL INFORMATION. How to Get Approved and Pre-Approved for Credit Cards INSTANTLY. (Avoid wasting hard inquiries, and disappointing denials with this video) Something as small as a TYPO on your application could be the reason you're getting denied, not being verifiable to banks, or not receiving preapprovals! We talk about your "PBID" (Personal Borrower Identification) and why it needs to be the exact same everywhere for instant approvals ✅ Follow me on Instagram https://www.instagram.com/mrcreditgems IG Lives Daily... Come Ask Your Questions! -- TIMESTAMPS -- 00:00 Intro 01:12 Taking a Client From Denials to Instant Approvals Everywhere 02:08 Pick One Way to Spell Your Address and Spell it Consistently 04:03 What is The RIGHT Way to Spell Your Address? (USPS Database) 06:56 Do CPNS Still Work? 07:42 Biz GM Business Credit Card Verification Issues 09:53 Multiple Amex Cards with No Hard Pull AMEX INQUIRY HACK 11:08 Datamine into Amex with an Authorized User Account (Do not PAY for this, only use friends and family) 11:40 Why Authorized User Account is Better Than Amex HYSA for Datamining 12:37 How to Datamine with American Express ALL OPTIONS 13:44 How Much is 30,000 Amex Points Worth? (Economy Trip to Europe) 16:21 Check What Bureau The Bank is Going to Pull From and Match Info 17:11 My Free Channels Where I Drop Gems (Telegram/IG Broadcast/SMS) 18:02 Finding the BEST Sign Up Bonus Available for A Credit Card 18:55 Outro 🚨FINANCIAL DISCLAIMER 🚨 I am not a lawyer and I am not a financial advisor! Any advice I give is solely based on MY OWN EXPERIENCE and MY OWN RESEARCH and is my views and opinions for ENTERTAINMENT PURPOSES ONLY! There is no guarantee as there are many variables that will impact your success. Everything stated on my videos and on my channel is for ENTERTAINMENT PURPOSES ONLY and should be taken as OPINION and NOT FINANCIAL ADVICE! Mr Credit Gems also known as the Radikal Marketer makes Youtube Videos similar to other Youtubers such as Noelle Randall, Credit Suite, Earn Your Leisure, Credit Plug, Kelvin McNeil, Andrew Cartwright, Brian Jung, Ryan Pineda, MG The Mortgage Guy,, Herman Dolce the Hatian CEO, HIM500, Irv Official, Naam Wynn, Karlton Dennis, Radikal Marketer, Radikal Hughes, and the Social Proof Podcast!

Instagram Live Session 10/14/2023 w/@mrcreditgems (Amex Sauce, Best Credit Card to get FIRST, LLC’s)

Instagram Live with mrcreditgems from October 14 2023 - How to Get BOTH Amex Gold + Amex Platinum Sign Up Bonuses! 190K+ MR PointsApply for Amex Gold, then wait 12 months and UPGRADE to the Platinum via targeted upgrade offer.- Get additional Amex cards with no hard pull aka "hard inquriy" Get personal Amex cards FIRST, then apply for biz cc's down the road! You can also refer people to those cards and earn 50K-100K points per year.- Amex is Now Giving You a FREE FICO 8 Score from Experian!- How to Check Your Credit for FREE + Score vs Report. "Score Does Not Matter!"- Course Student Testimonial : From NO CREDIT to Personal Funding Sequences at 19 year old- What to do if You Joined Navy Federal the Wrong Way Lying About Family Members- Chase Freedom Rise : BEST Chase Card for No/Low Credit- My Backstory : Why I Chose to Learn About Credit- My Thoughts on PURCHASING AU's aka "Authorized Users"- AU Startup Sequence Method : Personal Funding Sequence with NO Credit Established- Chase Freedom Rise Can Upgrade to Chase Freedom Flex or Unlimited- My Thoughts on Delaware LLCS / Out of State LLC's - What's the Best Way to Build Relationship with Amex when Rebuilding Your Credit- Amex Biz Checking BONUS 30K-60K MR For Free- Sole Prop Funding EXPLAINED vs LLC Funding- Does Sole Prop Funding Need an EIN? NO!- Pros and Cons of Sole Prop Funding- Reallocating Credit Limits on Credit Cards!- Double Whammy Method for Merging Credit Limits Together for MAX 0% APR!- My Chase Loan On A BUSINESS Credit Card!- What is My Chase Loan- What Would I Do with $16K from My Chase Loan- How To Join My Mentorship- Kabbage BLOC from Amex Soft Pull No Hard Inquiry Business Line of Credit- Consultations

Best Way to Pay For the iPhone 15 Maximizing Credit 📲💳 0% APR Options, Welcome Bonuses, Trade-Ins

In this episode, I give some clarity on ALL the possible ways you could creatively purchase an iPhone 15, iPhone 15 Pro , or iPhone 15 Pro Max, depending on your budget/goals, to get the MOST value back in free travel/cashback/no interest. 💎 We talk about internal financing with cell phone service companies (Verizon/AT&T/T-Mobile) + how it’s essentially a “ghost” credit account that doesn’t show on your credit report 👻 (my favorite method) , we also talk about the sneaky advertising Apple does with their Apple Card feature of “0% APR installments” and their iPhone Upgrade Program which is actually underwritten by a bank you don’t expect… (not Goldman Sachs) If you’d like to stay up to date with me, all my episodes, and other resources I put out, text “podcast” to 1-805-667-0408 and say what up! ☎️

Moving Credit Limits Around 🤔 Chase/Amex/Bilt/US Bank/BOA

In this episode, we answer the question of “Can You Move Credit Limits Around At Banks?” This terminology may also be known as “reallocating” or “merging” credit card limits, but it’s all the same thing 👍🏽 Moving credit limits can have some pretty interesting use cases! From helping reduce utilization, to taking more advantage of 0% APR periods, it’s always good to know how you can get more creative with your financing. Hopefully this helps! If you guys would like to keep up to date with me, text “podcast” to 1-805-667-0408 💎☎️