A Thought For Your Pennies

BEFORE YOU get a raise OR take a out a payday advance loan LISTEN TO THIS!

Sqeaky shares that one weird trick that will get you a raise. Leverage. Not like in the mafia, but real leverage that's always worked for him contract to contract. Shawna shares more tried and true things you need to check off to get a raise. We also cover the scams that is payday advance - banned in a lot of states with good reason. But! There are scammy elements to them that pop up everywhere, so take a listen to save money! Credits: Hosts - Shawna and Sqeaky, Music - Allison Tartalia, Producer - Cole John, Writer - Carl Weinschenk, Marketing - Ricardo Gutiérrez   Links:  Indeed: https://www.indeed.com/career-advice/career-development/how-to-get-a-raise [https://www.indeed.com/career-advice/career-development/how-to-get-a-raise] *   Robert Half https://www.roberthalf.com/us/en/insights/career-development/how-to-ask-for-raise-and-get-it [https://www.roberthalf.com/us/en/insights/career-development/how-to-ask-for-raise-and-get-it] **   The Cut https://www.thecut.com/article/how-to-ask-for-a-raise.html [https://www.thecut.com/article/how-to-ask-for-a-raise.html] ***   The Estrin Report  https://www.estrinreport.com/how-to-blow-your-chances-of-getting-a-raise/ [https://www.estrinreport.com/how-to-blow-your-chances-of-getting-a-raise/] ****   Harvard Business Review https://www.indeed.com/career-advice/career-development/how-to-get-a-raise [https://www.indeed.com/career-advice/career-development/how-to-get-a-raise] *****   https://www.investopedia.com/terms/p/payday-loans.asp [https://www.investopedia.com/terms/p/payday-loans.asp]   thammer.org/states-where-payday-loans-are-illegal/ [http://thammer.org/states-where-payday-loans-are-illegal/]   https://www.riograndecu.org/payday-loan-scams [https://www.riograndecu.org/payday-loan-scams]    https://www.ncsl.org/financial-services/payday-lending-state-statutes [https://www.ncsl.org/financial-services/payday-lending-state-statutes] https://www.experian.com/blogs/ask-experian/how-payday-loans-work/ [https://www.experian.com/blogs/ask-experian/how-payday-loans-work/]   https://www.aura.com/learn/payday-loan-scams [https://www.aura.com/learn/payday-loan-scams]   https://www.dfs.ny.gov/consumers/scams_schemes_frauds/dangerous_or_predatory_loans [https://www.dfs.ny.gov/consumers/scams_schemes_frauds/dangerous_or_predatory_loans]   https://www.noffcu.org/articles/article/2024/10/beware-payday-loan-scams [https://www.noffcu.org/articles/article/2024/10/beware-payday-loan-scams]  https://www.riograndecu.org/payday-loan-scams [https://www.riograndecu.org/payday-loan-scams]    https://www.alliedwallet.com/blog/blog-posts/recognizing-payday-loan-scams-and-protecting-yourself-from-fraud/ [https://www.alliedwallet.com/blog/blog-posts/recognizing-payday-loan-scams-and-protecting-yourself-from-fraud/]   https://blog.mscu.net/pay-day-loan-scams [https://blog.mscu.net/pay-day-loan-scams] https://www.alliedwallet.com/blog/blog-posts/recognizing-payday-loan-scams-and-protecting-yourself-from-fraud/ [https://www.alliedwallet.com/blog/blog-posts/recognizing-payday-loan-scams-and-protecting-yourself-from-fraud/]

BEFORE YOU SPEND ON menopause LISTEN TO THIS!

Shawna and Sqeaky don't mess around talking about how real expensive menopause can be - and how it really doesn't have to be. Plus! They cover the scams of vaginal lasers and other silly things.  Credits: Hosts - Shawna and Sqeaky, Producer - Cole John, Writer & Music - Allison Tartalia, Marketing - Ricardo Gutiérrez Sources Cited:   Johns Hopkins Medicine:  https://www.hopkinsmedicine.org/health/conditions-and-diseases/introduction-to-menopause [https://www.hopkinsmedicine.org/health/conditions-and-diseases/introduction-to-menopause]:   Mayo Clinic: https://newsnetwork.mayoclinic.org/discussion/mayo-clinic-minute-does-menopause-cause-brain-fog/ [https://newsnetwork.mayoclinic.org/discussion/mayo-clinic-minute-does-menopause-cause-brain-fog/]   OSF Healthcare: https://www.osfhealthcare.org/blog/menopause-supplements-should-women-take-them/ [https://www.osfhealthcare.org/blog/menopause-supplements-should-women-take-them/]   Healthline: https://www.healthline.com/health/menopause/menopause-and-dry-eyes [https://www.healthline.com/health/menopause/menopause-and-dry-eyes] https://www.healthline.com/health/menopause/menopause-itching [https://www.healthline.com/health/menopause/menopause-itching] https://www.healthline.com/health/menopause/joint-pain-menopause [https://www.healthline.com/health/menopause/joint-pain-menopause] The Independent: https://www.the-independent.com/life-style/fashion/menopause-oestrogen-perimenopause-greek-amazon-b2676570.html [https://www.the-independent.com/life-style/fashion/menopause-oestrogen-perimenopause-greek-amazon-b2676570.html]   NIH National Library of Medicine: https://pmc.ncbi.nlm.nih.gov/articles/PMC5929427/ [https://pmc.ncbi.nlm.nih.gov/articles/PMC5929427/] https://pubmed.ncbi.nlm.nih.gov/18460167/ [https://pubmed.ncbi.nlm.nih.gov/18460167/]   National Health Service - UK https://www.nhs.uk/conditions/menopause/things-you-can-do/ [https://www.nhs.uk/conditions/menopause/things-you-can-do/] https://www.nhs.uk/medicines/hormone-replacement-therapy-hrt/alternatives-to-hormone-replacement-therapy-hrt/lifestyle-changes-to-make-if-youre-unable-to-take-hrt/ [https://www.nhs.uk/medicines/hormone-replacement-therapy-hrt/alternatives-to-hormone-replacement-therapy-hrt/lifestyle-changes-to-make-if-youre-unable-to-take-hrt/] Everyday Health: https://www.everydayhealth.com/womens-health/menopause-scams-to-watch-out-for/ [https://www.everydayhealth.com/womens-health/menopause-scams-to-watch-out-for/]   American College of Obstetrics and Gynecologists: https://www.acog.org/womens-health/experts-and-stories/the-latest/menopause-misinformation-is-everywhere-heres-how-to-detect-it [https://www.acog.org/womens-health/experts-and-stories/the-latest/menopause-misinformation-is-everywhere-heres-how-to-detect-it]    GoodRx  https://www.goodrx.com/conditions/menopause/treatments-and-supplements [https://www.goodrx.com/conditions/menopause/treatments-and-supplements]   Her Money https://hermoney.com/enjoy/wellness/the-true-cost-of-menopause-and-finding-menopause-relief-podcast-461/ [https://hermoney.com/enjoy/wellness/the-true-cost-of-menopause-and-finding-menopause-relief-podcast-461/]   NPR https://www.npr.org/sections/health-shots/2024/05/01/1248525256/hormones-menopause-hormone-therapy-hot-flashes

BEFORE you rent another place LISTEN TO THIS!

There are ways to save on rent that Shawna and Sqeaky cover that you may not have thought of before. Plus, we go over scams and roommate drama so you don't have to find out first hand. Before you find your next place to rent or put out an ad for a roommate, check out this episode for ways to save money - with a humorous attitude.   Credits: Hosts Shawna & Sqeaky, Producer Cole John, Writer Syb de Clark, Music Allison Tartalia, Marketing Ricardo Gutiérrez

BEFORE you spend on cell phones LISTEN TO THIS

What was your first cell phone? What do you do about cell phones with your kids? Shawna and Sqeaky go over some great ideas and ways to save money when it comes to your family and your cell phone - both plans and hardware. Plus, they go over the most common phone scams and surprising ways that you can avoid these scams. Make sure you give it a listen and save money when it comes to your phone!   Credits: Hosts Shawna & Sqeaky, Producer Cole John, Marketing Ricardo Gutiérrez, Music Allison Tartalia, Editor Josh Rockley, Writer Carl Weinshenck

BONUS - Top Scams of 2024

To celebrate that we are now live on the You of Tubes, Shawna and Sqeaky made an episode covering the Federal Trade Commission's top scams of 2024. How else would you celebrate? There are more than a few surprises in this episode about scams - listen to stay savvy to scams you may not have known about!   Credits: Music by Allison Tartalia, Hosts Shawna & Sqeaky, Producer Cole John, Marketing Ricardo Gutiérrez