The Financial Freedom Podcast

Episode 72 with Scott Marshall: Beyond The Interest Rate

Deal-Making, Lending & What Really Makes a Project Fundable In this episode of The Financial Freedom Podcast, we sit down with Scott Marshall, CEO and founder of Roma Finance. Because when it comes to property finance, the interest rate is only part of the story. A strong deal isn’t just about the numbers. It’s about the borrower, the story, the asset, and the exit. Scott shares what lenders are really looking for, why trust and transparency matter, and how property investors can structure deals that actually get backed. If you’re building a portfolio, raising finance, or developing property in today’s market, this is an episode you don’t want to miss. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfr Instagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qr COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Episode 71 Financial Freedom Podcast Unscripted

New episode of The Financial Freedom Podcast is live , and this one's different. No guest. No script. No pre-planned questions. Just I and Tim getting asked questions we've never talked before,live and answering them honestly. We go into: The one skill that drives every successful business Why a high performer with the wrong values is the worst person to have in your team What's the biggest positive change has been since leaving employment If you're thinking about making a move from job to business, from investor to full-time developer, this episode is for you. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfr Instagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qr COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Episode 70: How Property Management Increases Value

Properties especially HMOs and serviced accomodation only get capital appreciation and increase in value with proper property management. So much focus goes on the renovation but it’s what happened next over the longer period that sustains the investment. In this technical episode, we are joined by Amber Chadwick, co-director of inVest Multilet Property Management, to talk about what it really takes to maintain your financial freedom after the project is complete. We discuss why the right property management team, strong systems, tenant quality, void avoidance and responsive maintenance can make the difference between a profitable asset and a stressful burden. Because financial freedom is not just about owning property. It’s about owning property that gives you back your time, protects your cash flow and does not take over your life. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.facebook.com/share/18gD6Jzp4Y/?mibextid=wwXIfr Instagram: https://www.instagram.com/timothywitt12?igsh=cXA4bzVxeGJ6YzR5&utm_source=qr COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Episode 69: School Failed You

Can you really build financial freedom… without sacrificing the life you actually want? In this episode, we sit down with pharmacist, property investor, and world traveller Sachin Govind to talk about building wealth, travelling the world, navigating health challenges, and creating a life on your own terms. From travelling solo across 38 countries to growing a property portfolio alongside a demanding career, Sachin shares the mindset shifts, lessons, and tough realities that shaped his journey. We dive into: Why financial freedom looks different for everyone Building a property portfolio while working full-time The danger of following the “noise” in property investing How health challenges changed his entire outlook on life Why purpose matters more than motivation A powerful conversation about property, freedom, health, and building a life you genuinely enjoy. 🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

Episode 68: How to build your BDRR professional team

Building a property team is a lot like building a business… get the wrong people in place, and things can quickly become expensive. In this technical episode, we break down how to build the right BDRR professional team and why a successful project is about far more than just finding a builder. From project managers and planning consultants to architects, EPC assessors and builders, they unpack who you actually need on your team and how the right professionals can help de-risk your project, protect your budget and avoid costly mistakes. Because great developments are never built alone. If you’re planning a HMO, conversion or development project, this episode is packed with practical insights you’ll want to know before you start. Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk