First Time Property Investor

S2E14 - Should You Buy New Or Established? (Part 2)

With recent property tax changes reshaping the investment landscape, many first-time investors are asking the same question: should you buy established property or consider a new build instead? In this episode, the team breaks down a practical five-step framework covering the recent budget changes, investment timeframes, borrowing capacity, cashflow, and risk. Learn how each factor can influence your decision, the hidden trade-offs of both strategies, and why your personal circumstances matter more than ever. If you're trying to work out which path makes the most sense for your first investment property, this episode will help you cut through the noise and make a more informed decision. Connect with us ➜ https://linktr.ee/ftpi.pod 00:37 Understanding The Budget Changes 05:55 Timing Your Investment Strategy 11:36 Borrowing Capacity & Changes To Lending 17:36 The Importance Of Cashflow & Stress-Testing Your Investment 24:57 Understanding Risk Potential

S2E13 - Should You Buy New Or Established? (Part 1)

With more investors considering new builds, knowing how to separate opportunity from marketing hype has never been more important. In this episode, the team breaks down a practical framework for researching new build investment properties, including what makes a location attractive, the key data points to analyse, and the red flags that often signal trouble ahead. Learn why established suburbs continue to outperform many new estates, how supply and demand really impact growth, and the simple checks you can use to avoid costly mistakes before signing a contract. Whether you're considering a house-and-land package, townhouse, or micro-development, this episode will help you make a more informed investment decision. Connect with us ➜ https://linktr.ee/ftpi.pod 00:00 Introduction: New Builds vs Established Property 02:00 What Makes a Good New Build Investment Location? 03:00 Why Many New Estates Underperform 04:45 How to Research Investment Areas Properly 05:45 The Key Data Points Every Investor Should Check 08:00 Infrastructure: What Actually Matters? 10:00 Building Approvals and Future Supply Risks 11:15 Population Growth: The Missing Side of the Story 13:30 Why Micro-Developments Can Be More Attractive 14:00 Red Flags That Should Make You Walk Away 15:00 The Problem with Cheap House & Land Packages 17:15 How to Stand Out in High-Supply Estates 20:00 Features That Improve Rental Demand and Resale Value 21:00 Understanding Negative Equity Risk 24:00 How New Estates Are Marketed to Investors 27:00 Finance and Contract Risks to Watch For 28:30 Why Independent Property Management Advice Matters 29:30 Rental Guarantees Explained 30:30 A 5-Step Framework to Pressure-Test Any New Build 36:30 Building the Right Team Around Your Investment 38:00 Final Thoughts: The Fundamentals Haven't Changed

S2E12 - Investor Confessions: What Property Investing Really Looks Like

In the first episode of our new Investor Confessions series, Pete shares the real stories behind his eight-property journey—the wins, the mistakes, and the lessons he learned the hard way. From selling a Perth property too early and missing out on hundreds of thousands in growth, to the hidden costs of self-managing tenants and sitting on the fence when opportunities appeared, this is an honest look at what property investing actually feels like behind the numbers. Connect with us → https://linktr.ee/ftpi.pod 00:22 Question 1 04:06 Question 2 05:16 Question 3 10:08 Question 4 13:48 Question 5 16:52 Question 6 18:36 Question 7 21:15 Question 8

S2E11 - 12 Questions First-Time Investors Ask About Buyers' Agents

Thinking about using a buyer’s agent but unsure if it’s actually worth it? In this episode, the team answers 12 common questions first-time investors ask, covering a range of topics from off-market deals and hidden commissions, to fees, red flags, hotspots, and whether buyer’s agents really improve long-term outcomes. Learn how good buyer’s agents structure their process, where investors often get stuck in analysis paralysis, and what questions you should be asking before signing with anyone. Connect with us → https://linktr.ee/ftpi.pod 00:27 Question 1 03:41 Question 2 06:33 Question 3 11:58 Question 4 15:30 Question 5 19:12 Question 6 23:55 Question 7 26:42 Question 8 29:19 Question 9 33:40 Question 10 35:25 Question 11 39:17 Question 12

Budget 2026 | What Changed, What’s Clickbait, What Matters Next

Originally prepared for clients, this presentation breaks down what’s actually changing in Budget 2026, what isn’t, who is protected, and what different types of property investors should be thinking about now. As a mortgage broker and Qualified Property Investment Advisor, my goal here is to cut through the clickbait and explain what actually matters. Inside, I cover: Negative gearing changes CGT changes Trust structure impacts Debt recycling The 6 investor profiles [and which you fall into] Key dates and action points Video Presentation with Slides https://www.youtube.com/watch?v=yCYmflLwhCE Download the full slide deck + bonus resources: https://hackmortgages.myflodesk.com/budget... Bonus resources: Post Budget Pack for current property investors Post Budget Pack for future property investors