Red Barn Financial Podcast

Ep.92 Most Googled Financial Questions of 2024

In this episode of the Red Barn Financial podcast we talk about the most googled financial questions of 2024. It's always interesting to see what's on people's minds, especially when it comes to finances. Did you know some of the most Googled financial questions in 2024 included: "How do I start investing?", "What's the best way to save for retirement?", and "Do I really need life insurance?" These are great questions, and if you've been wondering about them too, you're not alone. Financial planning can feel overwhelming, but I'm here to simplify it for you. Whether you're curious about building wealth, protecting your family, or maximizing your savings, let's address your biggest questions together. No question is too big—or too small—when it comes to your financial future. I'd love to schedule a time to chat and help you gain clarity and confidence about your next steps. Let's turn those Googled questions into personalized answers for your goals. Disclaimer: This is not tax, legal or investment advice. Each person's circumstance is different and your situation may be different. Feel free to reach out for a consultation. Contact smoran@redbarnfinancial.com visit www.redbarnfinancial.com or call 615-619-6919

Episode 91 - What Do You Value Most?

In this episode of the Red Barn Financial Podcast, I kick off the 21 day devotional "Look At The Sparrows" by Faithfi. In this episode we explore Matthew 6:19-21 which says: 19 "Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. 20 But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also. If we put our efforts and desires in things of this earth, we will be left feeling empty. This is not to say that having nice things is bad. What it is saying is that our focus should be on being content in who God made us and in what His goals are for our lives, which will be way better than any plan we have. Disclaimer: This is not tax, legal or investment advice. Each person's circumstance is different and your situation may be different. Feel free to reach out for a consultation. Contact smoran@redbarnfinancial.com visit www.redbarnfinancial.com or call 615-619-6919

Ep. 90 How to Reduce or Eliminate Debt in 2025

In this episode of the Red Barn Financial Podcast, Sean Moran talks about ways to reduce or eliminate debt. It's often a strategy and a process and we talk through the ways in which to make this happen for you. Are you committed to paying down your debt this year? Disclaimer: This is not tax, legal or investment advice. Each person's circumstance is different and your situation may be different. Feel free to reach out for a consultation. Contact smoran@redbarnfinancial.com visit www.redbarnfinancial.com or call 615-619-6919

Ep. 89 Avoid Leaving Your Heirs a Big Tax Liability - Do This Instead

In this episode of the Red Barn Financial Podcast, Sean Moran talks about the unintended consequences of leaving money to loved ones. When you leave money to someone, you may be leaving them a tax liability that could have been smaller with a bit of planning. Here are a few things to consider: * Plan while both spouses are alive * Consider the tax bracket of the people you are gifting to * Think about actionable planning to reduce your tax liability over time * Giving equal amounts to multiple people doesn't always result in them receiving an equal amount. This chart will help you follow along: Disclaimer: This is not tax, legal or investment advice. Each person's circumstance is different and your situation may be different. Feel free to reach out for a consultation. Contact smoran@redbarnfinancial.com visit www.redbarnfinancial.com or call 615-619-6919

Ep. 88 Year-End Giving: A Tax-Smart Strategy for Charitable Giving

In this episode of the Red Barn Financial Podcast, I talk about ways to make your charitable giving go further with some tax efficient ideas. I share the keys to giving and finding where your philanthropy can have the most impact. The use of a Donor Advised Fund (DAF) or making a Qualified Charitable Distribution (QCD) from an IRA are two potential ways to improve your giving by paying less in taxes, thereby leaving more for the charity or less of a tax burden for yourself. Giving appreciated stock vs. selling the stock and giving cash, and many more topics are discussed. Disclaimer: This is not tax, legal or investment advice. Each person's circumstance is different and your situation may be different. Feel free to reach out for a consultation. Contact smoran@redbarnfinancial.com visit www.redbarnfinancial.com or call 615-619-6919