Robert Goof's Podcast

How to Buy A Home

Hope you enjoy the video! Consider subscribing and pressing the like button for the YouTube algorithm... I have failed to mention this in the video. So, Here are some facts on each loan. Please save enough money and do not rush into a home. There are so many unexpected expenses that you don't think about. VA loan is good because of no down payment and no Private mortgage insurance. However, they charge a large funding fee depending on your disability level. You also CAN NOT use this loan for investment properties. This loan is off the table is you have never served in the Armed Forces. FHA loan is good for 1st time homebuyers with crappy credit and a high debt to income ratio, as you can pay as little as 3% for a down payment. However though, beware that you still have to pay for PMI if you pay below a certain amount (amount depends on the lender). There is a loan maximum as well ($473k). USDA loans are great for those with a lower income. There are no prepayment penalties. You can get into a home with no money down with this loan. You can also roll over closing costs and private mortgage insurance into the loan. However there are cons to this loan. you have to sometimes pay up to 1% of the loan's value for a guarantee fee. You will also have to pay an annual guarantee fee on top of the other guarantee fee. You also cannot use this loan for investment properties. I doubt the demographic of those using this loan will be thinking about investment properties as this loan has an income cap and a geographic restriction. I hope this helped you and Enjoy the video! https://www.totalmortgage.com/blog/pros-and-cons-of-fha-loans/24417 [https://www.totalmortgage.com/blog/pros-and-cons-of-fha-loans/24417] https://www.bankrate.com/mortgages/va-loan-pros-cons/#benefits [https://www.bankrate.com/mortgages/va-loan-pros-cons/#benefits] https://www.paddio.com/learn/usda-loans-pros-and-cons/ [https://www.paddio.com/learn/usda-loans-pros-and-cons/] Equipment used to film the video: Samsung Galaxy A50--https://www.amazon.com/Samsung-Version-Factory-Unlocked-SM-A505UZKNXAA/dp/B082QPSB79/ref=sr_1_3?crid=3L25AIURE1AI1&keywords=samsung+galaxy+a50&qid=1640820453&sprefix=samsung+galaxy+a50%2Caps%2C141&sr=8-3 [http://www.amazon.com/Samsung-Version-Factory-Unlocked-SM-A505UZKNXAA/dp/B082QPSB79/ref=sr_1_3?crid=3L25AIURE1AI1&keywords=samsung+galaxy+a50&qid=1640820453&sprefix=samsung+galaxy+a50%2Caps%2C141&sr=8-3] My DSLR: Canon EOS 800D DSLR t7i--https://www.amazon.com/Canon-Rebel-18-55mm-Value-Bundle/dp/B08WWR6X85/ref=sr_1_4?crid=12OP4ZP4KOA5T&keywords=Canon+EOS+800D+DSLR+t7i&qid=1640819938&sprefix=canon+ [http://www.amazon.com/Canon-Rebel-18-55mm-Value-Bundle/dp/B08WWR6X85/ref=sr_1_4?crid=12OP4ZP4KOA5T&keywords=Canon+EOS+800D+DSLR+t7i&qid=1640819938&sprefix=canon+eos+800d+dslr+t7i%2Caps%2C109&sr=8-4]

A mini Course on Tifton GA _History lesson on the Tift Family

History lesson on the Tift Family

A mini course on Moultrie, GA

Disclaimer: This is Long. This is a mini history course here at the Moultrie Georgia History Museum. Please Listen as the guide also gives nuggets of knowledge Hope you enjoy!

Diagnosed with Gastroparesis?? Follow this regiment asap to better your Life!!

Hope you enjoy the video! Consider subscribing and pressing the like button for the YouTube algorithm... Are you Diagnosed with GASTROPARESIS? Follow this regiment.. Gastroparesis is a stomach disease where food stays in your stomach longer than it should. Symptoms: Upset stomach, Bloating, nausea, vomiting, quick to be full, no appetite, uncontrolled blood sugar Causes: Vagus nerve injury, Hypothyoidism, Bad reaction to ssris or antidepressants, viral infections, scerlorderma and other autoimmune diseases according to some sources Complications include Malnutrition, dehydration, uncontrolled blood sugar, etc. more complications include food forming nto a hard clump called a beozar. Beozars can ferment and grow bacteria which can cause you to become more sick. What to do: 1.Tell your PCP 2.get referral to Gastroenterologist 3.GI [http://3.GI] consult, then get reffered to take test 4. Test includes but are not limited to Esophogeal manometry, EGD, Smart pill, and gastric emptying study once you get diagosed, the doctor will recommend: -motegrity, regalan or antiemetics such as zofran or Phenergan, or eritromyocin -Diet changes such as FODMAP -Botox injections -Electrical stimulation -Gastric sleeve surgery (for more severe) -Feeding tube (for more severe) Sources: https://www.webmd.com/digestive-disorders/digestive-disorders-gastroparesis [https://www.webmd.com/digestive-disorders/digestive-disorders-gastroparesis] https://www.mayoclinic.org/diseases-conditions/gastroparesis/symptoms-causes/syc-20355787 [https://www.mayoclinic.org/diseases-conditions/gastroparesis/symptoms-causes/syc-20355787]

Maximize your life as a Chronic Illness Person!

Here are some pointers on how to maximize your life as a chronic illness person!Enjoy!!