Your Money Call

Ep 35 - Year End Reflections & Road Ahead

In this episode of "Your Money Call', host Diane King Hall reflects on the financial year, sharing personal insights and lessons learned. She discusses the importance of budgeting, saving, and investing, while also addressing debt management and insurance considerations. As the year comes to a close, Diane emphasizes the need for preparation for 2025, encouraging listeners to assess their financial situations and set goals for the new year. Takeaways * The S&P 500 performed better than expected this year. * Budgeting involves both offense (earning) and defense (spending). * Pay off consumer debt as a priority in 2025. * Investing is crucial for building wealth, not just saving. Additional Notes: *This podcast is for educational and informational purposes. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney. * You can follow podcast host Diane King Hall @dianekinghall on all social channels.

Ep 33 - The US Presidential Election & Your Money

In this episode of 'Your Money Call', Diane King Hall discusses Wall Street records, emphasizing the importance of investing and the compounding effect of time. She explores how political changes, particularly the recent US presidential election, may impact financial strategies, including tax cuts and tariffs. Additionally, she provides practical advice on budgeting for the holiday season, encouraging listeners to prepare financially for upcoming expenses. Takeaways * Historical data shows the S&P 500 has averaged over 10% returns. * Market fluctuations are normal; patience is key. * Budgeting is essential, especially during the holiday season. * Tax cuts and tariffs can significantly impact personal finances. * Controlling your budget can help manage holiday spending. * Impulse buys can derail financial plans; be cautious. Additional Notes: *This podcast is for educational and informational purposes. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney. * You can follow podcast host Diane King Hall @dianekinghall on all social channels.

Ep 32 - Making Money Less Taboo

In this episode of Your Money Call, host Diane King-Hall discusses the importance of financial planning, highlighting recent surveys that reveal a decline in engagement among Americans. She emphasizes the need for accountability and transparency in financial discussions, as well as the significance of healthcare planning during open enrollment season. The episode aims to empower listeners to take control of their personal finances and encourages them to set clear financial goals. Takeaways * Money remains a taboo topic, making discussions about it challenging. * Accountability can significantly increase the chances of achieving financial goals. * Understanding your 'why' can motivate better financial habits. * Transparency in financial discussions can help normalize situations. Additional Notes: *This podcast is for educational and informational purposes. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney. * You can follow podcast host Diane King Hall @dianekinghall on all social channels.

Ep 31 - Master Money Reset

In this episode of Your Money Call, Diane King Hall discusses the importance of resetting financial goals as the year winds down. She emphasizes getting back on track with budgeting, accountability, and exploring side hustles in the current job market. Additionally, she highlights the retirement savings situation for Gen X. According to Fidelity Gen X has $182,100 in retirement savings. That is not enough. Diane encourages listeners to take proactive steps in managing their finances, like a no spend week, and taking on additional income producing opportunities. Takeaways * October is a strategic month for budgeting and resetting finances. * Appointment accountability increases the odds of reaching financial goals by 95%. * Consider a no spend week to save money effectively. * Changing jobs can lead to higher salary increases. * Retirement savings for Gen X average $182,100, which may not be enough. Additional Notes: *This podcast is for educational and informational purposes. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney. * You can follow podcast host Diane King Hall @dianekinghall on all social channels.

EP 30 - Tackling Financial Regret

In this episode of Your Money Call, Diane King Hall discusses the latest look at the job market, financial regrets and provides tips for managing personal finances through the end of the year. The job market data shows that hiring is still happening, but it is harder to find a job due to fewer opportunities. The economy added 142,000 jobs in August, but there were pockets of weakness, such as underemployment. The biggest job growth was in education, healthcare, and leisure and hospitality. Diane also dives into a survey on financial regrets. The biggest regret for Americans is not saving early enough for retirement. Can you guess the 2nd biggest regret? Tune in for motivation on tackling your financial regrets. Additional Notes: *This podcast is for educational and informational purposes. The content is not intended to be a substitute for financial or legal advice from your own financial advisor, accountant or attorney. * You can follow podcast host Diane King Hall @dianekinghall on all social channels.