Dividend Talk

In this special episode of Dividend Talk, we tackle one of the most frustrating topics for European investors: dividend withholding tax. Our guest is Thomas Rappold, founder of Divizend.com, a platform built to automate and simplify dividend tax reclaims for retail investors. Thomas shares how his own investing struggles led him to build the company, and how Divizend is helping thousands of investors recover lost income from foreign dividends. We discuss: * What dividend withholding tax is (and why it's such a headache) * Why most investors miss out on reclaiming what’s rightfully theirs * The upcoming EU-Faster regulation and digital tax residency certificates * The role of brokers, the EU Commission, and what’s changing by 2028 * Practical steps for reclaiming your foreign dividend taxes * Why dividend investors need to push for change and how Divizend is giving us a voice * Thomas also shares his unique investing mindset (yes, he owns both Palantir and Lindt!) and replaces a stock in our Dividend Growth Community Portfolio. 📈 Tickers mentioned in this episode include: MSFT, AAPL, GOOGL, PLTR, JNJ, V, ADP, O, ADC, MUV2.DE (Munich Re), ALV.DE (Allianz), NESN.SW (Nestlé), LVMUY / MC.PA (LVMH), LIN.SW (Lindt), ASML, WKL.AS (Wolters Kluwer), RNL.AS (Reed Elsevier), DE, SPGI, MSCI, BRK.B, SREN.SW (Swiss Re), SIE.DE (Siemens), AIR.PA (Air Liquide), L'Oreal (OR.PA), SAP, WISE.L 📣 We’re not affiliated with Divizend, but Thomas has provided a special code for Dividend Talk listeners ( 10% discount on your first reclaim ) - https://divizend.com/ref/europeandgi [https://divizend.com/ref/europeandgi] Discover our premium service: ⁠⁠Dividend Talk Premium⁠ [https://www.dividendtalk.eu/]

In this special episode of Dividend Talk, we sit down with Krzysztof and Luke from the Wall Street Wildlife podcast for an open, engaging, and often hilarious discussion about theirinvesting journey, philosophy, and how growth and dividend investing can overlap more than you think. We dive into * How two former 7investing analysts became podcast co-hosts * The contrasting styles of growth vs. dividend investing * Early retirement strategies and living off your portfolio * The role of cash, conviction, and emotional discipline in investing * Their 10 "Laws of the Jungle" for investing success * When to trim, when to hold, and why they sometimes disagree * dives into Google, Gregg’s, and a wild story about EOS Energy Mentioned Stocks (Yahoo tickers): Nvidia (NVDA) , Intuitive Surgical (ISRG) , Google / Alphabet (GOOG / GOOGL) , Palantir (PLTR)  , Nintendo (NTDOY (ADR)) , Gregg's (GRG.L) ,  Novo Nordisk (NOVO-B.CO) ,   Microsoft (MSFT) ,  Apple (AAPL) ,   Lockheed Martin (LMT) , L3 Harris (LHX)  , BYD Company (BYDDY / 1211.HK) ,    EOS Energy (EOSE) , Rocket Lab (RKLB) ,  3M (MMM) , Johnson & Johnson (JNJ) , Iberdrola (IBE.MC)   , HSBC (HSBC)    , JP Morgan ETF (JGPI)  , WISE (WISE) Enjoy the episode -and let us know what you think! 💸 🔗 Links mentioned: You can catch the Wall Street Wildlife investing podcast onyour favourite podcast player, or watch on YouTube at youtube.com/@WallStreetWildlife [http://youtube.com/@WallStreetWildlife]. Follow the hosts, Luke (x.com/7LukeHallard [https://x.com/7LukeHallard]) and Krzysztof (x.com/7FlyingPlatypus [https://x.com/7FlyingPlatypus]), for further growth investing insights. Discover our premium service: ⁠Dividend Talk Premium⁠ [https://www.dividendtalk.eu]

In this episode, we’re joined by René Sellmann, teacher, investor, and co-host of the No More Investing Secrets podcast. We dive deep into his philosophy of quality investing, the role of capital allocation, and why he's not afraid to underperform the market in the short term if it means staying true to his process. Topics we covered: - What makes a business “high quality” — and why it matters more than ever - Evolution AB’s earnings — growth, regulation, and dividend safety - Why René believes most investors should simplify their mental models - Should companies cut dividends to boost buybacks? A spicy take - Psychology, patience, and performance — how to think long-term - Listener questions on REITs, ETFs, valuation, and when to sell Mentioned Stocks (Yahoo tickers): * Evolution AB (EVO.ST) * Interactive Brokers (IBKR) * LVMH (MC.PA) * Edenred (EDEN.PA) * Visa (V) * Microsoft (MSFT) * Apple (AAPL) * Capri Holdings (CPRI) * Bayer (BAYN.DE) * Unilever (ULVR.L / UL) * Deutsche Pfandbriefbank (PBB.DE) * InteractiveBrokers (IBKR) * Violea (VIE) Links Mentioned - Rene | Substack [https://substack.com/@renesellmann]Quality Investing with René Sellmann | Rene | Substack [https://www.compoundwithrene.com/] Follow Rene on his socials: X: https://x.com/ReneSellmann Threads: https://www.threads.com/@rene_sellmann YouTube: https://www.youtube.com/c/Ren%C3%A9Sellmann P.S. Not a premium subscriber yet? Join us now at ⁠www.dividendtalk.eu⁠ [https://www.dividentalk.eu]. You’ll get access to 20 deep dives per year, 100+ dividend stock cards, our private Discord group, and our course on the three financial statements. See you on the inside!

In this episode, we’re joined again by Eloy, long-time friend of the show and co-founder of Cartas del Dividendo. We reflect on his journey as a dividend investor, the power of compounding, and why he remains hands-off with his portfolio these days. Topics we covered: 📰 Hershey’s (HSY) new CEO and why Eloy still loves the stock ☕ Starbucks (SBUX) in China - is the bull thesis breaking? 📈 The art of not selling, inspired by Chris Cerrone's legendary essay 🇪🇸 Three high-quality Spanish dividend stocks in Eloy's portfolio 💬 Listener questions, including why we sell, what to do after dividend cuts, and tax considerations after reaching FIRE Mentioned Stocks (Yahoo tickers): * Hershey (HSY) * Starbucks (SBUX) * Wendy’s (WEN) * McDonald’s (MCD) * PepsiCo (PEP) * Procter & Gamble (PG) * Ferrero (unlisted) * Kellogg/Kellanova (K) * Mars (unlisted) * Games Workshop (GAW.L) * General Mills (GIS) * Target (TGT) * Walmart (WMT) * Costco (COST) * Unilever (ULVR.L / UL) * Diageo (DGE.L) * Kenview (KVUE) * Union Pacific (UNP) * Mondelez (MDLZ) * Reckitt (RKT.L) * Halma (HLMA.L) * Microsoft (MSFT) * Apple (AAPL) * Philip Morris (PM) * British American Tobacco (BATS.L / BTI) * ExxonMobil (XOM) * AbbVie (ABBV) * Johnson & Johnson (JNJ) * Shell (SHEL.L / SHEL) * Medtronic (MDT) * Southern Company (SO) * Verizon (VZ) * 3M (MMM) * Aegon (AGN.AS) * NN Group (NN.AS) * Mapfre (MAP.MC) * Iberdrola (IBE.MC) * Inditex (ITX.MC) * Viscofan (VIS.MC) * Vidrala (VID.MC) Enjoy the episode - and don’t forget to let your winners run! 💸 🔗 Links mentioned: * 🧠 Chris Cerrone's article: "The Art of (Not) Selling" [https://drive.google.com/file/d/1qNodA6pWux844gUWpfjfvqxnsHZRCsrI/view?usp=sharing] * 🐦 Follow Eloy on Twitter: @EloySnowball [https://x.com/EloySnowball] * 📈 Discover our premium service: Dividend Talk Premium [https://www.dividendtalk.eu] #DividendInvesting #StockMarket #DividendGrowth #InvestingWisdom #Hershey #Starbucks #SpanishStocks #Compounding #InvestingStrategy #FinancialIndependence #LongTermInvesting #StockAnalysis

It’s summertime, and Derek is enjoying his well-deserved BaCo’s and Guinness somewhere on a beach in Southern Europe. That’s why today’s episode is a special summer slow-down edition, where we revisit some of the best moments from the amazing guests we’ve had on the show so far. You’ll hear insights from these legends on topics like dividend safety, when to sell, what real conviction looks like, how to keep valuation simple, and whether REITs can truly be a lifelong investment. Enjoy the episode, and we wish you a wonderful summer holiday! P.S. Not a premium subscriber yet? Join us now at www.dividendtalk.eu [https://www.dividentalk.eu]. You’ll get access to 20 deep dives per year, 100+ dividend stock cards, our private Discord group, and our course on the three financial statements. See you on the inside!