Dividend Talk

Eps 277 | 2025 Q4 Portfolio Review & Year in Dividends

In this episode of the Dividend Talk Podcast, we review our 2025 dividend portfolio performance, break down dividend income growth, and reflect on what worked (and what didn’t) for long-term dividend growth investors in Europe. We cover: * 2025 portfolio returns & dividend income growth * Currency impact (USD vs EUR) on dividends * Biggest wins, mistakes & lessons learned * Dividend reinvestment & compounding in action * Tax questions, spin-offs & dividend growth tracking * Listener Q&A on stocks like Starbucks, Alphabet, HPQ & more * What we’ll do differently as dividend investors in 2026 Join our premium dividend newsletter for in-depth European stock deep dives, dividend safety analysis, and long-term portfolio thinking. -> Pricing - Dividend Talk [https://dividendtalk.eu/pricing/]Connect with other dividend investors on ⁠⁠⁠⁠⁠Facebook ⁠⁠⁠ [https://www.facebook.com/groups/dividendtalk]⁠or ⁠⁠⁠⁠⁠⁠Discord⁠⁠ [https://discord.gg/xfS35ufm6H%E2%81%A0] to share ideas, ask questions, and stay motivated. Subscribe & follow New episodes every week on dividend investing, portfolio strategy, and building long-term wealth with dividends. See you on the Inside!

EPS 276| 2025 Year in Review & Crazy Predictions for 2026

We wrap up 2025 with a full Dividend Talk year-in-review, reflecting on the biggest investing lessons, most discussed stocks, and the questions that mattered most to dividend growth investors. In this episode, we cover: • What worked (and didn’t) in 2025• The most talked-about stocks, including Novo Nordisk• Selling rules, position sizing, and withholding tax headaches• Dividend cuts, initiations, and flat dividends• Our bold (and fun) predictions for 2026• Listener questions, portfolio milestones, and dividend consistency This is a relaxed conversation about long-term dividend investing, staying consistent, and preparing your portfolio for the year ahead. Perfect listening for the Christmas break or as you plan your 2026 investing strategy.

Eps 275 | Dividend Withholding Tax: How Much Income Are You Losing?

In this episode of the Dividend Talk, we discuss dividend withholding tax, after-tax dividend yield, and dividend income for European investors. We explain how dividend taxes work across Europe, why tax treaties often fail in practice, and how broker choice impacts dividend compounding. Using real portfolio examples, we cover foreign dividend tax, dividend leakage, and whether reclaiming withholding tax is worth the effort for long-term dividend growth investors. Useful links: * Continue the conversation with our community at ⁠⁠⁠⁠Facebook ⁠⁠ [https://www.facebook.com/groups/dividendtalk]⁠or ⁠⁠⁠⁠⁠Discord⁠⁠ [https://discord.gg/xfS35ufm6H%E2%81%A0]⁠⁠ * 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu

EPS 274 | Small & Mid Cap Investing with Heavy Moat Investments

In this episode of Dividend Talk, we’re joined by Niklas from Heavy Moat Investments for a deep dive into European small- and mid-cap investing, moats, portfolio concentration, and how to think about quality businesses when valuations get stretched. We kick things off with a packed dividend roundup, covering recent dividend hikes from Broadcom, Mastercard, Abbott Labs, Eli Lilly, WD-40, Zoetis, and more, with a strong focus on why healthcare has been so active lately. We also discuss Pfizer keeping its dividend flat, and what that signals for big pharma investors. From there, we look at one of the biggest European investing stories of the week: Aegon moving its headquarters to the US. We break down what this means for European capital markets, valuation multiples, and whether companies leaving Europe is a symptom of deeper structural issues. The core of the episode is our conversation with Niklas, where we explore: * What a “moat” really means — and why moats are not static * How he evaluates small and mid-cap European companies * Why insider ownership matters more than market cap * His approach to portfolio concentration vs diversification * How he uses hurdle rates, expected IRR, and quality scoring * When and why he decides to sell a stock We also discuss several real-world examples, including: * InPost and the rise of parcel locker networks across Europe * EVS Broadcast, a Belgian hidden champion in live sports technology * Mensch und Maschine, Autodesk reselling, proprietary software, and dividend sustainability * Edenred, regulation risk, shareholder yield, and why pessimism may be overdone * Eurofins Scientific as a long-term compounder with strong capital allocation To wrap up, we answer listener questions on: * Story vs fundamentals * The biggest financial red flags to watch for * AI in investing and portfolio analysis * The “right” number of stocks in a portfolio * Small-cap investing in Europe vs the US As always, this episode is for entertainment purposes only and should not be considered financial advice. Useful links: * Continue the conversation with our community at ⁠⁠⁠⁠Facebook ⁠ [https://www.facebook.com/groups/dividendtalk]⁠or ⁠⁠⁠⁠Discord⁠ [https://discord.gg/xfS35ufm6H%E2%81%A0]⁠⁠ * 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu * Heavy Moat Investments | Substack [https://heavymoatinvestments.substack.com/]

EPS 273 | Our Christmas Dividend Stock list for 2025!

This week, we’re getting into the Christmas spirit… dividend investor style. 🎄 Instead of toys under the tree, we’re talking  5 dividend growth stocks under the Christmas tree . And unlike the usual suspects we always seem to mention, this episode brings a fresh mix of companies we don’t discuss very often. But first, we dive into: * Netflix acquiring Warner Bros. — What does it mean for streaming investors?          * Magnum Ice Cream Company’s demerger from Unilever      * Dividend hikes of the week — Including Morningstar, Owens Corning, Enbridge, and the Canadian banks showing their strength again. * Listener questions — covering dividend safety in bear markets, cyclical stocks, owning LVMH through Christian Dior, and the data-centre boom.  Then it’s time for our Christmas Wish List: Derek shares two U.S. and one European pick he discovered using screeners and Morningstar. European DGI reveals two high-quality companies he recently added to his portfolio — including one he’s dreamed of owning for years. See you on the inside! Useful links: * Continue the conversation with our community at ⁠⁠⁠Facebook [https://www.facebook.com/groups/dividendtalk]⁠or ⁠⁠⁠Discord [https://discord.gg/xfS35ufm6H%E2%81%A0]⁠⁠ * 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu