Dollars & Sense

07-18-2024 Dollars & Sense, Back to School Blueprint: Education Planning & 529 Plans

You’re in for a treat this week as Marion Gilman and Christian Karcher team up to provide you financial advice in a language you can understand during this week’s episode of Dollars & Sense [https://www.freedmanfinancial.com/our-radio-show].   I don’t know if you’ve noticed, but back-to-school supplies are filling the shelves and summer is almost over! For those of you who have children, it may be time to start thinking about private school or college tuition. It’s no secret that the cost of tuition continues to climb, making it as important as ever to begin planning for it now.    Tune in to this week’s episode of Dollars & Sense as Marion and Christian explain the importance of education planning and the value of 529 plans, all in a language you can understand.   A full complement of Dollars & Sense broadcasts found here. [https://www.freedmanfinancial.com/our-radio-show]   DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.   Securities and advisory services are offered through LPL Financial, a Member of FINRA [https://www.finra.org/] and SIPC [https://www.sipc.org/]. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.   Tracking #: 603993   Dollars & Sense podcast now streaming on: Spotify [https://open.spotify.com/show/2VbDLc0CdigJh16TMNBaP4] iHeartRadio [https://www.iheart.com/podcast/256-freedmanfinancial-31085823/] Apple Podcasts [https://podcasts.apple.com/us/podcast/freedmanfinancial/id605811046], previously known as iTunes Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVkbWFuZmluYW5jaWFsL2ZlZWQueG1s] TuneIn + Alexa [https://tunein.com/radio/Freedman-Financial-p1436304/?topicId=163054593] Pandora [https://www.pandora.com/podcast/freedmanfinancial/PC:67502] PodBean [https://freedmanfinancial.podbean.com/]

02-08-2024 Dollars & Sense, Reducing Retirement Planning Paralysis

Welcome back to another episode of Dollars & Sense [https://www.freedmanfinancial.com/our-radio-show] with your hosts Marc and Marion. We’re recording in our newly transformed studio today and getting ready to launch the podcast you already know and love in video format!   As our clients face retirement, they often think about how they’re going to spend their money, how they can provide support for their children, and what they can do to truly enjoy their golden years. Pay close attention, we’re about to reveal a secret that will resonate with you deeply. The memories and experiences that you create with your children and grandchildren will leave an everlasting mark, far surpassing the significance of any material wealth you may leave behind. Allow that to sink in.   Join us on this week's captivating episode of Dollars & Sense, where Marc and Marion talk about the significance of investing your resources in making lasting memories with your loved ones, rather than focusing on building an inheritance for your children, all in a language you can understand.   A full complement of Dollars & Sense broadcasts found here. [https://www.freedmanfinancial.com/our-radio-show]   DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.   Securities and advisory services are offered through LPL Financial, a Member of FINRA [https://www.finra.org/] and SIPC [https://www.sipc.org/].   Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.   Tracking #: 538982   Dollars & Sense podcast now streaming on: Spotify [https://open.spotify.com/show/2VbDLc0CdigJh16TMNBaP4] iHeartRadio [https://www.iheart.com/podcast/256-freedmanfinancial-31085823/] Apple Podcasts [https://podcasts.apple.com/us/podcast/freedmanfinancial/id605811046], previously known as iTunes Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVkbWFuZmluYW5jaWFsL2ZlZWQueG1s] TuneIn + Alexa [https://tunein.com/radio/Freedman-Financial-p1436304/?topicId=163054593] Pandora [https://www.pandora.com/podcast/freedmanfinancial/PC:67502] PodBean [https://freedmanfinancial.podbean.com/]

01-31-2024 Dollars & Sense, Not Too Hot and Not Too Cold

Welcome back to another episode of Dollars & Sense [https://www.freedmanfinancial.com/our-radio-show] with your hosts Marc and Marion.   There’s been a lot of speculation surrounding the 2 pm Fed Meeting today (1/31/24) and whether they’re going to lower interest rates. Our guess as well as most analysts out there, is that they will not be lowering interest rates – at least for now. However, word on the street suggests there could be up to four rate cuts this year. That’s important because essentially the 10-year Treasury Bond is priced off those rates. So, why is that important? If you weren’t aware, mortgages are priced off the 10-year bond. Have we got your attention yet?   Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about what the impact of a drop in interest rate means in a language you can understand.   A full complement of Dollars & Sense broadcasts found here. [https://www.freedmanfinancial.com/our-radio-show]   DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations. Securities and advisory services are offered through LPL Financial, a Member of FINRA [https://www.finra.org/] and SIPC [https://www.sipc.org/]. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you. Tracking #: 535458   Dollars & Sense podcast now streaming on: Spotify [https://open.spotify.com/show/2VbDLc0CdigJh16TMNBaP4] iHeartRadio [https://www.iheart.com/podcast/256-freedmanfinancial-31085823/] Apple Podcasts [https://podcasts.apple.com/us/podcast/freedmanfinancial/id605811046], previously known as iTunes Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVkbWFuZmluYW5jaWFsL2ZlZWQueG1s] TuneIn + Alexa [https://tunein.com/radio/Freedman-Financial-p1436304/?topicId=163054593] Pandora [https://www.pandora.com/podcast/freedmanfinancial/PC:67502] PodBean [https://freedmanfinancial.podbean.com/]

01-25-2024 Dollars & Sense,Losing Faith in the Value of College

Thanks for joining Marc and Marion for this week’s episode of Dollars & Sense [https://www.freedmanfinancial.com/our-radio-show]. FASFA applications are being filled out and college acceptance letters are coming in. If you have a student graduating from high school this year who has plans of furthering their education, whether a trade school, college, or university, they are eligible to apply for our Freedman Financial Annual Scholarship [https://www.freedmanfinancial.com/community-involvement]. We offer $2,000 to the applicant who best answers a 500-word essay, “What Does Financial Responsibility Mean to You?” and who excels with their academic and extracurricular activities. You can put the money towards books, a new laptop, or even tuition – every little bit helps! Learn more about this on our website or by signing up for our newsletter.   For decades, we’ve been conditioned into thinking that you need to attend college and obtain a degree after high school. Now, with the rising cost of college, people are questing whether it’s worth sending their children to a secondary school.      Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the value of college and if people’s view on the importance of it has changed in a language you can understand.   A full complement of Dollars & Sense broadcasts found here. [https://www.freedmanfinancial.com/our-radio-show]   DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.   Securities and advisory services are offered through LPL Financial, a Member of FINRA [https://www.finra.org/] and SIPC [https://www.sipc.org/]. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you. Tracking #: 532448   Dollars & Sense podcast now streaming on: Spotify [https://open.spotify.com/show/2VbDLc0CdigJh16TMNBaP4] iHeartRadio [https://www.iheart.com/podcast/256-freedmanfinancial-31085823/] Apple Podcasts [https://podcasts.apple.com/us/podcast/freedmanfinancial/id605811046], previously known as iTunes Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVkbWFuZmluYW5jaWFsL2ZlZWQueG1s] TuneIn + Alexa [https://tunein.com/radio/Freedman-Financial-p1436304/?topicId=163054593] Pandora [https://www.pandora.com/podcast/freedmanfinancial/PC:67502] PodBean [https://freedmanfinancial.podbean.com/]

01-18-2024 Dollars & Sense, Is Financial Literacy Diminishing?

We’re three weeks into January and there’s a lot to unpack! The frigid winter temps are here, we’re pumped that the Boston Celtics are in first place, and we’re in the beginnings of the political primaries. Everyone has a right and obligation to vote, please make sure you exercise your freedom to do so and encourage your eligible children to vote as well.   In this week’s episode of Dollars & Sense [https://www.freedmanfinancial.com/our-radio-show], Marc and Marion raise the question as to why the younger generations are having more difficulty living within their means. Has the gradual shift from cash to debit/credit cards played a part in the decline of financial literacy?   Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the importance of financial literacy in a language you can understand.   A full complement of Dollars & Sense broadcasts found here. [https://www.freedmanfinancial.com/our-radio-show]   DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.   Securities and advisory services are offered through LPL Financial, a Member of FINRA [https://www.finra.org/] and SIPC [https://www.sipc.org/]. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you. Tracking #: 528912   Dollars & Sense podcast now streaming on: Spotify [https://open.spotify.com/show/2VbDLc0CdigJh16TMNBaP4] iHeartRadio [https://www.iheart.com/podcast/256-freedmanfinancial-31085823/] Apple Podcasts [https://podcasts.apple.com/us/podcast/freedmanfinancial/id605811046], previously known as iTunes Google Podcasts [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVkbWFuZmluYW5jaWFsL2ZlZWQueG1s] TuneIn + Alexa [https://tunein.com/radio/Freedman-Financial-p1436304/?topicId=163054593] Pandora [https://www.pandora.com/podcast/freedmanfinancial/PC:67502] PodBean [https://freedmanfinancial.podbean.com/]