Ian & Rashad Present Black Out Unfiltered Uncut

Are U.S. Bank Deposits Really Safe? Dodd-Frank, Bail-Ins, and the Cyprus Crisis Explained

In this compelling clip from Black Out with Ian & Rashad, Rashad Bilal is joined by a panel of political commentators to dive deep into one of the most intriguing (and unsettling) financial conspiracy theories circulating today: Could your money in U.S. banks be at risk if the system crashes? The conversation kicks off with a viral clip about the possibility of "bail-ins"—a scenario where, instead of being rescued by the government, banks might take funds directly from depositors to stabilize themselves during a crisis. The guests break down how the Dodd-Frank Act changed the rules after the 2008 crash and what it means to be an "unsecured creditor" at your own bank. Rashad Bilal walks us through real-world cases, including the dramatic Cyprus and Greece banking crises of 2012-2013, where ordinary people lost access to their savings almost overnight. He explains how the U.S., backed by the FDIC, might handle a similar crisis differently—but also where the "gray areas" remain, especially for deposits over $250,000. Key points discussed in this clip: - What is a bail-in, and how does it differ from a bailout? - How the Dodd-Frank Act changed bank deposit protections in America - Why deposits over $250,000 may not be as secure as you think - Lessons from the Cyprus and Greece crises: Could it happen in the U.S.? - The role of FDIC insurance and its limits - How financial uncertainty helped fuel Bitcoin’s rise - The impact on the American dream, homeownership, and the future of banking If you've ever wondered where your money really stands during a recession or financial collapse—or want to understand the facts behind the headlines—this is a must-watch. Rashad Bilal cuts through the myths and conspiracy theories to give you the straight facts, plus insights you won't hear anywhere else. **Timestamps** (For full breakdowns, refer to the provided transcript) **Hit subscribe for more unfiltered discussions at the intersection of finance, politics, and culture!** #BankingCrisis #DoddFrank #BailIn #CyprusCrisis #FDIC #FinancialEducation #Bitcoin #RashadBilal #BlackOutPodcast #BankCollapse #PersonalFinance #Crypto #AmericanDream --- For more in-depth analysis and discussions, follow Black Out with Ian & Rashad and join the conversation. If you have questions or requests, drop them below! Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands] Privacy & Opt-Out: https://redcircle.com/privacy [https://redcircle.com/privacy]

Can Banks Take Your Money?, Holiday Relationship Rules, America’s Biggest Scam, & 2035 Prediction

On this episode of Black Out, we dive into the financial, cultural, and relationship debates shaking up the internet this week. We break down the truth about bank bail-ins and whether your money can legally be taken if a bank collapses. Then we get into the Campbell Soup controversy after the CEO said he doesn’t eat his own product. From Thanksgiving relationship etiquette to the public curiosity around JD Vance & Erica Kirk, nothing is off-limits. We also cover Elon Musk claiming nobody will have to work soon, the wild Doge coin debacle, and French Montana’s worst investment ever. We discuss the shocking exit of MTG from Congress after making $25M, Juelz Santana saying kids don’t need to know how to read, and we close with a classic hip-hop debate — what’s your favorite Jay-Z album of all time? Market Mondays Black Friday Deal (Limited to First 50): https://marketmondaysdeal.com #BlackOutPodcast #EarnYourLeisure #BankBailIns #ElonMusk #FrenchMontana #JDVance #MTG #DogeCoin #ThanksgivingEtiquette #HipHopDebate #JayZ #FinanceTopics #CultureTalks #Relationships #MoneyTalks Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands] Privacy & Opt-Out: https://redcircle.com/privacy [https://redcircle.com/privacy]

Is Cheating Ever Justified? Kevin Samuels' Controversial Take...

Dive into a thought-provoking clip from "Black Out with Ian & Rashad," where Rashad Bilal, Ian Dunlap, and the late Kevin Samuels tackle the complex dynamics of relationships, desire, and the controversial idea of cheating. In this candid conversation, Kevin Samuels shares his bold perspective: boredom is the enemy in modern relationships, and sometimes discomfort can play a role in keeping the spark alive. He argues that a partner’s desirability is heightened when others want them, challenging conventional wisdom on faithfulness and commitment. Rashad and Ian reflect on Kevin’s message, acknowledging the harsh realities of human nature—how people are often drawn to what’s hard to get, and why what’s valued by many becomes more desirable. While they don’t endorse cheating, they recognize that there’s an underlying truth in the way attraction works and how perception can shape relationships. Beyond the shock value, the clip offers honest and nuanced insight into the psychology behind romantic connections, status, and self-worth. The hosts discuss the importance of being clear about intentions and choosing authenticity over deception, highlighting the need for honest communication in any relationship. With references to cultural phenomena like Supreme T-shirts and exclusive collectibles, Rashad explores the parallels between marketing and attraction—everyone wants what’s rare and coveted. The conversation is layered with real-world analogies and open debate, making this a must-watch for anyone interested in the intersection of relationships, gender dynamics, and human behavior. Rest in peace to Kevin Samuels, whose controversial takes continue to spark dialogue and challenge norms. **Hashtags:** #BlackOutPodcast #KevinSamuels #RashadBilal #IanDunlap #RelationshipTalk #HumanNature #ModernRomance #ControversialTopics #DatingDynamics #SelfWorth #PodcastClip #TruthHurts #RestInPeaceKevinSamuels Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands] Privacy & Opt-Out: https://redcircle.com/privacy [https://redcircle.com/privacy]

Is the Quarter Zip Trend Uplifting or Policing Black Culture?

In this clip from Black Out with Ian & Rashad, Rashad Bilal and Ian Dunlap dive deep into the viral "quarter zip" trend that’s sweeping social media—and stirring up controversy. Rashad shares how the trend started as an alternative to the ubiquitous Nike Tech tracksuits, and highlights its proponents’ view: that switching to quarter zips is about elevating style and self-presentation among young Black men. He even gives a shoutout to Councilman Kevin Riley for putting him onto the topic! But not everyone is on board. The hosts play a counter argument from another voice in the community who calls the trend "anti-Black," critiquing the implication that elegance and respectability are tied to switching clothing styles. This guest points out that Black excellence comes in millions of forms and warns against further policing of what "acceptable" Black masculinity looks like. Rashad and Ian both weigh in with personal anecdotes, touching on why appearance matters, and how certain streetwear trends sometimes leave them feeling uncomfortable or unsafe. From the infamous "Pooh Shiesty mask era" to Miami strip club stories, they explore how fashion, identity, and perception intersect. This lively conversation brings out two sides of the ongoing debate: Is the quarter zip movement truly about self-improvement, or is it unintentionally reinforcing harmful stereotypes? Drop your thoughts in the comments below! 👉 Like, comment, and subscribe for more thought-provoking discussions with Rashad Bilal and Ian Dunlap. #BlackOutPodcast #QuarterZip #NikeTech #BlackCulture #FashionDebate #RashadBilal #IanDunlap #RespectabilityPolitics #Streetwear #ViralTrends #ElevateYourStyle #CommunityConversation Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands] Privacy & Opt-Out: https://redcircle.com/privacy [https://redcircle.com/privacy]

Breaking the Silence: Black Male Mental Health, Suicide, and the Power of Brotherhood

In this powerful clip from Black Out with Ian & Rashad, Rashad Bilal and Ian Dunlap sit down with Dr. Jay Barnett for a deep, honest conversation about mental health challenges facing Black men—especially those linked to identity, sports, and success. Dr. Jay Barnett opens up about his personal experiences with suicide attempts and the struggle to rediscover purpose after a career in football ended. The discussion sheds light on how the loss of brotherhood, structure, and community can lead to struggles with depression and suicidal thoughts, while also highlighting the importance of connection, therapy, and building supportive relationships. Rashad Bilal shares how financial literacy and mental health have recently risen in importance within the Black community, emphasizing their intersection. Dr. Jay Barnett stresses the impact of losing one's identity and the sense of belonging that team sports provide, underscoring how these changes can leave many men isolated with unhealthy thoughts. The trio explore the transactional nature of sports, the emptiness that follows, and the pressure placed on successful Black men to uplift everyone around them—touching on survivor's guilt and the unique weight they often carry. Ian Dunlap brings up seasonal depression, asking Dr. Jay Barnett for practical tips for surviving the holidays, when feelings of loneliness and grief can increase. Dr. Jay Barnett urges listeners to seek out community, get moving, spend time outdoors, and build new connections even if family isn't always available or supportive. He also discusses the importance of vitamin D, particularly for Black people during winter months. If you've ever struggled with identity, loneliness, or depression, or simply want better tools for yourself and your loved ones, this clip is a must-watch. It’s a raw, compassionate look at the journey to healing, resilience, and the strength found in brotherhood. Whether you're an athlete, entrepreneur, or anyone seeking growth and understanding, Rashad, Ian, and Dr. Jay offer hope and guidance for navigating life's toughest moments. **Hashtags:** #MentalHealthMatters #BlackMenHeal #Brotherhood #DepressionAwareness #SuicidePrevention #FinancialLiteracy #CommunitySupport #Resilience #SeasonalDepression #Therapy #BlackOutPodcast #IanDunlap #RashadBilal #DrJayBarnett Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands] Privacy & Opt-Out: https://redcircle.com/privacy [https://redcircle.com/privacy]